Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment

Health care costs are rising faster than almost every other expense in retirement, and the latest numbers prove it. Phil breaks down Fidelity’s 2025 estimate showing that a 65-year-old couple retiring today can expect to spend around $172,500 on health care alone, not including long-term care. With Medicare premiums increasing and more retirees unprepared, Phil shares proactive strategies to stay in control of your retirement budget before medical expenses take a bigger bite than expected.

Here’s some of what we discuss in this episode:

📈 Healthcare Inflation: Growing faster than the cost of living

🏥 Medicare Myths: What Parts A & B really cover (and what they don’t)

🧾 Long-Term Care: The major expense not included in most estimates

💡 HSA Advantage: Using triple-tax-free savings for future care

For more, visit us online: http://philstaxhacks.com

Watch the video podcast on YouTube: https://bit.ly/3WdDG96

Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome