Are You Being Rude on Venmo? Here's How to Use Payment Apps Without Being a Jerk by Julia Glum Sitting cross-legged on the scorching sidewalk of 11th Street, I realized I was totally screwed. One day last August, I had to wait in line for eight hours to get into to a Jonas Brothers concert. However, I hadn’t planned well. The sun was beating down on my exposed legs and arms, and I’d forgotten sunscreen.

This Millennial Couple Is Saving $150,000 a Year and Plans to Retire by 2029. Here’s How They Do It, by Elizabeth O'Brien Some kids want to be a fire fighter, astronaut or a ballerina when they grow up. Lily He wanted to be a millionaire. Lily and her parents immigrated to the U.S. when she was nine and lived in poverty on the outskirts of San Francisco. She had just two pairs of pants in fourth grade and couldn’t afford glasses even though she had trouble seeing the blackboard.

3 Ways The Government Is Making It Easier to Pay for College by Kaitlin Mulhere Congress recently approved a handful of measures aimed to make the process of paying for college easier. The changes were tucked inside two big funding bills President Trump signed into law in the final days of 2019. None is the sort of sweeping, exciting proposal—such as eliminating public college tuition or canceling student debt—that has made waves recently.

Here Are the Best Home Renovations for Your Money in 2020 by Shaina Mishkin The best home renovation project for your buck isn’t a chef’s kitchen or master suite, but an affordable fake stone that returns nearly all of its value at sale, according to Remodeling magazine’s 2020 Cost vs. Value report.

The Average Credit Score Just Hit a New High. See How Yours Stacks Up by Kaitlin Mulhere The typical credit score in the United States hit a new record in 2019, with the average FICO score rising to 703. That average has increased 14 points in the past decade, according to Experian’s 2019 Consumer Credit Review, released Monday.

Own an Index Fund? You're Making a Big Bet on Tech by Ian Salisbury It’s been a great decade for technology stocks. That means if you own an index fund, you could be making much bigger bet on the tech sector than you realize. It’s no secret the economy changed dramatically during the 2010s, as gadgets like smartphones and services like streaming TV took hold. Indeed, Netflix, which returned nearly 4,000%, was the decade’s top-performing stock.

Bethenny Frankel on Why You Should Approach Giving to Charity Like Investing by Julia Glum Bethenny Frankel wants you to know you can trust her Instagram stories. That may seem like a big ask from an ex-Real Housewife with years of TV drama under her belt, but Frankel is serious about philanthropy. When the Skinnygirl CEO posts on social media asking for donations — like she currently is for the bushfires devastating Australia — she’s doing it with a laser-focused plan in place.

How to File Your Taxes For Free in 2020 by Shaina Mishkin Yes, you can file your 2019 federal taxes online for free — but it pays to be smart about it. The IRS struck a deal with tax preparation software companies in 2002 to ensure middle class taxpayers can file for free, but the rules are wonky and complicated, which might be one reason for the program’s underuse.

The Insanely Popular Chase Sapphire Reserve Credit Card Just Got More Expensive

by Martha C. White

"Newest Employee Perk Aims to Help Workers Navigate A Tricky Tradeoff: Pay Off Student Debt or Save for Retirement?

by Kaitlin Mulhere