Retire SMART Podcast

With so many changing factors in the political and economic spectrum, how much is enough to live off for a 20–30-year retirement? What is the tax impact for my spouse, or myself, if one of us passes and the other inherits the IRA of the spouse? And what is the best way to help send my grandchild through college? David Brooks has answers to these questions in today’s Q&A episode.

We welcome back our resident authority on digital currency, Brad Starken, to decipher some major shifts in the world of crypto. From executive orders and strategic reserves to quantum computing and energy demands, Brad brings clarity to a rapidly evolving space—and shares what it all could mean for the future of crypto and regulation.

On today's episode, we break down the economic and political landscape as the Trump administration’s tariffs—dubbed “Liberation Day”—go into effect. We explore the market implications, the administration's strategy to reshape U.S. revenue and labor, and what investors should watch amid Newsmax’s wild IPO surge and a possibly overvalued S&P 500. David Brooks unpacks trade policy, market cycles, and why it all matters.

We investigate the latest headlines shaking up government accountability and energy policy. From the Social Security Administration’s massive cleanup of outdated records to the economic impact of oil prices, we break down what it all means for taxpayers and businesses alike. 

If the war in Ukraine is settled, what sectors of the market will be affected and how? What is the estimated amount per taxpayer to pay down the debt and balance the budget? And how much savings can DOGE find from ending fraud in Social Security and Medicare? David Brooks has answers to these questions in today’s Q&A episode.

We're joined by Sean Swanson to discuss all things Social Security, including the upcoming Social Security Blueprint class. With recent changes like the Fairness Act and its impact on lump sum payments, we'll break down key strategies to optimize benefits, avoid tax pitfalls, and ensure financial security in retirement.

As the markets navigate uncertain waters, a recent Advisor Hub article warns that the ‘USS Stock Market’ may be heading into rough seas. With shifts in economic policy and concerns over a potential recession, experts debate the impact of new leadership and market corrections. Will these economic tides bring stability or further turbulence?

Are you tired of feeling like you're renting your own home from the government? In this episode, we investigate the growing movement to eliminate property taxes and shift towards consumption-based taxation. With states exploring new ways to fund public services, is this the fair solution we've been waiting for, or just another tax shift? Join us as we break down the debate and explore what it could mean for your wallet.

How does David know the truth about the numbers and data that comes out of the White House? Would an Elon Musk $5,000 tax refund be a wise decision? And at what age should one not convert pre-tax accounts? David Brooks has answers to these questions in today’s Q&A episode.

Back in the studio today is one of our lead financial advisors, Mike Shudel. He’s here to discuss wills versus trusts—who needs what and why getting a proper estate plan in place is crucial. We’ll also highlight our upcoming Tax & Estate Planning class, where you can learn how to protect your assets and ensure a smooth transition for your loved ones. Stay tuned for valuable insights on securing your financial future!