On the 66th episode of the Retirement Explained show, I’m talking to you about what you should expect from working with a Financial Advisor!

You are unique and not every Financial Advisor is created equal and with almost a 500,000 financial advisors to choose from, I wanted to take some time to equip you with the tools you need to make a good decision on what to expect from working with a Financial Advisor.

On the 65th episode of the Retirement Explained show, I did something a little different: I published the first Retirement Explained Live! These episodes will feature real-life examples of our financial planning process with real people (like you)!

On today’s episode, I’m looking at Mark and Julie: a couple in their 50s living in Lake Ozark, Mo. that want to retire in the next fifteen years.

They make about $90,000/year combined, have about $300,000 saved in IRAs/401ks and are spending about $4,500/month. They’ve also got two kids.

You’re going to hear me walk Mark and Julie through my financial planning process with their circumstance as well as give you some feedback on some financial advice that they received from another financial advisor. It’s going to be a great episode!

On the 64th episode of the Retirement Explained show, we're discussing inflation and what you should be thinking when considering combating rising prices as well as looking to provide your portfolio with safety.

With the fallout of the Covid pandemic and fiscal policies stemming back from the fallout of the 2008 Global Financial Crisis still being enacted, this is a super important and timely topic that isn’t straightforward.

On the 63rd episode of the Retirement Explained show, we're discussing Medicare and some of the important pieces of an often confusing and intricate government program that's really important to most people's retirement plans.

On the 62nd episode of the Retirement Explained show, we’re discussing the second step of creating a financial plan for retirement: where do you want to be?

Whenever we work with clients, we have to answer three questions: Where are you today? Where Do you want to be? How can you get there?

Unfortunately it’s common for financial planners to not an established process for helping their clients identify where they want to be in the future. It’s expected that clients know where they want to go in the future so that we (financial advisors) can crunch the numbers.

A couple of years ago I created the Retirement Vision Guide and began using it with clients and on today’s episode I’m discussing it as well as five questions I want you to be able to answer as you think about your life and what the future holds.

On the 61st episode of the Retirement Explained show, we’re discussing a little known financial planning strategy called the backdoor roth! If you’re single and your income is larger than $140,000 or if you’re married and your combined income is larger than $207,000, then pull up a char, this is going to be the best episode ever!

Asset allocation is simpler than it sounds; it’s basically just how you divide your investments up. Imagine you’ve got a pie divided into 8 pieces but they’re not all from the same pie: two pieces are Grandma Rasmussen’s world famous Dutch Apple, three pieces are Pumpkin Pie, two Pecan slices, and one Blueberry slice. It’s similar with how you’re IRA (or other investment account) is divided up!

On the 59th episode of the Retirement Explained show, we’re discussing asset allocation strategies and how you can take advantage of the predictable business cycle to increase your returns!

On the 58th episode of the Retirement Explained show, we’re discussing what dividend stocks are and why they’re important. Dividend stocks have a place in most investment strategies and retirement portfolios and today’s episode will showcase why they’re such a great and important investment vehicle.

Want long-term financial security? Don't tap into your retirement savings without a plan.