Real Wealth Real Health

Real estate developer Evan Holladay explains how the public perception of affordable housing is changing and discusses his unique approach within this sector.

Affordable housing is a more pressing issue than ever in many cities, and more and more people are starting to get on board with the idea. In this episode, Evan Holladay shares how he approaches affordable housing, creating community-oriented spaces that allow their residents to live and thrive. In fact, he has coined the term ‘attainable housing’ to help remove the stigma associated with affordable housing. He breaks down two key examples his company has worked on — artist housing and housing for people in recovery — and shares some practical tips for financing, sustainable development, and creating a win-win-win for investors, partners, and community members.

Evan Holladay is the founder and CEO of Holladay Ventures, a firm focused on creating and investing in workforce, affordable, and mixed-income communities. Their mission is to create quality housing opportunities and empower the residents to realize their full potential. Evan is also the host of the iTunes Top 200 business and real estate podcast, "Monumental," where he sits down with top leaders and entrepreneurs making massive changes in the world.

Key Insights:

Destigmatizing affordable housing

Attainable housing that helps residents thrive

Your story matters

Public perception on affordable housing is changing

A sustainable approach to development

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Guest Bio: 

Evan Holladay is a real estate developer and investor with over $473 million and 2,276 units of multifamily real estate developed and invested. Evan is founder and CEO at Holladay Ventures where their team specializes in creating and investing in workforce, affordable and mixed-income communities. Their mission is to create quality housing opportunities and empower the residents to realize their full potential.

Evan is also the host of the iTunes Top 200 business and real estate podcast, "Monumental," where he sits down with top leaders and entrepreneurs making massive changes in the world.

Resources:

Real Wealth Real Health

Alpha Investing

Holladay Ventures website

Connect with Evan on LinkedIn

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Ellevest CIO Sylvia Kwan talks about the results of the Women’s Financial Health Index and describes the shifts she’s seen in women’s investing habits, goals, and priorities

Women are about to become the recipients of the greatest wealth transfer in history, and yet only 37% of women invest compared to 63% of men. In this episode, Ellevest CIO Sylvia Kwan reflects on some of the key findings in her company’s recent Women’s Financial Health Index. Sylvia also discusses the trends she’s noticed among women when it comes to values-aligned investing, and she explains how this shift will have major implications for the future of the financial services industry. 

Sylvia Kwan is the Chief Investment Officer at the woman-first financial company Ellevest. Dr. Kwan is a CFA charterholder with a PhD in engineering economic systems from Stanford and a BS in computer science and applied math from Brown. With more than 30 years of experience, she’s held positions at Charles Schwab and Financial Engines.

Key Insights:

Sylvia’s own journey as a woman in finance

The benefits of illiquid investments

Ellevest Women’s Financial Health Index findings

Impact investing is the future

Changing demographic values

Why community is vital for this movement

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Guest Bio:

Sylvia Kwan is the Chief Investment Officer at the woman-first financial company Ellevest. Dr. Kwan is a CFA charterholder with a PhD in engineering economic systems from Stanford and a BS in computer science and applied math from Brown. With more than 30 years of experience, she’s held positions at Charles Schwab and Financial Engines.

Resources:

Real Wealth Real Health

Alpha Investing

Ellevest

Ellevest Women’s Financial Health Index

Connect with Sylvia on LinkedIn

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40-year CRE veteran Todd Weaver shares the strategies and mindsets he’s using to navigate our current market conditions. 

Whether you’re a first-time real estate investor or a seasoned professional, there’s always more to learn. In this episode, Todd Weaver discusses the commercial real estate landscape with an emphasis on the Los Angeles market as a leading indicator in real estate, and why investors should focus on their discount rate versus cap rate. He addresses frequently asked questions about the economic environment, interest rates, leverage, and duration amongst the important data points to consider when investing, and the types of assets he’s focused on right now. Todd is the founder of Synergy Commercial Real Estate, Inc., a faculty member at UCLA Extension, and an expert with nearly 40 years of real estate experience. 

In 1993 Todd D. Weaver founded Synergy Commercial Real Estate, Inc., a boutique firm specializing in investment brokerage. Todd is a licensed Real Estate Broker, licensed General Contractor, Certified Property Manager, and Certified Commercial Investment Member. Todd possesses over 30 years of experience in the business, with a background that includes developing and repositioning 5,000,000 square feet and successfully completing hundreds of complex commercial lease and sales transactions. Todd is a past president of the CCIM Greater Los Angeles Chapter, and an active member of the Institute of Real Estate Management and International Council of Shopping Centers. He is on faculty at UCLA Extension where he teaches finance and commercial real estate.

