Replace Your University

93% of American business owners pay more in tax than the law requires. Taxation strategist Rondi Lambeath has spent 37 years closing that gap for entrepreneurs, real estate investors, and some of the most recognized names in business. Last year he paid $71 in income tax on income that would have generated over a million dollars through a standard CPA structure.

In this episode:

• CPA vs taxation strategist: why most business owners only have one when they need both
• The 831b: how to shelter up to $3 million a year in a business retirement vehicle accessible after two weeks
• How to legally employ your children through your LLC and pull up to $90,500 a year out tax free
• The Augusta Rule, IRC 280A: how to rent your home to your own LLC for up to 14 days a year with zero income tax
• The irrevocable trust change that went into effect January 1st 2025 and why business owners are about to feel it
• Own nothing, control everything: what Rockefeller meant and how it applies to your corporate structure today
• Why a fully paid off house in your personal name makes you a more visible target in litigation
• Rondi’s personal story: three arteries ruptured, a moment on the operating table, and a decision to make this knowledge available to everyone

Connect with Rondi

Instagram: https://www.instagram.com/rondilambeth?igsh=NTllMTM3Z3MxcHR0

YouTube: https://youtube.com/@rondilambeth?si=TKAobb3kZYPzRg4G

TikTok: https://www.tiktok.com/@rondilambeth?_r=1&_t=ZS-97QI6b6MB5W

✅Additional Resources:

🌐 https://rondilambeth.com/

👉 Watch the RYM Strategy Breakdown & See If You Qualify

Discover whether this math-based strategy can help you pay off your home years faster—using your current income.

🔗 https://rym.replaceyouruniversity.com/how-it-works

📚 Learn More from Replace Your University

Instagram: https://www.instagram.com/the_realryu
Facebook: ⁠⁠https://www.facebook.com/share/1D6CTSgF5f/?mibextid=wwXIfr
TikTok: https://www.tiktok.com/@replaceyourmortgage

Visit our website: ⁠⁠https://replaceyouruniversity.com/

Check out more tips and strategies on our YouTube channel: ⁠⁠https://youtube.com/@replaceyouruniversity

About Replace Your University

Replace Your University helps homeowners apply a proven, math-driven approach to paying off their home faster. Our flagship Replace Your Mortgage (RYM) strategy has helped thousands of families learn to reduce interest, shorten payoff timelines, and regain financial control.

Brad Lea built multiple companies from nothing, hosts a top 0.1% podcast globally, and dropped out of high school at 16. In this episode he sits down with Michael Lush to talk about what actually separates people who build something from people who stay exactly where they are.

In this episode:

• Why most people stay stuck and what the real differentiator actually is
• Build a business or buy one? Brad's honest answer after doing both
• AI, Lightspeed VT, and why the threat isn't the technology but the person using it while you wait
• How Brad turned 20 months of work into 20 minutes using AI
• Entrepreneurship, risk tolerance, and why burning your ships isn't always the move
• Mindset, skillset, and habits: the three things Brad believes determine every outcome
• Faith, free will, and why choices matter more than circumstances ever will

🔗 Connect with Brad

Instagram: https://www.instagram.com/therealbradlea?igsh=M3BnczZqaXM1cXdo

YouTube: https://youtube.com/@therealbradlea?si=zTnlXI1k0Z-_4DV6

TikTok: https://www.tiktok.com/@therealrealbradlea?_r=1&_t=ZS-97QITYXrQ0t

✅Additional Resources:

🌐 https://lightspeedvt.com/

🌐 https://share.google/QdEW85lhUA0WFQlMQ

👉 Watch the RYM Strategy Breakdown & See If You Qualify

Discover whether this math-based strategy can help you pay off your home years faster—using your current income.

🔗 https://rym.replaceyouruniversity.com/how-it-works

📚 Learn More from Replace Your University

Instagram: https://www.instagram.com/the_realryu
Facebook: ⁠⁠https://www.facebook.com/share/1D6CTSgF5f/?mibextid=wwXIfr
TikTok: https://www.tiktok.com/@replaceyourmortgage

Visit our website: ⁠⁠https://replaceyouruniversity.com/⁠⁠

Check out more tips and strategies on our YouTube channel: ⁠⁠https://youtube.com/@replaceyouruniversity

About Replace Your University

Replace Your University helps homeowners apply a proven, math-driven approach to paying off their home faster. Our flagship Replace Your Mortgage (RYM) strategy has helped thousands of families learn to reduce interest, shorten payoff timelines, and regain financial control.

This episode of the Replace University Podcast takes a different direction from our usual financial strategies. Michael Lush and the team introduce Funds of Freedom, a new faith-rooted nonprofit dedicated to tackling some of the darkest realities in our world today—sex trafficking, veteran support, and helping families in crisis.

You’ll hear the heart behind this mission, why freedom is at the center of everything we do, and how Funds of Freedom will operate differently than most charities—staying lean, transparent, and focused on putting resources directly into the hands of those in need.

