In this episode, I discuss the differences between a credit and debit card.

Jeremy Soria is 25 years old and currently working as a mortgage loan processor and used to work at US Bank. He discusses growing up with a single parent, sharing his expertise of how to open up a bank and checking account, and what you need to apply for a loan and credit. This episode discusses many tips on how to maintain or improve your credit score and about the power of real estate investing. UPDATE: DONT PAY FOR ALL OF YOUR SCHOOL WITH A CREDIT CARD LIKE HE DID! Student loans from the government are much better because they have lower interest rates and will save you money. He put his credit at risk by putting all of his tuition on a credit card when he did not have the money to pay it off on time. If he would not have been able to get a loan to pay that off, it would have really hurt his credit score and he would have had to pay super high rates for interest. He should have gotten a student loan from the first point and paid that off consistently.

This episode discusses what a credit score is, how to know what is considered a good credit score, and why they are an essential part of our financial health. I also give you tips on how you can manage your credit score responsibly.

This episode discusses what a credit score is, how to know what is considered a good credit score, and why they are an essential part of our financial health. I also give you tips on how you can manage your credit score responsibly.

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Virgil is a 32 year old sales and services expert and entrepreneur. In this episode, we discuss his experience and thoughts on finances and how important resilience is to obtaining your goals. "How I Money" is a new series on Rethinking How You Money 101 that interviews people about how their experiences with money have impacted who they are today.

This episode discusses the main differences between a savings and checkings account and why APY(annual percentage yield) plays a role.