Resilient Investors Podcast

In this episode, the hosts reflect on Kim’s recent sabbatical in Europe, exploring language immersion, cultural insights, and personal growth. They also delve into the resilience of financial markets amidst geopolitical noise, the accelerating adoption of AI in business and daily life, and strategic tax planning for the year ahead. Plus, a creative approach to financial planning stories and a forward look at upcoming events and initiatives.

Key Topics:

• Kim’s European trip: language learning, cultural observations, and personal takeaways
• The impact of geopolitical events on markets and investor resilience
• The growing enthusiasm and integration of AI in industries and households
• The importance of long-term investing and weathering market storms
• The evolving landscape of private companies and IPOs driven by AI
• Practical applications of AI in everyday tasks, from meal planning to travel
• Strategies for proactive tax planning and ongoing financial management
• A creative storytelling approach for financial plans and client communication
• The future of AI as a supportive companion and potential commencement speech
• Upcoming events: mid-year market review, regional client gatherings, and new initiatives

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Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-todayto schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Register for the State of the Markets Halftime Report Webinar - CLICK HERE
• Have a question? Send an email to [email protected]

What Families and Investors Need to Know

In this episode, Victor and Carolyn break down the latest developments around the Trump accounts program, discussing how it works, who is eligible, and the potential benefits for young investors. They explore how this initiative could shape future savings and investment habits for families.

Key Topics

• The purpose and eligibility criteria for Trump accounts, including the $1,000 seed contribution for children born after 2025

• How the Trump accounts function similarly to custodial IRAs and potential investment options like mutual funds and ETFs
• Contribution limits of $5,000 per year and who can contribute (parents, grandparents, others)
• Tax considerations, including how contributions and withdrawals may be taxed and special exceptions for education or first-time homebuyers
• The process to open an account via trumpaccounts.gov and important timing around July 4th, 2026
• The role of philanthropic contributions andcorporate involvement in expanding the program

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-todayto schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Link to Trump Accounts Official Site
• Form 4547 for account setup
• Fidelity Investment- Trump Accounts: A New Way to Save for Kids

Have a question? Send an email to [email protected]

Strategies for a Smoother Financial Year

After filing taxes, it’s crucial to shift from a reactive to a proactive mindset. In this episode, Victor and Carolyn discuss practical steps to optimize your tax planning process and set yourself up for financial success in the upcoming year.

Key Topics

• The importance of viewing tax season as a strategic planning opportunity rather than just compliance
• How to check and adjust your withholdings throughout the year
• Recognizing the difference between tax prep and tax planning
• Tips for maintaining organized tax documentation digitally
• The impact of recent legislative changes, including the "One Big Beautiful Bill" Act
• Strategies for investors and self-employed individuals to manage ongoing tax obligations
• The benefits of mid-year reviews for adjusting financial plans
• How to maximize deductions and credits in upcoming tax years
• The value of working with a professional for ongoing tax strategy

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-today to schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• IRS Withholding Calculator
• Have a question? Send an email to [email protected]

In this episode, Victor and Kim Gaxiola explore how to become a resilient investor amidst market volatility, geopolitical tensions, and monetary policy shifts. They share practical strategies for protecting your portfolio, understanding the impact of Fed policy, and planning for the unexpected with confidence.

Key Points:

• The importance of planning and preparation in weathering market storms

• How to audit and diversify your investment concentration and risks
• Navigating market reactions to geopolitical events and rate fluctuations
• How leadership changes at the Federal Reserve influence market and investment strategies
• The specific impact of Fed rate changes on tech stocks, housing, and overall portfolio resilience
• Practical steps for managing concentrated holdings, RSUs, and liquidity buffers
• The significance of having a flexible and adaptive financial plan
• The role of quality companies with strong balance sheets and dividend growth
• The importance of regular portfolio reviews and adjustments

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-today to schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Case Study: Buying a Home in Silicon Vally- CLICKHERE
• Have a question? Send an email to [email protected]

In this episode, we explore the dual themes of cutting-edge AI innovations from the NVIDIA GTC conference and the strategic considerations for business owners planning transitions.

Whether you're a tech enthusiast or a business owner, this episode offers valuable insights into how AI is reshaping industries and the critical steps for successful business succession planning.

Key Points:

• The impact of geopolitical uncertainty on US innovation
• Key takeaways from NVIDIA's advancements in AI and ecosystem partnerships
• Practical AI applications in various industries, including automotive and manufacturing
• Strategies for business owners preparing for sales and succession
• The evolving job market and the role of AI in enhancing communication and creativity
• Personal stories and advice on transitioning from business ownership to retirement

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-todayto schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• NVIDIA GTC Conference
• The Front Row Seat at the Greatest AI Show on Earth Blog Post

Have a question? Send an email to [email protected]

In this episode, we discuss current geopolitical tensions, such as the US-Iran conflict, and their potential impact on oil prices, consumer sentiment, and the economy. We also explore the risks in Private Credit and the exciting advancements in AI and autonomous vehicles shaping our future landscape.