Key Insights:

Continuing education can help your investing

Discount rate vs. cap rate

Are we in a recession?

The issue with negative leverage

Is retail back?

Invest like an optimist

Opportunities in today’s market

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Guest Bio:

In 1993 Todd D. Weaver founded Synergy Commercial Real Estate, Inc., a boutique firm specializing in investment brokerage. Mr. Weaver was born and raised in Los Angeles and attended the University of California at Santa Barbara where he earned his B.A. in 1981. Todd is a licensed Real Estate Broker, licensed General Contractor, Certified Property Manager (CPM), and Certified Commercial Investment Member (CCIM). Todd possesses over 30 years of experience in the business, with a background that includes developing and repositioning 5,000,000 square feet and successfully completing hundreds of complex commercial lease and sales transactions on behalf of developers, investors, financial institutions, and government agencies. Todd is a Past President of the CCIM Greater Los Angeles Chapter, and an active member of the Institute of Real Estate Management and International Council of Shopping Centers. Todd is on faculty at UCLA Extension where he teaches finance and commercial real estate.

Resources:

Real Wealth Real Health

Alpha Investing

Synergy Commercial Real Estate

Email Todd

UCLA Extension

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A multifamily real estate professional explains how viewing money as energy will allow you to find greater alignment between your investments and your life’s purpose.

Vinki Loomba is the founder and CEO of Loomba Investment Group, a company dedicated to helping people build wealth through multifamily real estate investing. Vinki chose this career path after a spiritual awakening that showed her she could do more for her community by using all the knowledge she had gained through years of passive real estate investing. In this episode, Vinki shares her inspiring story of discovering her purpose, and she reflects on some of the ways our collective consciousness has shifted in recent years. Vinki also shares practical advice about finding investment opportunities in a variety of economic conditions, and she encourages listeners to move beyond a scarcity mindset.

Vinki Loomba is a successful entrepreneur and strategist with a background in commercial real estate, information technology, and academia. She is a former IT professional and a professor who transitioned to full-time real estate investing. Vinki is an expert in strategic planning and management with a strong ability to connect the dots. With her unique combination of corporate and entrepreneurial experience, she is quite familiar with busy professionals’ distinct challenges. The goal of her work is to provide investors with the right knowledge to be able to make wise investing decisions aligned with their long-term financial goals in order to achieve financial success.

Key Insights:

How real estate investing helped Vinki find her purpose

We attract like minded people

Investing as a path to freedom

The energy of money

Finding opportunities in any economic conditions

A scarcity mindset creates scarcity

Wealth is not money

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Guest Bio: 

Vinki Loomba is the founder & CEO of Loomba Investment Group, a private equity/investment firm specialized in real estate syndications. Vinki is a successful entrepreneur and strategist with a background in commercial real estate, information technology, and academia. She is a former IT professional and a professor who transitioned to full-time real estate investing. Vinki is an expert in strategic planning and management with a strong ability to connect the dots. With her unique combination of corporate and entrepreneurial experience, she is quite familiar with busy professionals’ distinct challenges. The goal of her work is to provide investors with the right knowledge to be able to make wise investing decisions aligned with their long-term financial goals in order to achieve financial success.

Driven by her mission to help and touch one million lives in a meaningful way, Vinki is best known for inspiring many in her circle. She strongly believes that with 100% focus and concentration you can transform any idea into reality.

Resources:

Real Wealth Real Health

Alpha Investing

Loomba Investment Group

Connect with Vinki on LinkedIn

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A serial entrepreneur explains why he’s focused on mitigating the “age of disasters”

Lifeboat Ventures CEO and Managing Director Gopi Mattel believes we are now in the age of disasters. From natural disasters to economic crises to pandemics, Lifeboat Ventures is focused on solving problems through disaster impact mitigation startups. In this episode, Gopi provides a new framework for thinking about disasters and explains why the venture capital space is uniquely positioned to tackle these problems head on. He also breaks down the difference between venture funds and venture studios, and he explains how one of Lifeboat’s startups is addressing the California housing crisis. 

