🚀 In this episode, Skyleigh McCallum sits down with mortgage broker Kalynka Ciejek of the Home Happy Team to discuss why mortgages should be about people—not just rates. Kalynka shares how relationship-based lending, long-term strategy, and proactive mortgage planning help clients build financial freedom, avoid costly mistakes, and make smarter decisions with their biggest asset: their home.

🎧 Hosted by: Skyleigh McCallum

👤 Guest:🏡 Kalynka Ciejek – Mortgage Broker, Home Happy Team

Kalynka Ciejek is a Mortgage Broker with The HomeHappy Team, serving Kelowna, British Columbia. She is ranked #9 in Surrey, BC on Rate-My-Agent with a 100% client response rate. Kalynka is a Sub-Mortgage Broker with Canadian Mortgage Experts Inc., West Kelowna branch. She works with more than 50 banks and lending institutions to provide flexible solutions for clients purchasing homes, refinancing, or investing in real estate.

💡 What You’ll Learn:

✔️ Why relationship-based mortgage advice matters more than chasing low rates

✔️ How mortgage brokers advocate for clients differently than banks

✔️ Common mortgage mistakes that cost homeowners thousands

✔️ How equity planning can unlock financial flexibility and opportunity

✔️ Why proactive reviews and education lead to long-term financial freedom

🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!

💼 Connect with Kalynka Ciejek:

🌐 Website → https://kalynka.ca/

📸 Instagram → https://www.instagram.com/kalynkamortgages/

📘 Facebook → https://www.facebook.com/p/Kalynka-Mortgages-100094075555345/

🔗 LinkedIn → https://www.linkedin.com/in/kalynkamortgages

🎧 Follow Skyleigh McCallum:

🌐 Website → https://skyleighmccallum.com/

📘 Facebook → https://www.facebook.com/foreverkamloops

🔗 LinkedIn → https://www.linkedin.com/in/skyleigh-mccallum-7b07601a3/

📌 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below!

⭐ Produced by Icons of Real Estate - https://iconsofrealestate.com/