From supporting organizations that rescue and restore victims of trafficking, to stepping in after natural disasters when communities are most vulnerable, to even paying off mortgages for struggling families—Funds of Freedom was created to be a light in dark places.

This conversation goes deep into faith, calling, and the responsibility we all share to use our blessings to bless others. Whether you can give financially, volunteer your time, or simply join us in prayer, you’ll see how you can be part of this mission.

Learn more and get involved at: fundsoffreedom.com

Free Video: How Thousands of Families Are Accelerating Their Mortgage Payoff — Often in 5–7 Years — Using a Smarter Strategy with Their Current Incomehttps://bit.ly/4fM8wxU

What if your legacy had nothing to do with money—but everything to do with values, vision, and intentional leadership at home?

In this episode, Michael Lush sits down again with his personal coach, Lance Welch—a man who's not just led in business but at home with powerful intentionality. They dive deep into the concept of legacy—not the financial kind, but the one rooted in family values, faith, and generational leadership. From building a Family Vision Cast to modeling integrity and gratitude, this conversation is packed with wisdom that every parent, spouse, or future leader needs to hear.

Visit Lance’s website: https://www.thelancewelch.com/

Link to the Legacy exercise: https://storage.googleapis.com/msgsndr/mwppqiCfdkvcu0dJroWh/media/68719aeb78d6e902251a937c.pdf

Free Video: How Thousands of Families Are Accelerating Their Mortgage Payoff — Often in 5–7 Years — Using a Smarter Strategy with Their Current Incomehttps://bit.ly/4fM8wxU

Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼https://bit.ly/4fM8wxU

What happens to your business, your family, and your finances if something happens to you?

In this episode, Michael Lush sits down with long-time friend and estate attorney James Cobb of Cobb Law Group to unpack the legal strategies every entrepreneur, real estate investor, and high-performer needs to protect their legacy.

From wills and trusts to business formations and probate horror stories—this conversation is a wake-up call for anyone who’s building wealth but hasn’t protected it legally.

In this episode, you'll learn:

- The biggest misconceptions about wills and estate planning

- Why 70% of Americans die without a will—and why that’s a problem- The difference between a revocable and irrevocable trust

- How to protect your business and family through proper legal planning

- The costly mistake of 50/50 partnerships

- What every entrepreneur must have in place to avoid legal chaos

Need help planning your estate or structuring your business?

Call Cobb Law Group: (855) 500-1334

Visit: https://cobblawtn.com

Don’t wait for tragedy to strike. Plan ahead, protect your legacy, and give your family peace of mind.

#estateplanning #trusts #wills #businesslaw #entrepreneurship #wealthbuilding #cobblaw #michaellush #replaceyouruniversity #financialfreedom

Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼

Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼

Free Video Training: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼

Teaching how you can pay your mortgage off in 5 years or less. Here's how. 👇🏼

⁠https://bit.ly/3u0XXDA⁠

To start building the life you want: ⁠⁠⁠https://replaceyouruniversity.com/⁠⁠⁠

Follow Replace Your University on Instagram: ⁠⁠⁠⁠https://www.instagram.com/the_realryu/⁠⁠⁠

Join Us on Facebook: ⁠⁠⁠⁠https://www.facebook.com/ReplaceYourUniversity/⁠⁠⁠

Check out more tips and strategies on our YouTube channel: ⁠⁠⁠⁠https://www.youtube.com/@ReplaceYourUniversity⁠⁠

In this video, we break down the HELOC strategy and provide a step-by-step guide to help you pay off your home faster. Learn the key differences between a HELOC and a traditional mortgage, and discover how education, design, and execution play crucial roles in maximizing the efficiency of this powerful financial tool. From understanding offset accounting to selecting the right bank and timing your moves, we cover everything you need to know to implement this strategy effectively. Whether you're new to HELOCs or looking to refine your approach, this comprehensive guide will set you on the path to financial freedom.

Teaching how you can pay your mortgage off in 5 years or less. Here's how. 👇🏼

https://bit.ly/3u0XXDA

To start building the life you want: ⁠⁠https://replaceyouruniversity.com/⁠⁠

Follow Replace Your University on Instagram: ⁠⁠⁠https://www.instagram.com/the_realryu/⁠⁠

Join Us on Facebook: ⁠⁠⁠https://www.facebook.com/ReplaceYourUniversity/⁠⁠

Check out more tips and strategies on our YouTube channel: ⁠⁠⁠https://www.youtube.com/@ReplaceYourUniversity⁠

In this video, Michael Lush discusses practical strategies for boosting income to achieve family stability, especially for those living paycheck to paycheck. He emphasizes the dual approach of cutting unnecessary expenses and exploring new income opportunities. Lush shares various methods, from utilizing negotiation services to reduce bills to engaging in side hustles like affiliate marketing, starting small businesses, or leveraging technology for increased productivity. By highlighting success stories, such as Junior Bridgeman's transition from NBA player to a successful franchise owner, Lush inspires listeners to think creatively and strategically about increasing their financial stability while balancing life's demands.