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Refining Retirement
By Chaesare GrayBusiness
Refining Retirement episodes
- Hidden ObstaclesTo setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Discomfort, Duets, and DollarsWhat happens when you chase discomfort and laugh in the face of uncertainty? From wild duets in public to facing financial fears, this episode unpacks the messy, exhilarating journey of growth. Whether crafting offbeat country love songs or redefining retirement as unemployment, the conversation embraces challenges, awkward moments, and personal reinventions, all with a sense of fun and unpredictability. The real surprises—both in relationships and financial planning—are left to discover.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Social Security COLA: What You Should Watch Out ForWhat happens when your retirement income doesn’t keep pace with rising costs? In this episode, we uncover the pitfalls of relying on Social Security, reveal why COLA adjustments often disappoint, and spotlight overlooked planning strategies for long-term financial security. Expect candid conversations about budgeting for both essentials and dreams—plus the emotional side of stepping into retirement. Are you prepared for what’s coming next? The details may surprise you.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Are You a Hidden Millionaire - February 21, 2026Could your biggest retirement risk be lurking in plain sight? Discover the subtle cracks that threaten even the most solid nest eggs—from tax time bombs to neglected investment diversification. Brad Ford shares personal stories, real listener questions, and practical wisdom as he unpacks the challenges of protecting your legacy and fine-tuning your financial future. But what truly makes a retirement plan “ready”? The answers aren’t always what you expect.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Fiscal House Party - February 14, 2026Is your retirement plan just a dream, or a roadmap to real freedom? Discover how small daily habits can quietly sabotage your nest egg—and the surprising power of intentional choices to create unforgettable experiences. With candid conversations about budgeting, tax strategies, and the complexities of retiring as a couple, this episode sets a thoughtful, encouraging mood for anyone hoping to turn hard-earned savings into a life well-lived. What financial cracks might you be missing, and how can you make sure your “next chapter” is written on your terms?
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.31 min - Mailbag QuestionsJoin Brad Ford and Dana for honest, practical conversations about retirement and personal finance. We tackle real questions—like “Am I okay? Will my money last?”—and guide you through budgeting, Social Security, tax strategies, and planning for life’s uncertainties. Our goal is to provide support, organization, and expert advice so you feel confident about your financial future. Whether you’re just starting or updating your plan, we help simplify the process and empower you to live the retirement you’ve dreamed of.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Inheritance InsightsJoin Brad Ford and Dana for honest, practical conversations about retirement and personal finance. We tackle real questions—like “Am I okay? Will my money last?”—and guide you through budgeting, Social Security, tax strategies, and planning for life’s uncertainties. Our goal is to provide support, organization, and expert advice so you feel confident about your financial future. Whether you’re just starting or updating your plan, we help simplify the process and empower you to live the retirement you’ve dreamed of.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Breaking the Saving HabitJoin Brad Ford and Dana for honest, practical conversations about retirement and personal finance. We tackle real questions—like “Am I okay? Will my money last?”—and guide you through budgeting, Social Security, tax strategies, and planning for life’s uncertainties. Our goal is to provide support, organization, and expert advice so you feel confident about your financial future. Whether you’re just starting or updating your plan, we help simplify the process and empower you to live the retirement you’ve dreamed of.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Cracks in the FoundationJoin Brad Ford and Dana for honest, practical conversations about retirement and personal finance. We tackle real questions—like “Am I okay? Will my money last?”—and guide you through budgeting, Social Security, tax strategies, and planning for life’s uncertainties. Our goal is to provide support, organization, and expert advice so you feel confident about your financial future. Whether you’re just starting or updating your plan, we help simplify the process and empower you to live the retirement you’ve dreamed of.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.29 min - Breaking Bad Financial HabitsJoin Brad Ford and Dana for honest, practical conversations about retirement and personal finance. We tackle real questions—like “Am I okay? Will my money last?”—and guide you through budgeting, Social Security, tax strategies, and planning for life’s uncertainties. Our goal is to provide support, organization, and expert advice so you feel confident about your financial future. Whether you’re just starting or updating your plan, we help simplify the process and empower you to live the retirement you’ve dreamed of.
To setup a meeting go to https://vineyardfinancial.com/schedule-a-meeting/ or if you would like to get a copy of Brad Fords book go to https://vineyardfinancial.com/books-and-guides/
Advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.53 min
About Refining Retirement
From the publisher's feed
Brad has a long history of helping clients in or nearing retirement create plans designed to accumulate, protect and preserve their wealth.
As the leader of his firm, Brad leverages his knowledge…
As the leader of his firm, Brad leverages his knowledge…
and experience to create personalized financial strategies that address the unique needs and challenges that could arise in retirement.
For more information go to vineyardfinancial.com
Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.
Radio Disclosures: “Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Vineyard Financial is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US Government or any governmental agency. The information and opinions contained herein provided by the third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Vineyard Financial. This Radio Show is a paid placement.”
For more information go to vineyardfinancial.com
Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.
Radio Disclosures: “Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Vineyard Financial is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US Government or any governmental agency. The information and opinions contained herein provided by the third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Vineyard Financial. This Radio Show is a paid placement.”