Selling the family home in retirement can feel overwhelming. In this episode, Greg Black and Troy Theobald from RFS Advice speak with Paul Harrison from Kollosche about the Gold Coast property market, realistic pricing, preparing your home for sale, auction versus private treaty, and the key steps retirees should consider before making a move.

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Many retirees are told what they should be doing with their money and how they should be living. In this episode, Troy and Greg discuss the pressures that come with those expectations and practical ways to push back. It is a relatable conversation filled with real-life examples that most listeners will recognise from their own experience.

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In this episode, we explore why insurance is a core component of financial planning for professionals and business owners. We outline the main forms of personal cover, including Life, Total and Permanent Disability, Trauma and Income Protection, and how each can play a role within a broader strategy.

RFS Advice, Director and Shareholder, Darko Zigic, joins the discussion to share practical insights on why appropriate insurance is an important part of any financial plan. Darko and Troy also talk through real-life examples, highlighting how working with a professional adviser can help people make more informed decisions and structure cover in a way that suits their circumstances.

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In this episode, Troy and Greg discuss a recent Retirement Living Your Way talkback segment on 4CRB, where Troy helps put retirement into perspective during periods of market uncertainty. The conversation is aimed at those nearing retirement who are worried about market fluctuations and whether it is the right time to step away from work. Drawing on real experience, Troy shares practical insights on how planning and structure, not luck, are what separate a stressful retirement from a confident one.  This one is very relevant given the current state of play in the world.

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In this episode, we introduce Darko Zigic, Director and Shareholder of RFS Advice, to discuss the nuances of advising professional and business clients. Darko and Troy explore the common characteristics of these clients, the financial issues they often face, and the key areas they may need to consider as their careers and businesses evolve.
The conversation also touches on the importance of collaborating with other professionals, such as accountants and lawyers, and practical ways to work effectively with clients who are busy and time poor. The focus is on clear communication, structured planning and helping clients make steady, informed decisions alongside their day-to-day commitments.

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With a recent 4CRB show devoted to these hot topics, Troy was keen to delve a little deeper and talk through how these issues affect clients.  Brooke Riewoldt joins the team again to share insights into how she feels about the property market and options available for those wanting to help children get into the market.  Troy shares his experience in dealing families and how he often the voice of reason when it comes to helping children and keeping things equitable

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With Troy recently receiving two National Awards within the financial planning profession, the Financial Standard Power50 and the Barron’s Top 150 most influential advisers (ranked 27th), we thought listeners would like to hear how Troy thinks when it comes to portfolio construction. Troy provides some greatly learnings around diversification, discipline, liquidity, what to avoid and why, plus a general conversation on all thing’s investment

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In this episode we have Brooke Riewoldt join Troy to discuss the concept of risk and how it influences the decisions people make.   Brooke shares her insights from dealing with those who have recently been divorced or widowed and puts the concept of risk into perspective.  Portfolio construction is discussed and the concept of ‘bucketing’ across different assets is explored.

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In this episode, we unpack what’s involved with the move to residential aged care — from recognising when it’s time, to understanding the assessment process, costs, and emotional impact.  Belinda Veriton, our RFS Advice expert explains how to navigate ACAT assessments, compare facilities, and manage fees like RADs and daily care charges.  We also discuss how to plan financially, support loved ones and make informed decisions with confidence.

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In this episode, Belinda Veriton from RFS Advice explores how home care packages can help older Australians stay independent and supported at home for longer.  Belinda explains how to access a package, what the levels of care mean, and how to make the most of government funding. We also discuss common pitfalls, the “Support at Home” reforms introduced on 1 November 2025, and how personalised care can improve quality of life.

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