Retirement Genius

Chris wraps up our episode on Insurance Strategies for Winners with guest Zac Von Bank. Zac serves as Simplicity’s Senior Sales Director for the Life Channel, and on the podcast, he discusses the impact that life insurance can have on people's lives.

Insurance is a critical financial instrument designed to protect people from the financial impact of health problems, disability, and death. You've all heard of health insurance, life insurance, long-term care insurance, and disability insurance-- but what do you really know about all the different types of policies?  In part one, Chris breaks down the importance of each type of insurance available and shares what people need to know when it comes to having the proper coverage.

Chris wraps up our special Tax Time episode with guest Justin Biance, a Certified Estate Planner and principal at J. Biance Financial.  Justin specializes in multigenerational legacy planning and is the author of “Designed To Last: Renovate Your Financial House And Retire With Confidence.”

When it comes to taxes, Americans have two duties—pay their fair share and don’t pay a penny more than they truly owe! For most people in their retirement years, every penny counts, but a huge number of those pennies can end up going to Uncle Sam. That's why it’s important for older Americans and their families to understand as much as they can about the tax opportunities and the tax liabilities people will need to navigate when they are seniors. In part one, Chris runs down the tax traps or opportunities every Retirement Genius needs to know.

Chris wraps up his discussion on Traveling & Retiring Overseas and is joined by Paula Twidale, a senior vice president of AAA Travel.  Paula talks about the benefits of a AAA membership and the importance of travel insurance.

Americans love traveling, but now retiring outside the United States has grown in popularity. There are many attractive benefits for seniors such as warm climates, welcoming locals, delicious food, and new adventures.  But, going on vacation is not the same as living abroad, and making the move requires some careful thought and research to make sure you are well-informed. This week, Chris shares a number of factors that must be considered when deciding where to retire abroad and why living outside the U.S. might give your money more value.

Chris wraps up his discussion on 'Financial Hacks to Streeeeeetch your Dollars' and is joined by Jane Margesson, the Communications Director of AARP Maine. Jane shares the history of AARP and all the benefits of being a member.

Many seniors have to learn how to live on a fixed budget. For about 50% of people who collect Social Security, that monthly check represents at least half their income or more—and that is on average about $1,500/mo. And this week, Chris discusses strategies seniors can use to stretch their dollars including payment plans, mortgage refinancing, and more.

In the conclusion of episode three, Chris talks about the future of entitlements and is joined by the President and CEO of the National Committee to Preserve Social Security and Medicare, Max Richtman.

This week is all about the Third Rail of American Politics, entitlements, and how to become a Social Security, Medicare, and Medicaid Genius. Chris breaks down the three primary entitlement programs that Seniors in America rely upon along with their common misconceptions, differences, and facts.