Retire Once Show

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In today's episode of The Retire One Show, we dive into the concerning state of America's retirement readiness, as well as the growing number of people who are unsure about relying on social security benefits. Join hosts Jonathan and Melissa Rankin as they discuss the findings of recent Fidelity and Allianz Life studies, which highlight how different generations are saving and investing for retirement. They also touch on the potential consequences of saving less and investing more cautiously, and the importance of having a diverse retirement strategy. Don't miss this insightful discussion to learn more about preparing for a secure retirement!

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If you have questions or comments for the show email us [email protected] or head to www.Retireonceshow.com

Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download

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Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

- Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

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POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

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#TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

Looking to retire soon or already retired and want to make sure you're on the right track financially?  On this episode of the Retire Once Show, Johnathan and Melissa discuss popular retirement advice that you should ignore. 

In this episode, we discuss some of the most important retirement planning questions that are on everyone's mind, such as: When should you claim Social Security? Should you take social security at 70? Is it bad to take Social Security Early? Do you have to invest in a Roth IRA? How should you choose your 401k investments? How should you benchmark your portfolio?

With more information out there than ever before, retirement planning can become more complicated than it needs to be. Our mission is to help simplify your retirement planning. That starts with ignoring advice that is not right for you

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Chapters:

0:00 – Intro

1:29 – Should you really delay your Social Security until 70?

6:03 – Is a Roth IRA/Roth 401(k) a good idea for you?

9:47 – How should you choose your 401(k) investments?

14:28 – What benchmark should you use to analyze your investment performance?

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- - - - - - - - - - - - - - - - - - -

Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. 

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

On this episode of the Retire Once Show, Johnathan and Melissa discuss important tax tips that you need to know before you file your taxes. This episode also covers how different income sources are taxed as well as tax tips for retirees. We cover everything from the fastest way to get your refund to how your Social Security Benefits are taxed. 

Chapters:

0:00 – Intro

1:08 – Tax Tips for 2023

3:18 – Taxes by Income Source

3:35 – Taxes on Traditional IRA and 401(k) Withdrawals

5:28 – Taxes on Roth IRA and Roth 401(k) Withdrawals

6:47 – Taxes on Pension Income

7:08 – Taxes on Social Security Benefits

8:08 – Taxes on Life Insurance Proceeds

9:38 – Taxes on Investments

11:17 – Taxes on Dividends

12:06 – Taxes on Interest Accounts

13:09 – Taxes on Home Sales

13:57 – Tax Tips for Retirees

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

On this episode of the Retire Once Show, Johnathan and Melissa discuss 7 Important Retirement Questions To Ask Yourself. Retirement planning is more than asking “how much do I need to retire?”. If you are thinking about retiring or retiring, it is important that you are always checking in on your retirement success. To maximize your retirement, we believe it is important to ask yourself these 7 questions. 

1 – What does retirement success mean to you?

2 – What part of retirement planning causes you stress?

3 – How will you handle stock market volatility?

4 – How will you pay for medical costs?

5 – What will be your plan to review your retirement plan, investments, and spending?

6 – Who is there to help you if you can no longer manage your own finances?

7 – What will you do to stay busy?

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

On this episode of the Retire Once Show, Johnathan is joined by Joanna Horton, the COO of mForce Capital. As a financial advisor, Joanna has helped clients work through the passing of a spouse, but when it happened to her, it brought with it a completely different perspective. In this interview, Joanna shares her experience of when her husband Jeff suddenly passed away. She also shares advice on what she wished she knew before it happened. Joanna also shares 6 important financial steps to take to make sure you are prepared if something happens to your spouse. 

Download the Peace of Mind Checklist www.theoremwm.com

Joanna can be reached at [email protected]

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

On this episode of the Retire Once Show, Johnathan and Melissa discuss some of the biggest retirement planning trends. They also discuss the 2023 market outlook as well as their predictions for 2023. With 2022 being one of the worst years in the investment markets, and one of the worst years for the balance 60/40 portfolio, make sure you check out our predictions for the year ahead. 

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

If you're wondering where to save your money for retirement, this video is for you! We'll discuss the different types of accounts available to you and explain the advantages and disadvantages of each. We also give you a step-by-step guide on what accounts to save in first. In this video, we're going to discuss the differences between Roth and traditional 401ks, and show you which account is best for you. We'll also talk about HSAs, and how they can help you save for your future. We also talk about what accounts you should save in first and where to save after that. We cover everything from an emergency fund, to employee stock purchase plans. Determining where you save can help reduce the taxes you pay. The goal is to have flexibility in your retirement and the type of savings account help give flexibility when you retire. 

Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download

or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

On this episode of the Retire Once Show, Johnathan and Melissa discuss the new Secure Act 2.0. This law has over 100 different retirement provisions. There are so many changes that this law impacts and on this episode, we cover the top changes that are coming with the new Secure Act 2.0. With everything from new ages for RMD (required minimum distributions) to an increase coming to catch-up contributions, there are so many things to unpack in this 4100 page law. 

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

On this episode of the Retire Once Show, Johnathan and Melissa discuss an article from gobankingrates.com, 45 Things Every 50-Something Should Know About Retirement. We discuss whether or not some of these items belong on the list such as a “longevity annuity” or a reverse mortgage. 

2022 has been challenging for retirement planning. There has been decade high inflation, a bear market in stocks and bonds, a Fed that is continuing to raise interest rates while the entire market waits for a Fed pivot. There may be more volatility in store for 2023, which is why we also spend time sharing our Top 3 Retirement Tips For 2023. 

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

Check out our main channel for all of our retirement education on YouTube Here!

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] 

👍 [SCHEDULE A CONVERSATION]  

😁 [REACH OUT ON FACEBOOK] 

➡️ [CONNECT WITH ME ON LINKEDIN] 

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

On this episode of the Retire Once Show, Johnathan and Melissa discuss what you should do to plan to care for aging parents. There are over 53 million adult caregivers that are unpaid. No parent wants to be a burden to their children, but as longevity increases with advances in healthcare, your parents may need you to help them out as they age. This is often a surprise for many people and can have a huge impact on your financial goals, your family relationships, and your long-term retirement.

Make sure you use the link below to download our Long-Term Care Planning Checklist

https://www.theoremwm.com/family-long-term-care-plan-checklist

If you have questions or comments for the show email us  [email protected] or head to www.Retireonceshow.com

- Johnathan Rankin CRPC® CEPA®, Founder & CEO

-  Melissa Rankin - Wealth Management Advisor

- Theorem Wealth Management

🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download

👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here

😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/

➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/

🌐[HOMEPAGE] https://www.theoremwm.com/

1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show

----------------------- 

POPULAR RETIREMENT VIDEOS

How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo

All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA

Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o

----------------------- 

#TheoremWealthManagement #RetireOnce #RetirementPodcast

Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.