Main Topics Covered:

• The implications of ongoing geopolitical conflicts on oil markets and consumer spending
• How prolonged geo-economic tensions could influence interest rates and recession risks
• The evolving landscape of private credit, its risks, and impacts on investments
• The rapid growth and future outlook of AI, GPU technology, and autonomous vehicles
• Positive outlooks on innovation, emphasizing America's leadership in tech and future mobility

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-today to schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Have a question? Send an email to [email protected]

This episode dives into how geopolitical conflicts, particularly the US vs Iran situation, impact financial markets and investor portfolios. Our team sheds light on historical resilience, strategic diversification, and opportunities amidst uncertainty— providing actionable insights for long-term investors.

Key Topics:

• How geopolitical events like the Iran conflict influence oil prices and inflation
• The historical resilience of markets during political crises
• The importance of diversified portfolios in volatile times
• Economic collateral damage and sector-specific impacts
• Strategies to remain calm and avoid knee-jerk reactions
• Opportunities arising from market fluctuations during conflicts
• The role of innovation and technological change during wartime
• How to interpret short-term versus long-term market reactions

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or visit https://www.resilientplanning.com/start-todayto schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Have a question? Send an email to [email protected]

In this episode, we explore the fundamentals of private equity, its role in portfolio diversification, and recent developments such as the Supreme Court's decision on tariffs. Stay tuned for practical insights on managing investment risks andnavigating headline-driven market fluctuations.

Key Topics:

• What is private equity and how does it differ from public markets?
• The trend towards private ownership and decreasing regulatory burdens
• How private equity offers diversification and non-correlation benefits
• The democratization of access to private equity investments
• The importance of liquidity, risk, and expense considerations in private equity
• Impact of the Supreme Court striking down Trump's tariffs

• How tariffs and political news influence market sentiment versus fundamentals
• The role of advisors in focusing on company fundamentals, not headline noise

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or ⁠CLICK HERE⁠ to schedule some time with our team.

Show Notes

• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Have a question? Send an email to [email protected]

In this episode, the Resilient Investors podcast team discusses investment approaches, focusing on the differences between active and passive investing. They explore the implications of each approach, the challenges active managers face inoutperforming the S&P 500, and the concentration of returns among a few major tech stocks. The conversation then shifts to the upcoming IPO landscape for 2026, highlighting notable companies and the factors influencing their public offerings. The hosts emphasize the importance of understanding marketdynamics and investor behavior in making informed investment decisions.

Main Takeaways

• Active management involves hands-on research and decision-making.
• Passive investing aims to match market performance with lower costs.
• The S&P 500 has become concentrated in a few major tech stocks.
• Investors often misjudge their risk tolerance based on market performance.
• The IPO market is influenced by regulatory environments and economic conditions.
• Investing in IPOs carries risks, especially for retail investors.
• Most profits from IPOs are made by early investors, not public buyers.
• Market dynamics can lead to volatility in stock prices post-IPO.
• Understanding the management team behind a company is crucial for IPO investments.
• Private equity offers unique opportunities for investors willing to explore beyond public markets.

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or ⁠CLICK HERE⁠ to schedule some time with our team.

Show Notes

• The Street- “The Case for Active Management When So Few Outperform the S&P 500”
• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Have a question? Send an email to [email protected]

In this episode of the Resilient Investors Podcast, hosts Victor Gaxiola, Kim Gaxiola, and Carolyn Rowland discuss the new season's format, celebrate personal milestones, and explore the role of the Federal Reserve, the nomination of Kevin Warsh, and the implications for interest rates and the economy in 2026.The conversation also covers investment strategies and market trends, emphasizing the importance of staying informed amidst financial noise.

Main Takeaways

• The podcast is shifting to a more conversational and topical format.
• Kevin Warsh's nomination could influence future monetary policy.
• Economic indicators suggest a cautiously optimistic outlook for 2026.
•  AI and innovation are driving economic growth and efficiency.
• Investment strategies should focus on quality and sector selection.
• Consumer sentiment should not dictate investment decisions.
• The importance of staying informed and engaged with financial markets

Subscribe now to stay updated on future episodes and join us on this journey to financial empowerment.

Visit ⁠http://www.resilientplanning.com⁠ to learn more about our team or ⁠CLICK HERE⁠ to schedule some time with our team.

Show Notes

• Register for the 2026 State of the Markets Webinar (Wednesday, February 11th @ 10am/PT) – CLICK HERE
• Resilient Wealth Planning YouTube Channel- CLICK HERE
• Have a question? Send an email to [email protected]