In Episode 16 Kevin takes advantage of Kentucky Derby week to talk about the difference in investing, speculating and gambling. Setting guardrails for how much money you put into each category can set you up for success in the future and make each an enjoyable adventure.

Kevin breaks down the differences in the two terms. The focus on Episode 13 is on the holistic process of financial planning with retirement planning coming in the next episode of Reign Over Money. The financial planning discussion focuses on what all goes into a financial plan and Kevin discusses a tool he has used for years to track his financial plan. https://www.flexibleretirementplanner.com/wp/

In Episode 12 Kevin talks about ways to take advantage of current interest rates and earn more on lazy money that just may be hanging out in your bank account earning very little. Also, Kevin gives a high-level overview of additional interest earning options such as tax-free bonds and dividend paying stocks for those willing to take on a bit more risk.

Kevin walks listeners through his steps over the last two years to Reign Over Credit Cards. Focusing on how to maximize Southwest, Marriott, Chase, CapitalOne and many other options, Kevin explains how his family has saved nearly $10,000 over the last two years on travel. If you love to travel and have wanted to understand how best to utilize credit card rewards this is a must listen!

We know that taxes are important part of the financial process. Taxes effect our take home pay, our retirement and just about every facet of the personal finance world. Kevin gives a high level overview of personal taxation in regards to filing taxes and what all goes into it from income, deductions and credits. He briefly walks through Form 1040 and tries to simplify what all goes into calculating taxes for an individual.

Following up to Episode 8 "Choosing a Financial Advisor", Kevin goes a little deeper on what to look for in an advisor, including looking for those with a CFP of ChFC designation. Also, Kevin discusses expectations an advisor will have of a client and what a client should expect out of an advisor including portfolio performance and communication timing.