Gopi Mattel is a serial entrepreneur and the CEO and managing director of Lifeboat Ventures. He’s also the founder and CEO of CellarStone, Inc., a Silicon Valley-based company that provides solutions in the area of sales performance management. Gopi has decades of experience with starting and running businesses, and he’s spent more than 30 years in the technology and executive management space. 

Key Insights:

We are now in the age of disasters

Why venture?

Unique solutions to the housing crisis

What are B-Corporations?

Scarcity is a human concept

Venture studio vs. venture fund

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Guest Bio:

Gopi Mattel is a serial entrepreneur and is the managing partner and CEO at Lifeboat Ventures, a venture studio for disaster impact mitigation startups. He’s also the Founder and CEO of CellarStone, Inc., a Silicon Valley-based company that provides solutions in the area of Sales Performance Management. Gopi is also the director of the Chennai, India chapter of the Founder Institute, which he launched. He has spent the past four years managing cohorts of startups, coaching numerous startups through the detailed steps from ideation to funding.

Prior to Lifeboat Ventures and CellarStone, Gopi founded Motiva, Inc., a pioneering firm in the Sales Performance Management space, which was acquired by Siebel/Oracle. He has decades of deep and granular experience in all the various aspects of starting and running a business, and more than 30 years of experience in Technology and Executive Management. Gopi has implemented Sales Performance Management systems for companies such as Allied Signal Aerospace, Clorox, Milwaukee Electric Tool, Hill-Rom, Transamerica Capital, among others. He has held management positions at Citibank, FSB., and The Gap, Inc. He serves as an advisor for Pepperdine University Graziado Business School’s Most Fundable Companies program, and is a contributor to thestreet.com. Gopi holds a Bachelor of Science degree and University First Rank in Geography and Statistics from the University of Madras, Chennai, India.

Resources:

Real Wealth Real Health

Alpha Investing

Lifeboat Ventures

ADU,Works

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Checking in with a wealth advisor about planning for the future in our current economic climate.

In seasons of economic uncertainty, it’s more important than ever to have a solid financial plan. In this episode, wealth advisor Jerry St-Cyr shares some of the most important considerations to keep in mind about retirement planning, long-term care insurance, and investing in today’s market. He also explains why he’s so passionate about helping women secure their financial independence, and he shares a preview of his upcoming book, WOMANITY! A Tribute to Women.

Jerry St-Cyr is a wealth advisor with New York Life Insurance Company, where he focuses on retirement, financial, and legacy planning. Jerry previously worked as a financial advisor at Morgan Stanley and a global business leader in sales management, marketing, business development, and corporate negotiation. Jerry is also the author of two books, My Wine Guide (made simple) and WOMANITY! A Tribute to Women. 

Key Insights:

Jerry’s perspective on our current economic situation

Why retirement planning needs to evolve

What to include in your financial plan

When to start investing in long-term care insurance

Investing in today’s market

Jerry’s new book and his efforts to celebrate women 

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Guest Bio:

Jerry St-Cyr is a wealth advisor with New York Life Insurance Company. Prior to this role, Jerry was a Financial Advisor for five years at Morgan Stanley focusing on retirement, financial and legacy planning for families in the Tri-State area. Prior to that, he was a multi-dimensional global business leader with executive-level sales management, marketing, business development and corporate negotiation experience in North and South America, Europe and Asia.   Jerry still focuses on retirement, financial and legacy planning. His other areas of expertise lie in 401K and Defined Benefit plans. His target audiences include women, small business owners, doctors’ and lawyers’ offices, religious organizations and successful individuals and families in the Tri-State area. Jerry received his Bachelor's Degree in Commerce with a major in Marketing from McGill University in Montreal, Canada. He also studied Strategic Negotiations at Harvard, the Executive Development Program at the Wharton School of Business, International Project Management at IMD Business School in Switzerland and Finance and Leadership at the Singapore Institute of Management. Jerry is also an accomplished author of two books: My Wine Guide (made simple) and WOMANITY! A Tribute to Women. 

Resources:

Real Wealth Real Health

Alpha Investing

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Three Keys Investment Founder Julie Holly explains why it’s important to keep investing even when economic conditions seem less than ideal.

It may seem prudent to hold off on investing in real estate in the midst of our current economic climate. Julie Holly argues that you can invest wisely no matter what’s happening in the markets, and if you don’t invest at all, you’re losing money. In this episode, Julie shares her perspective on the ways that rising interest rates are impacting investor behavior in both residential and multifamily real estate. She also explains how she’s continuing to find opportunities, overcoming fear and doubt, and she shares her best advice for staying grounded, becoming a more confident investor, and prioritizing the things that matter most to you.

