Reinvent Rich with Irvin Schorsch

More Than Investment Management: Why Clients Choose PCM

What makes one financial advisory firm different from another?

In this episode, Christopher Mallon, Andrew Randisi and Lesley Buck discuss why so many Pennsylvania Capital Management clients come through referrals—and why their work extends far beyond investment management. From retirement income and tax planning to Social Security, estate planning, mortgages and even major life purchases, the team explains how a fiduciary relationship is built around solving real-life financial challenges.

If you've ever wondered what a truly hands-on financial advisor looks like, this conversation offers an inside look at the philosophy that has shaped PCM for decades. 

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

Starting a relationship with a financial planner shouldn't feel mysterious.

In this episode, the PCM team walks through exactly what happens after you decide to become a client.

From the initial paperwork and account transfers to investment recommendations and ongoing planning meetings, they explain how the first year is designed to build a strong foundation for long-term financial success.

You'll learn:

• what the onboarding process looks like 
• how often you'll meet with your advisors 
• why the first year involves frequent conversations 
• what happens during PCM's daily Investment Committee meetings 
• how financial planning evolves as your life changes 
• why successful planning is built on partnership—not one-way advice 

Financial planning isn't a one-time event. It's an ongoing relationship designed to adapt alongside your goals, family and future.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

Most people wouldn't make a major medical decision without getting a second opinion, why should your financial future be any different?

In this episode, Certified Financial Planners Christopher Mallon and Andrew Randisi explain exactly what happens during Pennsylvania Capital Management's complimentary Second Opinion Meeting.

They discuss:

• What documents are most helpful to bring 
• The hidden financial gaps they commonly uncover 
• Why forgotten retirement accounts and outdated estate plans are more common than you think 
• How reviewing your tax returns, insurance and investments together creates a clearer financial picture 
• Why there's absolutely no obligation to become a client 

Whether you're working with an advisor already or managing everything yourself, this episode will help you understand how an independent review could identify opportunities, reduce risk and give you greater confidence in your financial future.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

Many investors spend years building retirement savings, managing investments, and making important financial decisions—but how do you know your plan is working as effectively as it could be?

In this episode, Pennsylvania Capital Management Certified Financial Planners Chris Mallon and Andrew Randisi discuss the value of a financial second opinion. Whether you're managing your own investments, working with another advisor, or simply wondering if you're overlooking opportunities, a second opinion can provide clarity and confidence.

The team explains what a comprehensive review includes, the documents that help paint the full financial picture, and how they evaluate areas such as investments, taxes, debt, insurance, retirement planning, and overall financial strategy.

You'll learn:

• Why a second opinion isn't just for people changing advisors 
• What financial strengths, weaknesses, and opportunities advisors look for 
• How taxes, debt, investments, and insurance fit together 
• What information helps create a meaningful review 
• How a second opinion can help confirm you're already on the right path 

If you've ever wondered whether your financial plan could be improved—or simply want reassurance that you're making smart decisions—this episode offers valuable insights into the review process.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

When most people think about financial advisors, they think about investments. But comprehensive financial planning goes far beyond building a portfolio.

In this episode, Certified Financial Planners Andrew Randisi and Christopher Mallon discuss the five core pillars of financial planning: cash flow planning, investment management, tax planning, insurance analysis, and estate planning. They explain how these areas work together to help individuals and families make more informed financial decisions and build a strategy that supports their long-term goals.

Whether you're preparing for retirement, navigating major life changes, evaluating insurance needs, or thinking about how to pass wealth to future generations, this conversation provides a behind-the-scenes look at what financial planning really involves—and why a coordinated approach can make all the difference.

Tune in to learn how thoughtful planning can help connect every piece of your financial life.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

As tax season approaches, even small mistakes can lead to costly consequences.

In this episode, we walk through some of the most common tax pitfalls individuals face when filing their returns—from simple calculation errors to more complex issues like missing investment income, poor record keeping, and selling investments too soon.

We also cover strategies to help you minimize taxes, including tax loss harvesting, understanding capital gains timing, and making the most of available tax credits and deductions.

Whether you file your own taxes or work with a professional, this episode will help you avoid common mistakes and make more informed decisions this tax season.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

When it comes to financial planning, insurance is one of the most overlooked, but most critical, pieces of the puzzle.

In this episode, financial planners Andrew and Christopher from Pennsylvania Capital Management break down the four key types of insurance everyone should understand: life insurance, long-term care, disability, and umbrella coverage.

They explain how each type works, who actually needs it, and how the right coverage can protect your income, your family, and your long-term wealth. From replacing lost income and planning for future care, to safeguarding your assets from unexpected lawsuits, this conversation highlights the real risks that can derail even the strongest financial plan.

Whether you're just starting a family, building wealth, or thinking about long-term security, this episode will help you make smarter, more informed decisions about protecting what matters most.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

As the April 15th tax deadline approaches, there’s still time to make IRA contributions—and potentially reduce your tax bill.

In this episode, we break down everything you need to know about IRA contributions, including current contribution limits, key deadlines, and how to take advantage of both Traditional and Roth IRAs.

We also cover important strategies like the backdoor Roth IRA, how income limits impact your options, and common mistakes to avoid when making contributions.

Whether you’re catching up on last year’s contributions or planning ahead, this episode will help you make informed decisions and maximize your retirement savings.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

In this episode, PCM financial advisors Andrew Randisi and Christopher Mallon discuss smart charitable giving strategies in light of the upcoming 2026 tax law changes. Learn how to make the most of new deduction limits, navigate the 0.5% AGI floor, and decide whether to give now or wait until next year. From cash gifts to appreciated stock donations, they share practical ways to maximize your impact while reducing your tax burden.

🎧 Perfect for anyone looking to give more intentionally—and more efficiently—this year.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

In this episode, PCM’s Andrew Randisi, CFP®, shares practical tax strategies to help you reduce your 2025 tax burden and keep more of what you earn. From maximizing retirement contributions and making tax-smart charitable gifts to portfolio management and 529 college savings plans, you’ll learn simple, actionable tips to align your tax planning with your financial goals.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.