Retirement Made Simple

In this video, we delve into a recent alarming headline from the Washington Post about the grim financial outlook for Social Security and Medicare. The report from the Social Security and Medicare Board of Trustees indicates that both programs are running out of funds at an alarming rate, potentially leading to automatic benefit cuts within the next decade. However, headlines often don't tell the whole story. Join me as I break down four major myths surrounding the future of Social Security and discuss potential government solutions to this looming crisis.

✅ *FREE RETIREMENT ASSESSMENT* ✅ https://www.foundryfinancial.org/retirement-assessment

Thinking about working part-time in retirement? You're not alone! Many retirees choose to keep working for extra income, social connection, or to stay mentally sharp. But a part-time job in retirement looks different than a full-time career. In this video, we explore 8 essential things to consider before diving into a post-retirement job search.

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In this episode, we explore five sources of tax-free retirement income.

Understanding these sources can be crucial for minimizing your tax burden during retirement. 

In this episode, we'll break down each source, explain its benefits, and guide you on how to potentially incorporate it into your retirement planning. 

Whether you're nearing retirement or just starting to plan, this information is essential for a secure financial future. 

Deciding when to claim Social Security benefits is a decision that affects millions of retirees. In this episode, we delve deep into a popular question: should you claim Social Security early and invest the money?

We'll break down the benefits, potential risks, and key factors to consider. From the impact on your overall retirement savings to market risks, we cover it all!

✅ What we cover:Introduction to how the Social Security benefits work. 📜Real-life scenarios: see the impact of different decisions on hypothetical retirees. 🧑‍🦳👩‍🦳

*Free Retirement Assessment* // https://foundryfinancial.org/get-started

Are you looking for a smart and tax-efficient strategy to boost your retirement income? In today's video, we delve into the powerful concept of utilizing a taxable brokerage account to maximize your tax-free retirement income.

In this episode, we explore the complexities of earning an income and receiving social security benefits.

Today we are diving deep into one of the most pressing issues concerning retirees: managing taxes and controlling income in retirement.

Are you nearing retirement and wondering how to maximize your Social Security income? Maximizing Social Security benefits is key to retirement planning.

In this episode of "Retirement Made Simple," we delve into the fascinating world of guaranteed income and its profound impact on retirement spending. We explore why many retirees, despite having sufficient funds, often underspend in their golden years. We discuss the findings of the Health and Retirement Study (HRS) and how it reveals that households with more wealth in guaranteed income spend significantly more each year than those with more wealth in investments. We also touch on the concept of annuitization and its potential to increase retirement spending.

Furthermore, we examine the role of annuities in retirement spending and how shifting non-annuitized wealth into an annuity can lead to increased spending. We also discuss the way annuities are often obsessed to enrich sales people.