Retirement 360

Retirement account balances are up, according to recent data. But that means you have more to lose in the event of market volatility. Today Alan and Troy talk about how to plan for that scenario so that you keep more of what you have saved and earned throughout your working career.

Alan and Troy discuss the items necessary for a solid retirement plan and how much it's like planning for a special trip. They also address the local situation involving various businesses potentially buying out employee pensions and how to make the right decision for your particular situation.

September is life insurance month, and it could play an important role in your retirement plan. Alan and Troy discuss how it may fit into a plan in the fight situation, as well as upcoming seminars they will be putting on. Later in the show they revisit the idea of making marginal gains in your retirement investments, and how that is better than taking big losses.

Today Alan and Troy take a look at the unique challenges women face when putting together retirement plans, whether it is as part of a couple or for themselves as a single person.

Alan and Troy break down Social Security and its importance to anyone's retirement income plan, and also address letting a financial professional help determine when the best time to take it would be for your situation. And be listening for a special offer from Mercurio Wealth Advisors for folks to call and get started with a Retirement 360 Scorecard.

If you own a small business, retirement planning could get even more complicated than if you were just an employee. Today Alan and Troy go over options you have with your business and how you can plan for life after owning it.

Aside from the emotional aspect of a spouse passing away, the financial and legacy aspects still need to be addressed. Today Troy, whose own father died when he was three, addresses what needs to happen if a spouse passes away early, and how proper planning can help make this transition go as smoothly as it can under the circumstances.

Alan and Troy look at some current financial news and also provide updates on upcoming seminars. Later they look back at four important questions people should ask themselves before pulling the trigger on retirement.

If you own a small business, retirement planning could get even more complicated than if you were just an employee. Today Alan and Troy go over options you have with your business and how you can plan for life after owning it.

Today's show takes a look at a recent settlement of the estate of singer Aretha Franklin, who didn't leave a formal will but a jury decided from two handwritten notes which one would act as her final wishes, pitting one of her three sons against the other two. Alan and Troy discuss why legacy planning is important, as well as getting over any trepidations about letting other family members know about your retirement financial plan.