I Lost $200,000 of Property in a Flood. Here's How I Rescued My Retirement, by MJ Plaster Disaster struck on May 3, 2010—the kind of disaster we think happens only to others and to which we respond, “Oh, those poor souls. What will they do?” That was the day my home in Nashville, Tenn., filled with six feet of floodwaters before dawn, and I lost $200,000 worth of property.