Retirement Decoded Podcast

Retirement Decoded Podcast

By Scott TuckerBusinessInvesting
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Retirement Decoded Podcast episodes

  • Episode 70: Listener Question from Susan: Should I Move to Cash Because the Market Feels Risky?
    Susan from Arlington Heights asked: “Should I move my retirement accounts to cash because the market feels risky?”   Many retirees make emotional decisions during market volatility that can harm their long-term retirement income.   In this episode, Scott Tucker explains how to properly manage retirement risk.   Get on our phone calendar, for free, at https://TuckerRetirement.com.   Watch this podcast on YouTube at https://TuckerYouTube.com.

    27 min
  • Episode 69: Listener Question from Linda: Should I Take Social Security at 62 or Wait?
    Linda from Park Ridge asked: “Should I take Social Security at 62 or wait?”   This decision can significantly impact your retirement income.   In this episode, Scott Tucker explains when taking Social Security early makes sense — and when waiting could provide much greater lifetime income.   Get on our phone calendar, for free, at https://TuckerRetirement.com.   Watch this podcast on YouTube at https://TuckerYouTube.com.

    26 min
  • Episode 68: Brian asks: “How do I protect my retirement income if I live longer than expected?”
    Brian is concerned about longevity risk and outliving his money. This question breaks down sustainable withdrawal strategies, guaranteed versus non-guaranteed income, inflation protection, and why planning for a longer life expectancy can dramatically change how retirement income should be structured.   Get on our phone calendar at https://TuckerRetirement.com.
    Watch this podcast on YouTube at https://TuckerYouTube.com.
    29 min
  • Episode 67: Susan asks: “Should I be moving money out of my 401(k) now that I’m retired?”
    Susan has recently retired and is unsure what to do with her old employer 401(k). This question explores rollover decisions, investment flexibility, required minimum distributions, beneficiary planning, and how the right structure can simplify income and tax planning in retirement.   Get on our phone calendar at https://TuckerRetirement.com.
    Watch this podcast on YouTube at https://TuckerYouTube.com.

    28 min
  • Episode 66: Kevin asks: “Is it risky to retire in a year when the market is at or near all-time highs?”
    Kevin is close to retirement and worried about stepping away from work when markets feel expensive. He wants to understand sequence-of-returns risk, whether waiting for a pullback actually helps, and how proper income planning and risk alignment can matter more than market headlines when the paycheck stops.   Get on our phone calendar at https://TuckerRetirement.com.
    Watch this podcast on YouTube at     https://TuckerYouTube.com.

    26 min
  • Episode 65: Dave asks: “How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?”
    Dave is about 5 years from retirement and wonders how to start reducing risk without getting too conservative too soon.    Scott talks through the balance between protection, income, and growth, and how to gradually transition an investment strategy as retirement gets closer.   Get on our phone calendar at https://TuckerRetirement.com.   Watch this podcast on YouTube at https://TuckerYouTube.com.

    23 min
  • Episode 64: Linda asks: “How Do We Control Taxes When RMDs and Social Security Start?”
    Linda wants to know how to manage retirement income once Social Security and required minimum distributions begin.    Scott breaks down how different income sources stack together for tax purposes, how to avoid unexpected bracket jumps, and ways retirees can build flexibility into their tax strategy over time.   Get on our phone calendar at https://TuckerRetirement.com.   Watch this podcast on YouTube at https://TuckerYouTube.com.

    24 min
  • Episode 63: Mark asks: “How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?”
    Mark asks what really happens if your estate ends up just over Illinois’ $4-million estate tax threshold?   Scott explains how the Illinois estate tax is calculated, why it’s a threshold and not a true exemption, and what planning strategies families can consider to help reduce the potential tax hit to heirs.   Get on our phone calendar at https://TuckerRetirement.com.   Watch this podcast on YouTube at https://TuckerYouTube.com.

    25 min
  • Episode 62: Dave Asks: How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?
    The final years before retirement can be the most dangerous for your portfolio. In this episode, Scott answers Dave’s question about reducing investment risk as retirement approaches—without sacrificing income or locking everything up too early.   This conversation focuses on why risk matters differently near retirement, how market timing impacts income planning, and why having the right structure can help protect your retirement lifestyle.   If you’re within 5 years of retirement, let’s review your plan—get on our phone calendar at TuckerRetirement.com.
    30 min
  • Episode 61: Linda Asks: How Do We Control Taxes When RMDs and Social Security Start?
    Many retirees are shocked to discover they’re paying more in taxes after retirement than before. In this episode, Scott responds to Linda’s question about managing taxes when most savings are in pre-tax retirement accounts.   You’ll learn how required minimum distributions and Social Security can stack together, why tax brackets can rise unexpectedly, and why having a strategy to control income timing is a critical part of a successful retirement plan.   Want a tax-smart retirement income plan? Get on our phone calendar at TuckerRetirement.com.
    27 min

About Retirement Decoded Podcast

From the publisher's feed

Welcome to Retirement Decoded with your host, Scott Tucker—where we break down the complexities of retirement planning to give you clear, actionable advice. Whether you’re just starting…