Rebecca Lorenz has a passion for helping people achieve their maximum potential.  She is a 24-year mortgage industry veteran and founder of Infinite Success Strategies.  While working as a top producer, Rebecca yearned for balance in life—a way to maintain relationships while showing up as the best version of herself each day.  She is focused on more than just “surviving” this industry and being spread so thin there was no time left for family; She wanted to thrive at work and at home.

She believes that there are no easy roads, no series of quick steps, no shortcuts; it is all hard work, long nights, overcoming challenges, dedication to the end goal, and designing an intentional plan for success.

A good coach increases production.  A great coach changes lives.

Contact Rebecca at:  [email protected]

More information on Infinite Success Strategies at:  https://infinitesuccessstrategies.com/

Ali Schmidt is a Mortgage Broker Connoisseur for Future Home Loans in Jacksonville Beach, FL.  Ali specializes in business development.  She says her job is building relationships. Not in a you scratch my back, I scratch yours- as in…I want to get to know you. I want to know your goals, what your company is passionate about and how I can help build your clientele.

Future Home Loans is a Veteran-owned business with HQ in Jacksonville Beach, FL.  Future’s corporate culture is a group of industry-leading experts who have come together to fix the mortgage experience. With a customer-first driven process, we turn what can be a stressful experience into a walk in the park. We believe that buying a home is one of the biggest decisions someone can make in their lifetime, so let’s make this process the best it can be.

More information at:  https://future.loans/

Company NMLS: 1621953, www.nmlsconsumeraccess.org , Future Financial LLC, DBA Future Home Loans 315 11th Ave N Jacksonville Beach, FL 32250, supports Equal Housing Opportunity. Interest rates and products are subject to change without notice and may or may not be available at the time of mortgage commitment or at the time of rate lock.

In the final episode of season 1, we speak with industry icon Calvin Mann from the law firm Black, Mann, and Graham in Texas.  We learn about Texas real estate law history, the origins of the Texas homestead law, and how to safely originate a refinance mortgage in Texas.

Calvin C. Mann, Jr. has practiced real estate law in the state of Texas since 1973. He is a founding partner in the Texas-based law firm of Black, Mann & Graham, L.L.P., with offices in Houston, Dallas, and Flower Mound. His affiliations include the Texas Mortgage Bankers Association, where he has served as a member of the Board of Directors, Vice Chairman of the Judiciary Committee, Government Affairs Committee and on the Convention and Long Range Planning Committees. He is currently an Affiliate Member of the Houston Mortgage Bankers Association and Affiliate Member of the Texas Mortgage Bankers Association. He is also an Affiliate Member and former Director of and former General Counsel to the Greater Houston Association of Mortgage Brokers. He is also a former member of the national and local chapters of the National Association of Professional Mortgage Women. Mr. Mann primarily served as Statewide Legal Counsel to the Texas Association of Mortgage Brokers.

Mr. Mann graduated from the University of Texas at Austin in 1970 and holds a Bachelor of Arts Degree. He received his Doctor of Jurisprudence Degree from the Bates College of Law at the University of Houston in 1973. In August of 1999, Mr. Mann obtained an “AV” rating by Martindale-Hubbell. In 2004 Mr. Mann was accepted for membership in the Texas College of Real Estate Attorneys.

More information about Black Mann and Graham here:  https://www.bmandg.com

Sign up for the Black Mann and Graham monthly newsletter here:  https://www.bmandg.com/category/client-and-friends-memo/

In this episode of Renovation Radio, we speak to Central Florida Contractor Kinsey Lallathin from All-In Construction Services.  Kinsey helps buyers, sellers, buyer’s agents, seller’s agents, and loan officers overcome the fears of the home renovation process.  She teaches us how to use a renovation loan to create equity for home buyers, maximize value for sellers, and get to closing faster. 

You can find Kinsey on Facebook at All-In Construction Services and on Instagram @all_in_construction_fl

 The All-In Construction Services name represents a commitment to every single customer. For most families, their list of dreams includes a wonderful home, and they are willing to go all-out to fulfill that dream. They need a contractor who is willing to share in that commitment to their dreams.  

Since All-In began business in 2008, we have grown from a surviving one-man show to a thriving eight member team that is constantly growing and expanding. We are now one of the Top Ten Largest Remodeling contractors in the Orlando area, as named by the Orlando Business Journal.

 https://allinconstruction.com/

We welcome back Jennifer Brown.  Jennifer is a Certified Veteran’s Lending Specialist.  We learn about the nuances and benefits of the VA guarantee.  We debunk many of the myths around VA financing and learn that an offer with VA financing is usually superior to offers with other types of financing.  We also talk about Mark’s F3 Nation workout group.

