In this episode, we’re diving into the Top 5 Business Credit Cards for new business owners looking to maximize their financial literacy and funding options. If you're passionate about entrepreneurship and eager to learn about the best ways to leverage business credit, this one’s for you! Don't miss out on these essential insights for your financial education journey!

In this breakdown, Wesley Paul goes beyond the surface and explains how to actually use these cards as smart funding tools—not just credit lines. He walks through how introductory 0% APR periods can be leveraged for short-term capital, why cash-back structures matter for operating expenses, and how strategic usage can help new business owners protect cash flow while building stronger business credit. He also shares why surrounding yourself with the right community and financial playbook is key to turning business credit into long-term leverage instead of short-term debt.

Have you ever been pre-qualified for a credit card or loan through Credit Karma, only to face denial upon application? This video addresses common misconceptions about Credit Karma and explains why these denials occur, providing essential credit education for understanding your credit score. We'll discuss how credit approval really works and offer insights to help you navigate loan approval processes more effectively. 

In this episode of the Respect My Blueprint Show, Wesley Paul breaks down why Credit Karma scores can be misleading, explaining the key differences between the VantageScore it uses and the FICO scores most lenders rely on, which often leads to unexpected credit denials. He stresses the importance of not depending solely on third-party credit apps and understanding what lenders actually see. Wesley also previews major upcoming changes, including the rollout of FICO 10T in 2026, which will analyze 24 months of trended credit behavior and could significantly impact approvals. The episode encourages listeners to stay educated, research before applying for credit, and tap into his community for ongoing financial guidance.

Welcome to another episode of Respect My Blueprint, where we provide essential insights on entrepreneurship and how to build business credit. This video highlights an underrated credit union for 2026, offering valuable strategies for financial education. Learn about effective money management and discover how Skylar Credit Union can assist in improving your financial standing, including earning up to 4.00% APY with a Simply Prosper checking account and boosting your credit score. 

In this episode, Wesley Paul introduces Skyla Credit Union, highlighting its advantages over Navy Federal and other credit unions. He discusses the membership process, the importance of building a relationship with the credit union, and the various credit card and loan offerings available. The episode emphasizes the potential for significant credit power and the benefits of joining Skyla, including high yield checking accounts and business funding options. Wesley invites listeners to join his community for ongoing financial education and resources.

Are you tired of being saddled with high interest credit cards and dealing with maxed-out accounts? This video introduces velocity banking, a powerful strategy for personal finance that can help with debt consolidation and overall debt reduction. This method, utilized by wealthy individuals and savvy investors, will help you save interest and achieve better financial management on your debt free journey. 

In this episode, Wesley Paul introduces the concept of velocity banking, a strategy designed to help individuals manage and eliminate high-interest debt effectively. He explains how this method allows users to redirect their cash flow to pay down debts faster, ultimately leading to wealth building. The discussion covers the importance of understanding one's financial situation, executing the velocity banking method, and key tips for successful debt management. Wesley emphasizes that the focus should be on managing interest rather than the debt itself, providing actionable steps for listeners to follow.

In 2026, finding the right financial tools is essential for every entrepreneur. This video details the five best options for your business banking needs, ensuring you find the best business account to manage your finances. Whether you're a freelancer or a small business owner, learning how to open a business account is a critical step for growth. We cover what is a business bank account and highlight top choices for small business banking. 

This episode, Wesley Paul discusses the top five business bank accounts for 2026, emphasizing the importance of selecting the right bank for entrepreneurs, freelancers, and small business owners. He reviews Relay Bank, Novo, Chase, Bluevine, and US Bank, highlighting their unique features, benefits, and suitability for different types of businesses. The conversation concludes with a recap of the options and additional resources for business funding.

Are you an entrepreneur with a new venture but no revenue? This video is for you! We break down how to secure up to $50,000 for your startup company, even when traditional paths seem closed. Learn about viable options for startup funding and how to access essential business funding to get your startup business loans off the ground. Discover a solution for a startup loan for new business that empowers you to grow.

In this episode, Wesley Paul discusses how entrepreneurs can secure startup loans of up to $50,000 without any revenue. He emphasizes the importance of personal credit, introduces the SBA microloan program, and provides resources for finding lenders. Wesley also outlines the necessary preparations for applying for funding and shares final thoughts on entrepreneurship and the journey of securing capital.

This episode of Respect My Blueprint details how to apply for the American Express Delta SkyMiles card, an exclusive Delta credit card that offers a straightforward application process. You can potentially achieve a credit limit increase of $15,000 or higher with this American Express card, all with only a soft pull on your credit. This makes the Delta SkyMiles platinum card an excellent option for those seeking high credit limits and benefits from travel credit cards without a hard inquiry.

In this video, Wesley Paul discusses the American Express Delta Sky Miles Reserve business credit card, highlighting its benefits, eligibility criteria, and strategic usage for business owners and entrepreneurs. He emphasizes the card's potential for earning travel rewards and the importance of understanding its costs versus benefits.

Today's video highlights the importance of Dun and Bradstreet, a critical credit bureau for securing business funding. We explain how understanding and leveraging your DUNS number correctly is the secret ingredient to obtaining the business finance you need. This approach is key to building business credit and leveling up your financial education as an entrepreneur , teaching you how to get business credit effectively.

In this episode, Wesley Paul discusses the importance of the DUNS number and how it serves as a crucial element for small businesses seeking funding. He emphasizes the need for proper business structure and credibility, explaining how the DUNS number functions similarly to a social security number for businesses. The conversation covers the steps to obtain a DUNS number, the significance of the Paydex score, and the advantages of having a DUNS profile in accessing business credit and funding.

Today's episode of Respect My Blueprint Podcast explains how to go ahead and buy a car in your business name, which is an excellent way to build business credit. You can secure a business auto loan even with bad credit and no money down, making it accessible for many. This strategy is perfect for entrepreneurship and small business owners looking to grow their business funding.

In this episode, Wesley Paul discusses the advantages of purchasing a vehicle in your business name rather than your personal name. He explains how this strategy can help build business credit, provide tax benefits, and protect personal credit scores. The conversation covers the prerequisites for applying for business auto financing, particularly through Ally, and offers practical tips for increasing approval chances. Wesley emphasizes the importance of structuring your business credit profile correctly and highlights the financial freedom that comes with leveraging business assets.

In this video, we discuss the optimal timing for applying for a Navy Federal Credit Card, providing key strategies for approval. Learn how to navigate the application process to secure a high limit credit card with Navy Federal, enhancing your overall financial management. This guidance aims to boost your personal finance knowledge and set you on a path toward financial freedom. 

In this episode, Wesley Paul discusses the best strategies for applying for a Navy Federal credit card, emphasizing the importance of timing and relationship-building with the credit union. He explains the 91/3 rule, strategies for increasing credit limits, common mistakes to avoid, and recommends specific credit cards offered by Navy Federal. The overall message is to treat Navy Federal as a primary banking relationship to enhance approval chances and secure higher credit limits.