Julie Holly is the founder of Three Keys Investment, an organization that helps people find their freedom through multifamily real estate investing. She has invested in single family homes, house-hacked before it had a name, managed properties from 1,000 miles away, and passively invested in multifamily assets. Julie is also a high-performance coach and host of “The Conscious Investor” podcast, a show focused on supporting investors at every step of their journey.

Key Insights:

The impact of rising interest rates on multifamily real estate

Understanding economic cycles

How to keep investing regardless of economic conditions

Building confidence as an investor

Julie’s tips for staying grounded

What it really means to have wealth

Subscribe to this podcast to build your healthy financial foundation through expertise, insights, strategies, tactics, wisdom, and inspiration from Alpha Investing’s community of professionals, advisors, investors, and members:

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Guest Bio:

Julie Holly is the founder of Three Keys Investment, an organization that helps people find their freedom through multifamily real estate investing. She has invested in single family homes, house-hacked before it had a name, managed properties from 1,000 miles away, and passively invested in multifamily assets. Currently, Julie is passively invested in nearly 300 doors, strategically partnered in 68 Atlanta-based units, and a general partner in 120 units. Julie is also a high-performance coach and host of “The Conscious Investor” podcast, a show focused on supporting investors at every step of their journey.

Resources:

Real Wealth Real Health

Alpha Investing

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Purse Strings founder Barbara Provost explains how the finance sector continues to fail women and shares what she’s doing to change that.

Even though women are responsible for more than $23 trillion in annual household spending and will inherent $30 trillion in the next 7-10 years, the financial industry continues to overlook and underserve them. Dr. Barbara Provost grew tired of seeing this same problem affecting the women around her and shape her work as a financial educator. So, she took action. In this episode, Barbara shares the inspiration behind her company, Purse Strings. She and AdaPia discuss how women can build a strong financial foundation for themselves and their communities, the different messages that men and women receive about money and power, and how these messages can lead to shame and fear - until we examine them, and choose more empowering ones.

Dr. Barbara Provost is the founder of Purse Strings, a business development service introducing women who seek financial advice to service providers who understand their unique needs. The company also offers a breadth of free educational resources designed to help every woman, regardless of her financial situation. Barbara has 20+ years of experience as an educational consultant to the banking and insurance industries and is passionate about using that expertise to equip and empower women.

Key Insights:

How the finance industry is failing women

Building a financial foundation

The benefits of financial coaches

Establishing your financial values

Financial empowerment through community

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Guest Bio:

Dr. Barbara Provost has 20+ years of experience as an educational consultant to the banking and insurance industries. Over the years, she grew tired of these male-dominated sectors consistently shaping their sales messaging and resource development solely for target audiences of men (while blatantly ignoring the $23 trillion in annual spending that women alone are responsible for). Barb took action in 2015 by launching Purse Strings, a company for and by women boasting a unique dual business model. Purse Strings features a new business development service introducing women who seek financial advice to service providers who understand their unique needs. The company simultaneously offers a breadth of free educational resources designed to help every woman, no matter if they have a little money or a lot, get smart about money. Barb’s life motto is “be financially fearless.”

Resources:

Real Wealth Real Health

Alpha Investing

Purse Strings

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LENDonate founder Vivienne Hsu shares an inside look at how nonprofits are funded and explains how accredited investors can give back through her unique platform.

When looking for a way to merge her institutional finance experience with her passion for philanthropy, Vivienne Hsu decided to create LENDonate. This marketplace lending platform allows accredited investors to crowdfund loans that support various nonprofit organizations and projects. In this episode, Vivienne explains the business model that keeps nonprofits afloat, including the major role of debt financing and real estate. Vivienne also provides an overview of LENDonate’s underwriting process and shares how investors can create social change while also generating returns.

Vivienne is a CFA, entrepreneur, investment executive, and independent board member with over 20 years of financial services experience. She worked in a variety of institutional finance roles, including Senior Vice President at U.S. Trust, Vice President and Senior Portfolio Manager for Charles Schwab Investment Management, and lead portfolio manager for the Schwab Hedged Equity Fund. Viviennne then decided to focus on social entrepreneurship and became the founder and CEO of LENDonate.

