If you're drowning in the Australian housing affordability crisis, watching house prices in Australia soar while your deposit savings barely move, you're not alone.

For first home buyers in Australia, the market has never been tougher.

With dwelling values now 8x the average income, mortgage repayments consuming 50% of household earnings, and rent taking up 33% - the dream of owning property feels out of reach.

This episode breaks down the harsh reality with data that will shock you.

But it’s not all doom and gloom.

I also share seven actionable strategies that real first home buyers are using right now to get into the Australian property market faster - including:

✔️ The guarantor loan strategy that doesn’t require upfront family cash

✔️ The First Home Guarantee Scheme and key changes coming January 2026

✔️ How rentvesting can help you buy where you can afford - and live where you love

✔️ Why changing your expectations (not your dreams) can open more doors

✔️ Leveraging spare rooms to improve cash flow and meet mortgage commitments

✔️ Co-buying with friends or family - and what you need to know legally

✔️ Tips on cutting expenses or increasing income to save faster and borrow more

Whether you're trying to figure out how to buy your first home, looking into government grants for first home buyers, or considering rentvesting as a strategy - this episode is packed with real-world advice based on current market data and years of experience helping buyers like you.

Key Points

00:00:00 Housing Crisis Reality
00:01:20 The Data
00:02:20 Affordability Metrics
00:04:00 Supply Shortage
00:05:20 Population Growth Impact
00:06:40 Household Size Changes
00:08:00 Seven Solutions
00:09:20 Rentvesting Option
00:10:40 Joining Forces
00:11:40 Final Recommendations

Stop waiting for a crash that isn’t coming.

Learn how to get into the property market - even if you thought it was impossible.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

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📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

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☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

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Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

What is a buyers agent… what does a buyers agent do… and is a buyers agent WORTH IT?

Property expert Steve Williams steps outside his role as a buyers agent to give you the answer to these questions and more.

Having spoken to hundreds and hundreds of skeptical and worried buyers, Steve lays out the real problems that a buyers agents can solve.

And when a buyers agent may or may not make sense for you.

He also shares a cautionary tale from his 20s - how a simple mistake cost him $300–$400 a week for over a decade with minimal growth.

Whether you’re a first-time buyer, time-poor professional, or someone spinning your wheels in the current property market, this episode helps you decide:

👉 Should you pay for a buyers agent?

👉 What do buyers agents actually bring?

👉 And how do you choose the right buyer’s agent for your goals and budget?

Key Points

00:00:00 Is it worth it?
00:01:00 Common buyer problems
00:02:20 Data interpretation
00:05:00 Time factor costs
00:06:00 Emotional support
00:08:20 Due diligence
00:09:20 Choosing the right agent
00:11:00 Pricing and value
00:12:00 When agents help most

From the emotional rollercoaster of buying… to the overlooked opportunity costs of waiting too long… this episode is packed with practical advice to help you buy property smarter.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

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☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

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Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Interest Only vs Principal and Interest: Which Loan Is Better for Investment Properties?

Access the property cash flow calculator now → https://www.wpropertyadvisory.com.au/free-property-investor-tools

The loan repayment strategy you choose today could shape your investment success for decades. So are you better off with an interest-only loan or principal and interest repayments?

In this episode, I explore the interest-only vs principal and interest debate for investment properties in Australia. I hold nothing back as I share clear examples and real cash flow numbers.

Tune in to discover:

✅Why interest-only loans might hurt your borrowing power

✅How your decision impacts your borrowing capacity, tax deductions, and cash flow

✅The real cash flow difference between the two options on a $750K property

✅How to use an offset account for flexibility and future investing

✅When and why to refinance or switch between repayment types

✅How I personally structure my own investment property portfolio

This is a must-watch for first-time investors, rentvesters, and experienced property owners who want to optimise their investment loan structure for maximum growth and minimum risk.

Key Points

00:01:20 Interest Only Benefits
00:01:40 Borrowing Capacity 
00:02:20 Interest Only Periods
00:03:00 Principal Benefits
00:04:20 Cash Flow Numbers
00:06:00 Mortgage Calculations
00:07:00 Refinancing Strategy
00:08:00 Offset Account Approach

Whether you're preparing to meet a mortgage broker, or simply want to understand your options better, this video will give you clarity and confidence before locking in a loan.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Most investors would run from a meth-contaminated property - but I saw an opportunity.

In this episode of Rentvesting, I take you inside my most challenging property renovation yet: transforming a meth house in Western Australia and turning it into a stunning rental property.

From a trashed, toxic mess to a family-ready home, I’ll walk you through the entire property transformation, including:

✅ How I found this off-market deal

✅ The difference between a meth cookhouse vs smokehouse

✅ My full meth testing and professional remediation process

✅ A line-by-line renovation budget breakdown

✅ Strategic decisions like keeping a damaged pool

✅ And the final profit - over $126,000 in under 10 weeks

(This episode is best viewed on YouTube)

This is a real estate case study on how to handle distressed property renovation, turn problem properties into profits, and build serious equity through smart investing.

