Amara and Mina ask the disrespectfully honest question: did millennials just get more cynical, or did the institutions actually flop? From banks, jobs and healthcare to media and government, they unpack how a generation that grew up on "go to uni, work hard, you’ll be fine" ended up drowning in student debt, housing chaos, pandemic trauma and AI layoff threats. Pulling in fresh trust data and Gen Z/Gen Y grievance stats, they rant about being raised on "trust the experts" only to see recessions, scandals, misinformation and broken promises in real time. In this 10‑minute, funny-but-fed-up episode, they compare old-school loyalty to employers and politicians with today’s "screenshots or it didn’t happen" energy, talk about why younger people trust peers and micro-communities more than official institutions, and debate whether we should try to fix the system or just build our own thing on the side.