Key Insights:

Transitioning from investment management to entrepreneurship

The nonprofit business model

Debt financing for nonprofits

LENDonate’s underwriting process

Are nonprofit borrowers riskier than other investments?

Nonprofit finance in periods of inflation

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Guest Bio:

Vivienne Hsu, CFA is an entrepreneur, investment executive, and independent board member with over 20 years of financial services experience. As an expert in her field, she has appeared in numerous interviews on CNBC and Bloomberg TV and is frequently quoted in national publications, including The Wall Street Journal and Kiplinger. Most importantly, she is passionate about strategic philanthropy and sustainable investment. She is the founder and CEO of LENDonate, a unique marketplace lending and donation sourcing platform where nonprofits and supporters leverage their collective power for the greater good. She also serves as independent trustee on the board of ASYMmetric ETFs.

Prior to being a social entrepreneur, Vivienne was Senior Vice President at U.S. Trust where she advised on complex financial matters. She served as a Vice President, Senior Portfolio Manager for Charles Schwab Investment Management where she oversaw its active equity strategies and was the lead portfolio manager for the Schwab Hedged Equity Fund. Under her leadership, the firm launched three new funds which garnered close to $500 million at launch. Prior to that, she was Vice President and Portfolio Manager at American Century Investments where she co-managed mutual funds that totaled more than $10 billion. Rounding out her experience was investment risk consultant at MSCI Barra, and pension actuarial work on retirement plans. She received an MBA from the Haas School of Business at the University of California, Berkeley, where she also received an undergraduate degree in applied mathematics. Vivienne is co-chair on the board of Los Altos Mountain View Community Foundation; and a member of the board of How Women Lead and Aeris Insights. In 2011-12, she volunteered full time as development director at Women’s Initiative for Self Employment which helped low income women start and sustain their own businesses.

Resources:

Real Wealth Real Health

Alpha Investing

LENDonate

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A real estate attorney highlights common legal concerns that new investors miss, and shares his experience in running franchises and investing in RV parks.

Whether you’re investing in a simple real estate deal or branching out into a new asset class, finding trustworthy partners and creating a solid legal agreement are vital steps for protecting yourself and your wealth. In this episode, Seth Bradley explains why these agreements are so important, and shares some helpful tips for new investors to look out for. He also discusses his experience as a franchise owner and the challenges he faced during COVID-19, how franchises can fit into an investor’s portfolio, and shares about a different asset class - RV parks, and why these are poised for growth in the future.

Seth is a real estate entrepreneur and an expert at creating passive income while working as a highly paid, busy professional. He’s closed billions of dollars in real estate transactions as a real estate attorney, investor and broker. Seth is the Managing Partner of Law Capital Partners, a private equity firm focused on value-add real estate acquisitions and development. He oversees the company’s overall investment strategy, business development, investor relations, and legal and compliance oversight, and he’s focused on maximizing investor returns through strategic partnerships, risk mitigation and creative deal structuring.

Key Insights:

Finding partners you trust

Common legal issues for new investors

Cap rate compression

Managing a business during COVID-19The ins and outs of running a franchise

Investing in RV parks

Health is vital for wealth

Subscribe to this podcast to build your healthy financial foundation through expertise, insights, strategies, tactics, wisdom, and inspiration from Alpha Investing’s community of professionals, advisors, investors, and members:

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Guest Bio:

Seth Bradley is a real estate entrepreneur and an expert at creating passive income while working as a highly paid, busy professional. He’s closed billions of dollars in real estate transactions as a real estate attorney, investor and broker. Seth is the Managing Partner of Law Capital Partners, a private equity firm focused on value-add real estate acquisitions and development. He oversees the company’s overall investment strategy, business development, investor relations, and legal and compliance oversight. He brings to the company over 15 years of experience in general management and new business development. Seth focuses his efforts on maximizing investor returns through strategic partnerships, risk mitigation and creative deal structuring.

Seth has represented real estate developers, investors, landlords, tenants, and financial institutions in all types of commercial real estate transactions including acquisitions, dispositions, financing, leasing and development, across a full gamut of asset types, including hospitality, multifamily, industrial, office and retail. Previously, Seth practiced law in the real estate and securities departments of three Am Law 200 firms, including most recently a top 3 globally ranked law firm. Seth graduated cum laude from the University of San Diego School of Law and has his Master of Business Administration degree from the W.P. Carey School of Business at Arizona State University.

Resources:

Real Wealth Real Health

Alpha Investing

Law Capital Partners

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