Most people are so focused on how they want to be growing up their savings for retirement...building up the balance in their 401k, but building up that balance is probably not the focus anymore for retirement and certainly not the way to be getting income.

We talk all the time on this show about plans, but do we really know how a retirement plan actually works? Brad offers us some tips for planning a retirement.

There is just something about that real life experience when it comes to some of these significant things that we've seen lately.

How much do you need to be happy or comfortable in retirement? The answer will likely be different for everyone. Listen to Retire Right with Epstein & White’s latest podcast where Brad White discusses the core elements to a retirement plan. Think about things like your income, investments, taxes, healthcare, and estate planning. They will lay the foundation for your retirement plan and must be unique to you and your goals for the future.

Just about everyone has a smart phone these days. So, you really can't ever get away from the pop-ups and the social media ads out there. You hear things on the radio, watch TV stories, read article headlines...and almost everyone seems to be telling (or selling) you a different story. Listen as Brad White, Founder and CEO of Epstein & White, shares his thoughts on how you can help break through the clutter and find out what you truly need to take away from all the different messages in today’s world.

We have adapted to the changes that we've experienced over the past 12 months and the way we've handled things and the level of complexity when it comes to how we interact with each other, but in general it seems like things just keep getting more and more complicated. Nothing is getting easier when it comes to things like investments and taxes.

For most retirees who don't want to have all of their money in aggressive portfolios who can't have too much of their money in things like CD's, cash or bonds. What could be an alternative for safely growing your money? Brad talks about three types of annuities!

What can happen if we feel too positive or too over confident when it comes to managing our money and handling these decisions ourselves. Is that something that we want to be a little bit mindful of? Maybe being too over confident if we're trying to manage our own money? Should we even be managing our own money?

Plus, The Medicare Man, Steve Lujan stops by to talk Medicare!

When you plan for retirement, you need to consider all the risks your money may face… Because if you don’t take steps to help protect your money from risk, your retirement could be at risk.

There are a lot of headlines and little snippets of advice that get thrown out there so much that we start to just blindly follow them or take them at face value and the reality is it's not quite as simple as all that and that's why we talk about the need for customized advice rather than some of these blanket statements. Brad does a little Mythbusting on the show today!