A pre-tax retirement account that is not taxable in New York State?  

Tune in to learn about the savings vehicle available to federal employees - Thrift Savings Plan.  In this episode David and I discuss:

-Who the account is for
-The tax benefits in New York State
-What happens if you roll funds into an IRA

And More!

If you would like to learn more please contact us at www.contwealth.com

In this episode David Rath and JT Cox discuss different pension options available to individuals with a pension, specifically the strategy of pension max:

-What is it?
-How does it work?
-Considerations when thinking about whether it makes sense for you.
-Pros and cons of the strategy

And more!

If you would like to learn more please contact us at www.contwealth.com

In this episode David Rath and JT Cox discuss Social Security.   Learn about

-The first person to claim Social Security
-Limits for how much you can earn while collecting Social Security
-Strategies couples may consider

And more!

If you would like to learn more please contact us at www.contwealth.com

In this episode JT Cox and David Rath discuss the importance of focusing on what you can control vs things outside of your control.

We discuss how focusing on areas outside of our control can distract us.

Some areas clients should focus on include:

-Your plan
-How much you spend
-How much you save
-How you invest

And much more!

If you would like to learn more please contact us at www.contwealth.com

JT and David discuss the top 5 issues to consider before retirement.  They include:

-Cash flow: How much will you need?
-Income: Where will your money be coming from?
-Health Insurance: What will you and your family do for health insurance?
-Investment Management in retirement: will you change how you are invested in retirement?
-Tax Planning in retirement: Factors to consider when accounting for taxes in retirement.

If you would like to learn more please contact us at www.contwealth.com

What was the founding belief behind Continuum Wealth Advisors?

Firm founder and Managing Director Tim Smith joins host JT Cox on the podcast to discuss the founding of Continuum Wealth Advisors including:

-What lead him to start the firm
-Core values of the firm
-Who we work with
-How we work with our clients
-The Continuum Team

And much more!

If you would like to learn more please contact us at www.contwealth.com

David is joined by Lisa Losito, a Personal Insurance Account Executive at Tompkins Insurance agency.  They discuss the importance of property and casualty insurance, umbrella insurance policies and much more!

If you would like to learn more please contact us at www.contwealth.com

What does it mean to be an investor?

In this episode JT and Dave discuss what it means to invest in the market.  We will address some misconceptions while diving into the purpose of why people invest.

We also discuss Warren Buffet, chicken wings and the show Friends!

If you would like to learn more please contact us at www.contwealth.com

David Rath is joined by Cybersecurity Professional Bruce Cheney of Arctic Wolf, a leader in the Cyber security space.  

In this episode they discuss

-Updates in the cybersecurity landscape
-The importance of securing your data online, especially financial data
-Steps you can take to ensure the safety of your data

If you would like to learn more please contact us at www.contwealth.com

JT and David discuss strategies for creating income in retirement.  One discussion point is the buckets of money approach to allocating your retirement account into specific buckets designed to accomplish certain goals.

If you would like to learn more please contact us at www.contwealth.com