Paul discusses a Bankrate survey that shows a good number of Americans are significantly behind on their retirement savings.  How can you get back on track?  Listen for tips here.  Decumulation:  What is it?  Paul defines it and discusses good strategies to consider when you are enter this phase of your financial life.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes.  What happens if you face retirement earlier than planned?  The conversation centers around assessing the financial impact, making sure you have health coverage, and shifting to that contingency plan.  Another topic on this podcast focuses on how strategies could differ if you retire single.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim discusses why some people feel they may need to delay their retirement start date.  Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table.  When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical.  The discussion in this podcast focuses on avoiding using outdated rules, implementing good tax strategies, and watching your risk.

Reach out to Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim discusses how to approach a withdrawal rate in retirement in a safe manner.  He also looks at good strategies to boost your savings in the financial red zone.  He stresses to take longevity seriously, build that savings safety net and to understand inflation and proper diversification.

Reach out to Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

What do you do and what can you do with that 401(k) when you retire?  That’s part of the discussion in this podcast.  Paul covers qualified distributions, The “Age 55” rule, whether or not to let it lie, and more.  Some baby boomers are considering working longer.  Why is that?  That’s also part of the discussion.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul introduces and answers some common questions asked by those near and in retirement.  The questions have to do with inflation, retirement income, and budgeting.  He also faces long-term care head on in discussing some good alternative strategies and tackles some retirement bad habits.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim offers information on annuities in an effort to help clear up some of the myths about them.  He also discusses results of a recent survey showing concern among pre-retirees and retirees in the areas of inflation, volatility, and rising interest rates.  Another survey reflects the favorite investment vehicles of those polled.  Brennan discusses each of them and stresses the need for diversification.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim offers simple tips on boosting your pre-retirement savings.  The discussion then moves to determining our “number” in areas such as our financial independence number, our Social Security number, and our retirement income number.  What should we strongly consider doing during challenging economic times?  That is also part of the discussion.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim discusses ways to better save for and in retirement.  Some include working with a professional for a savings plan, getting out of debt, considering an HSA if you are eligible, and cutting unnecessary expenses.  How can inflation impact your retirement?  Brennan explains and offers strategies to consider when factoring inflation.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul reminds us to avoid certain retirement errors such as maintaining the wrong asset allocation and not being properly diversified.  He offers suggestions on strategies that could possibly help you bump up your retirement date and then cites some alarming survey results regarding retirement readiness.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.