Key Points

00:00:00 Property Discovery
00:04:40 Finding Off-Market Deals
00:05:40 Cookhouse vs Smokehouse
00:07:00 Meth Testing Process
00:08:40 Professional Cleaning
00:10:00 Renovation Budget Breakdown
00:14:00 Property Transformation Results
00:15:40 Final Numbers Analysis

Whether you're a new or experienced investor, this video shows what it's really like to tackle a meth-contaminated house renovation - from risk assessment to final valuation.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Is 2025 the right time to sell your investment property?

With property prices predicted to hit record highs across all capital cities and interest rates expected to fall, timing your exit is more important than ever.

In this episode of Rentvesting, Steve Williams reveals the crucial data every Australian property investor needs to know - including forecasts for capital city property growth, housing supply shortages, and how interest rate cuts may impact the real estate market in 2025.

He also breaks down the Australian property market forecast 2025 to help you make smarter decisions about whether to sell your rental property now.

From regional property growth to housing affordability and capital gains tax implications, Steve covers everything you need to weigh up - including personal factors like transaction costs, opportunity costs, and the risks of reinvesting in similar-performing markets.

You’ll also hear about how population growth and migration trends are fueling demand, and why listening to a real estate agent’s advice could cost you thousands.

Instead, Steve explains how to get unbiased advice from trusted professionals, so you don’t make a costly mistake.

Key Points

00:00:40 Long-term investment goals
00:01:20 Current market growth factors
00:02:00 Property price forecasts
00:03:00 Interest rate predictions
00:04:20 Population growth data
00:06:40 Housing supply shortage
00:08:40 Personal selling circumstances
00:10:20 Transaction cost considerations
00:11:00 Real estate agent warning
00:12:40 Getting unbiased advice

This episode gives you a complete framework for deciding if selling now makes sense for you - or if holding onto your property will deliver better results. Especially as Australian property prices continue to rise.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Thinking of investing in Melbourne property, expecting another Perth-style boom?

Think again.

In this episode, Steve Williams unpacks the real story behind the Melbourne property market - revealing why it's a completely different beast with unique risks and challenges.

Melbourne has quickly become Australia's new property investment hotspot, attracting attention from investors nationwide. But while the headlines scream growth, the numbers tell a different tale.

A typical Melbourne investment property priced between $650K–$900K offers much lower rental yields than Perth and comes with Australia’s highest land tax, skyrocketing stamp duty costs, and strict rental property regulations that could cost you thousands before a tenant even moves in.

Steve dives deep into the latest CoreLogic property data, showing:

⚠️Vacancy rates in key investor-heavy suburbs

⚠️Rental growth in Melbourne compared to Perth

⚠️Suburbs flooded with new building approvals

This episode highlights the hidden costs and crucial differences in property investment strategy between Melbourne and Perth.

If your goal is positive cash flow, Melbourne may not be the place.

But if you’re chasing long-term capital growth - timing and suburb selection are everything.

Key Points

00:01:00 Melbourne Investment Basics
00:03:00 Property Growth Cycle
00:04:00 Melbourne Price Data
00:05:00 Sales Volume 
00:06:00 Rental Yields 
00:08:00 Population Growth Comparison
00:09:00 Investment Property Locations
00:11:00 Building Approval Levels
00:13:00 Land Tax 
00:15:00 Tenant Requirements
00:16:00 Housing Supply Red Flag

Is Melbourne a good place to invest in 2025? Watch the full breakdown to uncover the risks, potential rewards, and expert insights you won’t find in mainstream headlines.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Australia's property market in 2025 is sending mixed signals, leaving many first-time property investors paralysed by indecision.

With interest rates dropping, a growing housing supply crisis, and average home prices surpassing $1 million, the question many are asking is: "Is now a good time to buy property in Australia?"

In this episode, we break down a three-pillar framework to help you decide whether to buy an investment property in 2025 - or wait.

We explore:

✅ National property market analysis: including supply and demand trends, interest rate forecasts, and the impact of international migration.

✅ Personal financial readiness assessment: learn what it really takes beyond just having a deposit, including borrowing capacity, cash flow, and life stage considerations.

✅ Overcoming common fears and mental barriers: discover how to confidently enter the Australian property market or determine if you’re better off waiting.

Timestamps:

00:01:00 National Market Analysis
00:02:20 Interest Rate Impact
00:04:40 Housing Supply Crisis
00:06:00 Migration Demand Trends
00:07:40 30-Year Price Perspective
00:09:00 Personal Readiness Assessment
00:11:20 Overcoming Investment Fears
00:12:20 Financial Requirements Breakdown
00:14:00 Action vs Perfection Mindset

Whether you're wondering “should I invest in property or wait for prices to drop?” or you're finally ready to start property investing - this episode gives you the facts, frameworks, and confidence to move forward.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

You may hear property people shout out things like, “cash flow positive”, “massive returns”, “yada yada”...

