Ideal Life & Money Academy

✅ You've heard the phrase "Paycheck to Paycheck". It's been thrown around for a while but how do you know if you are living paycheck to paycheck?

💠 In this episode, Coaches Mike and Jason define Paycheck to Paycheck and help you understand if you are actually living in this situation or if you just THINK you are

💠 There is a difference between not being able to afford things and feeling like you can't afford things. But, the affect on your life is actually the same!

💠 Be sure to check out the ILMA Budgeting Course to gain control over your money and start living your Ideal Life sooner.

✅ Getting old is tough enough. Don't leave the planning of your finances until it's too late!

💠 In this episode, Mike and Jason discuss some of the things to be aware of when preparing for health issues or end of life for your loved ones.

💠 Don't leave the financial planning until the end. If you are grieving the loss of a loved one, that's NOT the time to be making life-altering decisions. 

💠 Be sure to check out the ILMA online courses to start living your Ideal Life sooner

✅ Never take financial advice from bank commercials! @IdealLifeMoneyAcademy 🙏🙏

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💠 Don't confuse budgeting with a bank alert for "low balance"
💠 Banks are in the business of loaning money
💠 Be aware of marketing traps

💠 Be sure to check out the ILMA Budgeting Course to start winning with money years sooner: 👉 https://www.sentinelcoaching.com/ilmabudget

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

✅ Stop trying to be perfect with money

👇👇 @IdealLifeMoneyAcademy

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💠 You will make mistakes, the key is to learn from it and not to do it again
💠 See it as it is, not worse, not better, but how it is

💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

✅ Credit is NOT Financial literacy

👇👇 @IdealLifeMoneyAcademy
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💠 Know what a credit is!
💠 Why do you want a credit score? 
💠 Can a debit card do what a credit card does?

💠 Be sure to check out the ILMA Budgeting & Debt Elimination Course to start winning with money years sooner: 👉 https://www.sentinelcoaching.com/ilmabudget

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

✅ 15 years debt free and 9 years of travelling: Here's how I did it

👇👇 @IdealLifeMoneyAcademy
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💠 Your last day in debt starts today!
💠 What would life be life if you didn't have debt payments? 
💠 Know where you are today: Net Worth 
💠 What are you expenses? 
💠 Can you increase your income? Decrease your expenses? Or BOTH?

💠 Be sure to check out the ILMA Budget & Debt Elimination Course: 👉 https://www.sentinelcoaching.com/ilmabudget

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

✅ Do you have (or want) flexibility when it comes to your time and finances?

👇👇 @IdealLifeMoneyAcademy
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💠 The best way to have flexibility is low expenses and being debt free!
💠 If you could choose to not work for 3 months? Would you do it? Could you do it?
💠 Wish you could go from full time to part time? 
💠 Have enough wealth to survive 4 weeks? 4 months? 4 years?

💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

✅ Be sure to figure these things out before you retire! AND if you are retired, it's not too late to complete the check list.

👇👇 @IdealLifeMoneyAcademy
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💠 How to have a plan once you decide to retire!
💠 Does this change your timeline? Are you able to stop working full time earlier? 
💠 Are you able to cut your hours per week to just 10 hours a week?

💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

✅ Do you find you have spending regrets? Does everyone else tell you how to handle your money?

What if every spending decision didn't have to feel like guilt or sacrifice? In this episode, Jason breaks down the concept of opportunity cost — and why understanding it is actually the key to spending more confidently, not less.

You'll learn:
✅ What opportunity cost really means (and why it applies to every dollar you spend)
✅ The simple "two hands" visualization exercise to make smarter decisions in real time
✅ Why your value system matters MORE than what financial experts tell you to do
✅ The 24-hour rule that has saved Jason tens of thousands of dollars
✅ How to spend extravagantly on what matters — and cut deeply on what doesn't ✅ Why there's no right or wrong answer — and how to give yourself grace

Whether you're choosing between a vacation and your retirement account, or dinner out vs. your emergency fund — this video gives you a practical, values-based framework to make decisions you can actually feel good about.

👉 Join the Ideal Life Money Academy: www.sentinelcoaching.com/ilma

💠 Be sure to check out the ILMA Budgeting & Debt Elimination Course to gain control of your money and start living your Ideal Life: 👉 https://www.sentinelcoaching.com/ilmabudget

✅ Have you ever received unexpected news that threw you off balance in your day? 👇👇 @IdealLifeMoneyAcademy

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💠 #1 - see it as it really is! How bad is the situation? Did your spouse die? Lose a job? Or just lost your car keys while you were on the couch?
💠 Have a priority list of what needs to happen next. 
💠 Find cash, cut or cancel things to keep money in your pocket/bank account.  

💠 ILMA Budgeting & Debt Course 👉 www.sentinelcoaching.com/ilmabudget

💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!