Like all kids, I couldn’t wait for school to end and summer to arrive. The thing that I looked forward to growing up in New Jersey in the ‘60s was going to day camp. This was an opportunity to meet new friends, swim, and play lots of different sports for two months each year. One […]

My recommendation is don't let the Social Security benefits earnings test drive your decision regarding the amount of your earnings in a particular year.

As Valentine’s Day approaches, the logical part of my brain (99%) yields to the emotional side (1%). Even though I’ve been married for 30 years — to two different individuals, I understand that I need to do something a little different this Thursday to display my love and affection for my wife. Or do I? […]

In retirement income planning, the age at which you begin receiving Social Security benefits may be the most important factor to sustain financial security.

Sixty-four months to the day, the Dow Jones Industrial Average crossed over and ended last Friday’s trading session above 14,000. Finishing at 14,009.79 on Feb. 1, the last time this feat was accomplished was on Oct. 1, 2007 when the Dow industrials closed at 14,087.55. After achieving this milestone over five years ago, the blue […]

While exposure to income tax liability from tax law changes may be significant, you shouldn't overhaul an otherwise appropriate retirement strategy.

Shifting a portion of a managed investment portfolio to guaranteed income with annuities has proven to be a winning strategy for many of my clients.

The new tax law, a combination of provisions from two different bills, penalizes individuals with certain types and amounts of income.

With the exception of the Medicare Earned Income Tax and Medicare Investment Income Tax, higher federal income taxes in 2013 stem from prior tax law.

As a result of the American Taxpayer Relief Act of 2012, there are now five different definitions of income affecting seven different tax law areas.