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Retirement Plain & Simple episodes
- Ep 14: A 5 Question Retirement Preparedness Quiz
Want to grade your preparedness for retirement? Here are five key questions you need to ask yourself. Your answers will help determine how ready you are for retirement.
What we discuss on this episode:
1:37 - Do you know how much you have?
2:54 - How much will you spend in retirement?
8:40 - Do you know how much risk you have?
13:34 - What fees are you paying?
19:50 - What do your retirement streams look like?
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
27 min - Ep 13: Do Retirees Really Need Life Insurance?
Ironically, life insurance is a young man's game. The perception among many people is that your need for life insurance dramatically decreases and perhaps becomes completely unnecessary as you age. Is that really the case? On this episode, let's explore some ins and outs of life insurance and its various uses.
What we discuss on this episode:
1:29 - Why we're talking about life insurance
3:43 - Mark's background in life insurance
5:20 - The two issues facing retirees today
7:11 - Income replacement
10:14 - Pension maximization
11:20 - Single life option
13:18 - Main takeaways
15:11 - Client story
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
20 min - Ep 12: Listening To The Money Doctor
If we take a look at the world of medicine, we can learn some valuable lessons that can be applied to your financial life.
What we discuss on this episode:
0:42 - Setting up today's discussion
1:06 - Importance of periodic check-ups
3:30 - Sometimes you need a prescription
4:58 - Specialties
10:33 - Get a second opinion
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
16 min - Ep 11: The Status Of The American Pension Plan
Are pension plans truly disappearing across the country? Let's take a look at the status of pension plans in America and how changes in that space impact you when planning for retirement.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
27 min - Ep 10: Mailbag - Should We Be Concerned About Future Inflation Rates?
On this episode, we answer some email questions we have received from our listeners. We discuss leaving an entire 401(k) to a child, concerns about inflation rates potentially rising, grading a stock broker's performance, and much more.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
27 min - Ep 9: Where Crisis & Opportunity Meet
To write the Chinese word for "crisis," you combine elements of two different Chinese characters. One character means "danger" while the other one means "opportunity." Translated into English, it means "opportunity riding on a dangerous wind." Let's discuss how some of these crises might actually be opportunities, depending on your situation and perspective.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
21 min - Ep 8: This Is Why You Never Assume
We often see people making certain assumptions about retirement that just aren't correct. Let's explore some of those on today's show.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
23 min - Ep 7: The Customer Isn't Always Right
In nearly all of the retail, restaurant and hospitality world, the old saying is that "the customer is always right." But when it comes to financial planning, it's probably not wise to subscribe to that idea. What's the point of having a financial coach if your advice is better than your coach's advice? Today we will discuss some statements we might hear from clients that might require a bit of push back because the customer isn't always right.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
36 min - Ep 6: 401(k) FAQs
Misinformation certainly surrounds the financial world and it can be difficult to discern how certain investments actually work. So on today's show, Mark and Todd address some frequently asked questions that they get from clients regarding their 401Ks.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
37 min - Ep 5: Wills & Trusts
Mark and Todd talk about an often overlooked and rarely discussed topic of wills and trusts. They discuss how important it is to sit down with a trusted advisor when it comes to putting together these documents, as well as why you should review them every so often in case changes need to be made as our lives change.
Contact:
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/
22 min
About Retirement Plain & Simple
From the publisher's feed
Mark Kemp and Todd Little are Certified Financial Planners (CFP) with Kemp Harvest Financial Group in Harleysville, Pennsylvania. Each episode, they'll break down important financial and retirement planning concepts and show you how to avoid common retirement pitfalls. They'll seek to keep each topic simple and easy for you to understand.
If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/