REALTY UNIVERSAL® Radio

Brea Sharron Estep is an Integrative Health Practitioner, Personal Trainer, Group Fitness Instructor, business coach and author of Amazon #1 Bestseller “Holistic Health Clean Eating Cookbook.” With over a decade of experience in the health and fitness industry, she uses her health struggles and education to teach and coach others who feel like they have tried every diet, every workout and/or every doctor, find the underlying root cause to finally get their health and body back holistically. Brea was born and raised in Greensboro NC where she graduated from the University of North Carolina at Greensboro with her bachelor’s in business and became the owner of Foundation Fitness studio for 8.5 years. Brea recently moved to Morehead City NC with her husband Tim and pup, to enjoy living their best life at the beach. She is proud to represent her home state as Mrs. North Carolina United States and as Mrs. United States 2021 where she promotes her platform, her non profit Youth Fitness Link. Which shares her life’s mission statement “build health positive relationships on the inside and out in order to combat adolescent obesity and teach healthy lifestyle changes.”

Frank Sinatra Christmas Show- Enjoy this today on Christmas as Guy Steele hosts.

Rafael Badziag is a Germany based global entrepreneur, top TED speaker with over 3 million views, best-selling author and angel investor. He is a valued expert in psychology of entrepreneurship, specializing in self-made billionaires and has been featured in over 30 countries and on NBC, ABC, CBS, BBC and FOX networks as well as in Forbes, CNBC, USA Today, Wall Street Journal. In the late 90's he built his first multi-million dollar business, a online bike shop in Germany. Raddiscount.de pioneering e-commerce in Europe.  He then expanded his ventures into several countries.

Rafael is founder of the NoLimits project, where he fights against the limitations of body, mind and soul. You may find him sprinting on a mountain trail, running a race across the Sahara Desert, or dancing a tango at a Milonga.Rafaels blog nolimits.co is on mission to inspire the readers to live their lives fully with passion and zeal.

Recently, Rafael has been traveling the world and meeting the world’s most successful entrepreneurs, all of them self-made billionaires, from various regions, industries, cultures, religions and age groups. By conducting face-to-face interviews he was able to obtain first hand information. He reveals their success secrets in his book “The Billion Dollar Secret” and the corresponding YouTube channel.

Randy Zachary, Creator and founder of "Pono Radio" joins us today for a sneak preview of what is

coming..Randy has been in radio for over 40 years, hosting, producing, with own shows and currently

Afternoon Host/Fundraising Director of Family Radio National radio network based in Nashville..

Chris Cascia, loan officer with Fairway Mortgage which is a National Mortgage Company offering many 

loan products will join us today to discuss our changing times in todays mortage loans, how to make it

work and not let fear get in the way of  your goals, plans for your future.

Listen in, learn how to receive up to 2% of the sales price (certain restrictions may apply) to use towards closing costs, and more.

Rates have been going up changing everything, yet you can still buy and there is more than one way  to work out your rates and

deals to your benefit.

Steve Yonker joins us to discuss

potential water issues in properties.

What to look for, remedies and more!!!

Based on what transpired in a few short moments in early 2006, Coach Jim Johnson is now an authority on the subject of realizing your dreams.

In his many public speaking appearances, the Rochester, New York resident relates his role in a high school basketball game that made national headlines. He emphasizes the importance of teamwork and sportsmanship; concepts which gave Coach Johnson winning high school basketball teams for over 30 years..

Coach has appeared on Oprah, Good Morning America, ESPN and dozens of other National TV and radio shows.  In 2011, he released his first book  A Coach and a Miracle: Life Lessons from a Man Who Believed in an Autistic Boy.

Coach was named the Class A Section Five Coach of the Year.  He officially retired from coaching so that he can speak full time; he also works closely a with Rochester-area non-profit:  AutismUp.

On Feb. 15, 2006, Coach Johnson made the kindhearted gesture of inserting his autistic manager, Jason McElwain, now known to the world as J-Mac into Greece Athena High School’s final home game, which the Trojans won 79-43. J-Mac scored 20 points in just over four minutes, including six three-point baskets, to become an instant national celebrity. Coach Johnson, also, was featured in major news outlets around the country.

Buyer rebate program. Earn credit for your efforts when buying a property...

These programs can be done in all 50 states. Certain restrictions may apply.

Nowadays you find the property so quickly from the Internet. You have already done so much

research, know exactly what you want...why not receive credits for this... receive as much as 2% of the

sales price. (depending on what is offered to the ccop in the mls) go to www.realtyuniversal.com (fill out contact us

form with your desired location and information) so easy...

Kevin Lum is a Financial Planner and Investment Advisor -- he focuses on Impact Investing, Socially Responsible Investing, Values Based Planning currently leading Foundry Financial with offices in Los Angeles and Washington, DC. Foundry Financials wants to help you do well and do good through value based financial planning and impact investing. And now this is such an important time, after getting over the shock of the Corona virus, now Ukraine, our global market to stay strong, calm and lead while staying safe.

Kevins passion is helping people identify their dreams and then develop a financial plan and investment strategy that aligns with their values. Whether it's planning an early retirement, having a first child or starting a new business -- Kevin helps you chart out your course from where you are now to where you could be.

We are not giving legal or financial advise. Important that you check with your attorney and experts before making a plan.