Neighborhood Mortgage Inc. is an Atlanta, GA based Mortgage Lender and is licensed in 4 states (Georgia, Florida, Alabama, Tennessee, and South Carolina).  More information can be found at:  www.nloans.net

More information on MMM – Military Month Motivation, Freedom Alliance, and F3 Nation

https://support.freedomalliance.org/campaign/military-month-motivation/c408821

Freedom Alliance is one of America’s leading supporters of wounded troops and military families. The organization has awarded more than $20 million in college scholarships to children of heroes killed or disabled in military service. Freedom Alliance also helps combat veterans overcome the wounds of war with retreats, recreational therapy, customized wheelchairs and much more.

www.f3nation.com

In this episode we talk all things HELOC with Symmetry's Caleb Riso.  Caleb provides great insight into the HELOC world and how HELOCs work.  He also gives us some creative uses of HELOCs from the marketplace.

Symmetry Lending is a Credit Union Service Organization (CUSO) founded in partnership and collaboration with credit unions across the country.   Symmetry is headquartered in Atlanta, GA, with additional offices in Anaheim, CA; Eden Prairie, MN; and Orlando, FL.  Symmetry’s dedicated focus on HELOCs, combined with a leadership team of seasoned industry experts, is the backbone of our commitment to Service, Speed, and Simplicity.

More information on Symmetry here:  https://symmetrylending.com/

This week we speak with the nation’s #3 Zillow real estate team led by Tory Ramirez and Houston, TX Mortgage Broker Ken Gilliard about how they face the challenge of low inventory.

Please find the Renovation Radio podcast on LinkedIn at: #renovationradio and on the World Wide Web at:  https://www.ldwholesale.com/renovation-radio-podcast  Please follow us and rate us on Spotify, Apple Podcasts or wherever you get your podcasts.

More information on Tory Ramirez:  Instagram: @realestatewithtory e-mail: toryicarerealestate.com phone: 281.451.1312 and the world wide web: https://www.krealestate.com/

More information on Ken Gilliard: Instagram and Facebook @topchoicelending and the world wide web: https:///www.topchoicelending.net

In this episode of the Renovation Radio podcast, we talk to David Frase from Simmons Bank.  David is a Certified Mortgage Banker and President of the Simmons Bank Warehouse Lending Group.  Simmons Bank's Warehouse Lending Program is designed specifically for non-delegated correspondent mortgage lenders. Thrive on the stability of Simmons Bank, the experience of our warehouse lenders, and the tailored service of a program that understands your business.

More information on Simmons Bank Warehouse Lending Group here:  https://www.simmonsbank.com/business/business-loans/warehouse-lending

Simmons First National Corporation is a Mid-South based financial holding company headquartered in Pine Bluff, Arkansas, with total consolidated assets of approximately $24.7 billion as of December 31, 2021, conducting financial operations throughout Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The company, through its subsidiaries, offers comprehensive financial solutions delivered with a client-centric approach.

Its subsidiaries provide complete banking services to individuals and businesses throughout the market areas that they serve. Services include consumer (credit card and other consumer), real estate (construction, single-family residential and other commercial) and commercial (commercial, agriculture and financial institutions) loans, checking, savings and time deposits, *trust and *investment management services and *securities and *investment services.

Simmons First National Corporation's common stock trades on the NASDAQ Global Select Market under the symbol SFNC. For more detailed stock information, please visit our Stock Information page.

This week, we talk all things appraisal with AppraisalMC’s Alex Massa.  Alex started in the appraisal industry in college and eventually launched his own Appraisal Management Company.  Alex has a unique perspective and expertise as a licensed appraiser and also the CEO of a prominent AMC.  We cover a lot of topics including appraiser independence, who can speak to an appraiser, reconsideration of value, a day in the life of an appraiser, appraisal gaps, and the new desktop appraisals.  We also compare today’s real estate market with the bubble market in 2008.

AppraisalMC is a brother-sister duo.  Alex and Mariella Massa saw the housing market’s need to improve the appraisal process. They began their careers in the appraisal industry while in college and saw great opportunity to do things different and better. The siblings partnered to build their first appraisal company in 2005, Initech Appraisals, which eventually led to the growth of Appraisal MC in 2010. Appraisal MC is now one of the largest independently owned nationwide appraisal companies in the industry.

More information on AppraisalMC here:  https://www.appraisalmc.com/

Too hot, too cold, just right???  There’s no such thing as the perfect house. Renovation Radio talks renovation lending with Ed Rogers from Built Technologies. 

Ed Rogers has 25+ years of experience in all aspects of residential construction and renovation lending. As Manager of Consumer Solutions/SME at Built Technologies, Ed works closely with clients, sales, product and engineering teams to ensure maximum value for all stakeholders in the construction/renovation lending process.

 Based in Nashville, TN, Built Technologies is the fastest-growing construction finance platform in the U.S. "Built Technologies is transforming the construction finance industry with a digital platform that connects all stakeholders involved in a construction project in order to improve the flow of funds while reducing risk."  For FYE2021, Built managed more than $200B in Total Construction Value for lenders and builders, 135,065 active loans, and 400,000+ in draw disbursements while touching over 738,000 transactions. In total, the company supports more than 170 North American lenders, spanning in excess of 200,000 commercial, homebuilder, land development and consumer residential projects.

More information on Built Technologies here:  https://getbuilt.com/