This week we dig into Social Security. Optimizing Social Security is one of the biggest value-adds a good advisor can provide to the retirement planning process. Tim talks about why you shouldn't claim Social Security benefits just because you can, how important Social Security is for so many Americans and why the Social Security program isn't going anywhere anytime soon.

For more information, visit the show notes at https://erwealth.com/podcastblog/retirees-lose-thousands-by-claiming-social-security-too-early

The investment landscape has greatly changed since the 1980s. Economic and societal change along with longer life expectancies are leading to recommendations of a greater allocation to equities if the client's risk tolerance will allow for it.

This week Tim summarizes a recent MarketWatch.com article about Bank of America's announcement regarding the end of the 60/40 portfolio.

For more information, visit the show notes at https://erwealth.com/podcastblog/is-the-standard-6040-investment-portfolio-dead 

This week we will continue with the theme of tax planning. Tim covers a listener question: Will capital gains push me into a higher tax bracket? Then he gives some thoughts on the financial advice industry as a whole.

For more information, visit the show notes at https://erwealth.com/podcastblog/will-capital-gains-push-me-into-a-higher-tax-bracket

How to use Roth IRAs for tax planning to reduce lifetime tax liabilities, how to get more money into a Roth IRA using the “backdoor Roth” method and, finally, and how you can use a Roth for college savings.

Tim also reminds you about an upcoming in-person retirement workshop in Morton, IL on Nov. 14 & 16, 2019.

Blog post URL: https://erwealth.com/podcastblog/reducing-taxes-using-roth-ira-conversions

Tim talks about the reality of how impeachment proceedings affect the stock market by looking at prior impeachments and the economic forces going on at the time.

He also invites you to attend an in-person retirement workshop in Morton, IL in November 2019.

Blog post: https://erwealth.com/podcastblog/how-will-impeachment-affect-the-stock-market

Tim covers a listener question about dividend investing. He talks about five problems with dividend investing and also a better investment strategy.

Check this out before deciding to add more companies to your portfolio that make regular cash payments to their investors.

For more information, visit the show notes: https://erwealth.com/podcastblog/problems-with-dividend-investing

In an update to a recent episode about initial public offerings, Tim talks about why his opinion about IPOs hasn’t changed by discussing two recent IPO examples.

Then, Tim describes why it's important for his firm to be the high value option for financial planning by telling a story about a recent conversation with a prospective client.

For more information, visit the show notes at https://erwealth.com/podcastblog/ipo-update-high-value-option-for-financial-planning

A discussion on risk management, and particularly whether or not you should buy long-term care insurance to supplement your retirement plan.

Tim also discusses the unbelievable story of skydiver Luke Aikins and how he jumped out of a plane at 25,000 feet without a parachute!

For more information, visit the show notes at https://erwealth.com/podcastblog/risk-management-long-term-care-insurance-episode-4

Tim talks about the appeal of investing in Initial Public Offerings (IPOs), the problems with IPOs and why companies do IPOs.

Plus, he covers whether or not IPOs should be a part of your investment portfolio and his personal choice of whether or not to invest in IPOs.

For more information, visit the show notes at https://erwealth.com/podcastblog/ipos-shiny-new-toys-of-wall-street

The New Paradigm, A Slow Growth World. This episode is inspired by recent conversations Tim had concerning interest rates, inflation, economic growth and why they are all relatively low in historical terms.

Tim digs into how the global financial paradigm has changed and why the basic principles of investing can no longer be taken for granted in today’s world.

For more information, visit the show notes at https://erwealth.com/podcastblog/negative-interest-rates-and-a-slow-growth-world-episode-2