American actor John Wayne once said that, "Courage is being scared to death, but saddling up anyway." Most of us remember Wayne as one of the biggest stars of Western film in the 20th century, perpetually seated on horseback and riding off to fight the latest bad guy in a countless number of films. While well-known now, Wayne started off as a nobody. He picked up gigs as an extra throughout the 1920s and didn't hit in big until 1939 as Ringo Kid in Stagecoach. That's nearly twenty years of being paid peanuts to pursue his dream in the movies. Wayne didn't see it as a bad thing though-instead, no matter how shaky his prospects might be, he always got back in the saddle and kept going, knowing that the end goal was worth it. This week on Retirement 360 with Louisville's Retirement Coach Alan Mercurio, we're going to be talking about how taking Wayne's approach and applying it to how you see retirement can help pre-retirees keep a steady course. We've all worked hard over the years to save as much as we can, but then begin to doubt whether we'll truly be able to handle retirement when the time comes. Worries about long-term care costs, inflation, and simply not having enough to pay the bills without that weekly paycheck are some of the most frequent concerns. Some get so worried that they cut their budgets to bare bones for fear of unexpected costs bankrupting their future selves or put off retiring altogether. There's a better answer: build a plan you're confident in and stick to it.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

With spring just around the corner (if you pay no mind to the random snow we've been gifted the past few weeks), you'll find lots of things will be popping up soon. Flowers, Derby hats, allergies, and better weather are all bound to start making their appearances in the coming months---along with our beloved spring cleaning chores. While most of us are content to "get to it later" when it comes to house chores in the winter, we end up facing the music when springtime comes around. It might be tempting to adopt a winter attitude towards your financial health, but this week we're going to be discussing why it's important you start now-not later-on your financial spring cleaning. This week on Retirement 360 with Kentuckiana's Retirement Coach Alan Mercurio and co-host Tony Vanetti, we're going to show you how basic upkeep on your accounts should be the first item on your to-do list this spring. Keeping up-to-date with new market trends like Bitcoin, figuring out how the new tax laws might affect your accounts, and planning on how to maximize your growth for the coming year are all chores where it pays (literally) to see the task through.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Anyone who has begun even the preliminary stages of retirement planning knows that you're going to have to face some challenges. Even just thinking about not having the promise of that weekly paycheck to get your bills paid can be worrying. But, as writer T.S. Eliot once wrote, "If you aren't in over your head, how do you know how tall you are?" Retirement is something that has so many facets playing into it that it's impossible to just "wing it" and try for a quick band-aid solution. While it might be overwhelming to face down, your future self will thank you for the time and dedication you put towards building a solid game plan. This week on Retirement 360, Kentuckiana's Retirement Coach Alan Mercurio and co-host Tony Vanetti will be discussing some tips to keep in mind when it comes to facing the challenges retirement planning can bring on. Market volatility, getting yourself and spouse on the same financial page, hidden fees, and looming tax changes all present potential problems your plan must be able to handle. The good news? They are problems-but not impossible ones. Just as Eliot pointed out, you really will be surprised how much you can accomplish, even when you're in over your head.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

With tax season in full swing, many of us have our minds on our finances. This is the time of the year we reflect back on how things went for us-good and bad-in the markets. For those nearing retirement, it becomes an even more critical period as you approach the finish line of your working years. What we have in our pensions, 401(k)s, IRAs, and even just your savings account suddenly starts to matter a lot when we begin looking at replacing a paystub with money from our own investments. This can be overwhelming, sometimes even downright scary to think about-but there's no reason to panic. This week on Retirement 360, Kentuckiana's Retirement Coach Alan Mercurio, wealth advisor Troy Bolton, and co-host Tony Vanetti will be sharing some key insights on how proper planning can prepare you for leaving behind the workforce. Whether it's worries about potential "tax bombs" that might be waiting for you this tax season, the time frame you should have for retirement, or even how to figure out what your goals are-we've got answers.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

With tax season in full swing, many of us have our minds on our finances. This is the time of the year we reflect back on how things went for us-good and bad-in the markets. For those nearing retirement, it becomes an even more critical period as you approach the finish line of your working years. What we have in our pensions, 401(k)s, IRAs, and even just your savings account suddenly starts to matter a lot when we begin looking at replacing a paystub with money from our own investments. This can be overwhelming, sometimes even downright scary to think about-but there's no reason to panic. This week on Retirement 360, Kentuckiana's Retirement Coach Alan Mercurio, wealth advisor Troy Bolton, and co-host Tony Vanetti will be sharing some key insights on how proper planning can prepare you for leaving behind the workforce. Whether it's worries about potential "tax bombs" that might be waiting for you this tax season, the time frame you should have for retirement, or even how to figure out what your goals are-we've got answers.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

