Retirement 360

Retiring harder today? by Alan Mercurio

If you could protect your wealth in turbulent times - would you do it? Or, would you ride out the waves of the stock market? Do the ebbs and flows match your risk tolerance? Are you concerned about future income should there be a downturn in the market?

This week, MWA advisor, Alan Mercurio, and host Randy Cook, discuss the pressing questions of market volatility and how someone can still come out on top, or at least ride the wave.

As the markets move up and down, our office is fielding phone calls and meetings with everyone wanting to know - what do I do to control my savings? If you are considering adjusting your 401k and moving in to a different style account, what will that take? Will it spare you or add new fees? Will it adjust your taxes? Are there accounts that can offer protection and growth?

This week, MWA advisor, Alan Mercurio and host, Randy Cook, discuss options to lessen the unpredictability of the stock market, and to consider exploring different options so you can continue to hold on to your savings and assets. Not every option works for every family, but there are different avenues to explore that might just be what your retirement needs!

Some say retirement is harder today than it was 5 years ago. People fear having to stop working. Families want to grow and protect their savings with little risk. Your income plan is not set and you are not sure where your retirement income will actually come from?

Sound familiar? When there is fear, or a problem, there is often a solution. Meeting with an advisor if only once, or meeting with your advisor regularly, can ease the tension in knowing how your savings are doing, how to make your savings work for you, and how your savings match up against an ever changing stock market.

Different strategies offer different solutions - and not one strategy is perfect, nor perfect for every family. This week on Retirement360, MWA advisor, Alan Mercurio and host, Randy Cook, discuss the fears, confusion, and solutions in assisting families as they prepare and transition to retire.

This week MWA advisor, Alan Mercurio, and host, Randy Cook, discuss securing your planning throughout a rollercoaster market.

What is a Yield Curve?

What are tools and strategies to protect your wealth?

How does inflation affect my savings?

How many people do you in their 80's? 90's? Even living to 100? This week, MWA advisor, Alan Mercurio, and host, Randy Cook, discuss what it takes to make your assets last and have longevity.

Many retirees know that once you stop workin, you ought to have a plan - does your income plan accommodate for family emergencies? Does your plan take in to account for market corrections? How can you structure your plan to sync all the facets of your retired life to make it last 20, or 30 years AFTER you retire?

Holiday shopping ramps up and the smart shopper looks for the best deal - while many online retailers like Amazon and Target compete for incentives like free shipping, others like Walmart are not. When it comes to "shopping" for a new advisor, Alan walks you thru what to look for and what (if any) incentives should come with that new relationship.

The holiday season also means the year is coming to an end. Do you have your Year End Planning set?

Are your beneficiary designations current?

How are your asset allocations?

When was your estate plan updated - was there a birth or death in your family this year? Or a marriage or divorce? Did you move to a new state?

Holiday shopping ramps up and the smart shopper looks for the best deal - while many online retailers like Amazon and Target compete for incentives like free shipping, others like Walmart are not. When it comes to "shopping" for a new advisor, Alan walks you thru what to look for and what (if any) incentives should come with that new relationship.

The holiday season also means the year is coming to an end. Do you have your Year End Planning set?

Are your beneficiary designations current?

How are your asset allocations?

When was your estate plan updated - was there a birth or death in your family this year? Or a marriage or divorce? Did you move to a new state?

The markets are up - spend! The markets are down - save! Almost daily you are bombarded from news shows, talking heads and various articles but when it is too much? And, who should you listen to? Many financial media outlets seem to operate on speediness and attention-grabbing headlines, but if you are ever concerned about your accounts, sit down with a trusted fiduciary who can explain how all the news may actually affect you.

Alan and Randy also take on the concept of advisor loyalty and when it is time to consider a second opinion. Sometimes a change is needed, and sometimes its not, but it never hurts to have a second set of eyes to review your retirement plan.

The markets are up - spend! The markets are down - save! Almost daily you are bombarded from news shows, talking heads and various articles but when it is too much? And, who should you listen to? Many financial media outlets seem to operate on speediness and attention-grabbing headlines, but if you are ever concerned about your accounts, sit down with a trusted fiduciary who can explain how all the news may actually affect you.

Alan and Randy also take on the concept of advisor loyalty and when it is time to consider a second opinion. Sometimes a change is needed, and sometimes its not, but it never hurts to have a second set of eyes to review your retirement plan.