But in this episode, I break down the actual costs you could expect, weekly cash flow position, and long-term capital growth projections - so you can confidently plan your property investing strategy for 2025 and beyond.

Buying an investment property seems like a pathway to immediate passive income.

But the reality is more complex.

Many first-time investors face weekly holding costs before their property becomes cashflow positive.

By understanding the true financial commitment upfront - including stamp duty costs, land tax, and property management fees - you’ll avoid costly surprises and make smarter decisions about growing your property portfolio.

In this comprehensive episode, I analyse a real-world $650,000 investment property scenario, breaking down:

✅Upfront purchasing costs across multiple Australian states (WA, VIC, QLD, NSW)

✅Ongoing weekly cash flow analysis and holding cost breakdown

✅How rental yields between 3.8% to 4.5% impact your returns

✅Negative gearing tax benefits and depreciation realities

✅Long-term growth forecasts using conservative projections

✅How to estimate your timeline for achieving positive cash flow in property investing

You'll also learn why even properties that cost money each week can still generate substantial wealth.

Key Points

00:01:00 Investment Property Basics
00:02:20 Upfront Buying Costs
00:05:20 State Stamp Duty Variations
00:07:40 Weekly Cashflow Analysis
00:11:20 Holding Cost Breakdown
00:12:20 Negative Gearing Benefits
00:13:20 Growth Projections Method
00:14:40 Long-term Wealth Building
00:16:00 Cashflow Positive Timeline


Ready to see the real numbers behind property investment success? Listen now to discover the truth about property investing, and whether it aligns with your financial goals.

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👉👉YOUR FREE CASH FLOW TOOL: https://www.wpropertyadvisory.com.au/free-property-investor-tools

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NOTE: This particular episode is best viewed on YouTube due to screen sharing: https://www.youtube.com/watch?v=kwpSX6UY_tw

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Most people think financial freedom means having money. But true wealth is about having choices.

In this episode, discover how to build wealth through property investment, business income, and smart financial planning.

Wealth mentor Jackson Millan shares the proven F4 Formula that’s helped clients create over $3 billion in wealth - including strategies like rentvesting, debt recycling, and increasing borrowing capacity.

Whether you're a PAYG employee, an aspiring investor, or a business owner ready to scale, this episode is your blueprint to financial independence in Australia.

You'll learn:

✅Why most people hit a ceiling at just 2–3 properties

✅How to overcome borrowing capacity limits

✅The three predictable wealth builders: business, property, and shares

✅How controlling your income stream is key to scaling your property investment portfolio

Jackson walks us through the five stages of wealth, including the phase that’s key to long-term financial freedom.

Whether you're earning $60k or $600k, saving for your first investment property, or planning your next financial move - this is your opportunity to rethink your wealth strategy and take imperfect action with confidence.

Key Points

00:00:40 What wealth really means
00:01:50 Three predictable wealth builders
00:03:30 Breaking borrowing barriers
00:06:00 Five stages of wealth
00:11:20 The F4 Formula explained
00:16:00 Focus on controllable factors
00:19:40 Why rent-vesting works
00:25:10 First property strategies
00:29:20 Take imperfect action

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Most property investors never make it past their first purchase - and buying the wrong property could be exactly what keeps you stuck in that statistic.

In this eye-opening episode, property investment and rentvesting expert Steve Williams reveals why 71% of investors own just one property - and never progress to building real wealth through real estate.

Drawing from 16 years of investing experience and his own costly mistakes, Steve breaks down exactly what makes a property a "dud" - and it's not what most people think.

You'll discover:

• Why that beautiful coastal property might be a portfolio killer
• How to spot investment traps like NDIS housing schemes
• Why sometimes the ugliest house on the street delivers the best returns

Steve also shares his personal story of holding an underperforming Melbourne apartment for 12 years before making the tough decision to sell - a move that unlocked $200,000 in growth within just two years.

Plus, you'll learn the critical supply and demand metrics that separate wealth-building assets from money pits…

And get a practical framework for evaluating whether your current property is helping or hindering your investment goals.

Key Points

00:00:00 The 71% property investor trap
00:02:10 Defining what makes a dud property
00:04:00 Growth prospects and timing strategies
00:05:00 The shocking property success story
00:06:00 Investment traps to avoid
00:08:10 High-rise apartment warnings
00:09:20 Supply and demand fundamentals
00:11:00 Emotional vs logical buying
00:12:30 When to sell your dud property
00:14:40 Real-world exit strategy example

Ready to break free from the 71% and build a property portfolio that actually grows your wealth? This episode could save you from a costly mistake - or help you turn a dud into your next success story.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.