Be sure to check out the ILMA Budget/Debt Elimination Course: https://www.sentinelcoaching.com/ilmabudget

Recommended Spending Percentages:
S.T.U.F. stands for Shelter, Transportation, Utilities, Food

Shelter - rent or mortgage = less than 25% of your take home pay
Transportation - 10% to 15% including maintenance, insurance, gas, tickets
Utilities - 5% or less
Food - 5% to 15%

Remember, these are based on average income numbers.