When we're younger, we learn a hard lesson: life doesn't offer any solid guarantees. We can't hold up a signed contract when we lose the Little League game, or it rains on our birthdays, jabbing a finger at a spot where life promised us exactly what we wanted. Keep in mind this isn't always a bad thing either. Haven't we all just known something would go badly, but instead turns out okay? Just as we don't have any guarantees for something going right, we aren't guaranteed for things to go wrong either. It's a two-sided coin, and one we can't do away with. The only real answer is to make sure we have a plan in place to handle any circumstance-good or bad-that comes our way. This week on Retirement 360, wealth advisors Troy Bolton and Aaron Ulrich are going to be discussing how the financial world also doesn't offer guarantees-and why that's okay. Alongside co-host Tony Vanetti, we'll be discussing how the recent market turbulence is something we all have to expect in one way or another. Your retirement plan has to be flexible enough to handle the ups with the downs, as we're guaranteed to experience both.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

With the recent market turbulence that’s been occurring off-and-on during the past week, this might be a good thought to think on: “Consider the postage stamp: its usefulness consists in the ability to stick to one thing ‘til it gets there.” Penned by American humorist Josh Billings, it’s a quote that can apply to many aspects of life. Do you pull your steak off the grill when it’s halfway cooked? Or get partway through a job at work and then never finish up? What about a house project—would you paint half of your house, and then decide that’s good enough? The answer to all these questions is probably not. This same concept can be applied to the recent market hiccups. This week on Retirement 360, wealth advisors Troy Bolton and Aaron Ulrich will be discussing why it’s important to make sure you’ve got a plan you can stick to like a stamp, no matter what might come your way. Joined by co-host Tony Vanetti, we’ll be going over why it’s important to know the difference between minor market fluctuations and an outright crash. What’s even more important is making sure that your game plan is built to be able to meet your goals, through good times and bad, and can be flexible enough to easily handle minor market corrections.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

With the big game coming up this weekend, a good majority of the nation's focus will be glued to their screens either watching the game or waiting for the halftime show to roll around. Snacks will be purchased, couches arranged for optimal viewing, and schedules cleared to fully enjoy the day. Amid all the snacking and quirky commercials though, there is something that many rarely think about. For the players, this is a day they have worked towards for years, probably even to back when they were first digging their cleats into a muddy high school field. Both teams are built up with people who have poured their time and dedication into something that mattered to them. No matter who you're rooting for on Sunday, this dedication is something we can admire-and also apply to our own dreams. All of us have goals or ambitions we work towards. Surprisingly though, many don't see retirement as something to which we need to really devote ourselves to. This week on Retirement 360, Kentuckiana's Retirement Coach Alan Mercurio alongside co-hosts Troy Bolton and Tony Vanetti will be discussing how important it is to make sure you've got a game plan going years before you hit the finish line. Whether it's wondering about putting an extra layer of financial protection over your accounts, thinking about the healthcare aspects of your strategies, or what options you have for the 401ks you may have accumulated over the years-we'll be going over how all of it can factor into your final plan.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

The experience of worrying is, at one time or another, something we all go through. I don't mean casual uncertainties either- did they remember I said no tomatoes on my sandwich? Did I pack everything for the trip? Is it going to rain during a birthday party? Those concerns are usually just thoughts that pass by us in the day. Real worries are things that stick with you for months, sometimes years. We try and think through them, come up with a band-aid solution to buy us some time, or maybe even just stick them in a corner hoping they'll disappear. In the end though we all must face up to them, armed with a plan to put in place. It might sound simple but ultimately, that's the secret: the sooner you have a plan, the sooner you won't have to deal with the things bothering you. This week on Retirement 360 with Louisville's Retirement Coach Alan Mercurio and co-host Tony Vanetti, we're going to be showing our listeners plans to overcome some of the worries we hear about the most. Whether you're wondering what you'll do if your current advisor is about to retire, if you need to be ready to support your parents through retirement, and whether it's possible to overcome market-envy with your risk level in mind-we've got answers!

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

On the last weekend of the year - Retirement 360 with Louisville's Retirement Coach Alan Mercurio and host Tony Vanetti, will look back at some of the highlights that earned our greatests responses from listeners like you!

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.