Did you know the government decides when you must start spending your 401(k) and IRA money in retirement?

🎙️ Welcome to Money Not Math 156! 🎙️ Tune in to learn more about:

🔹 RMD Essentials: Understand that taxes are only delayed, not avoided. 🔹 Strategies: Discover ways to delay or avoid RMDs. 🔹 Retirement Planning Tips: Get expert advice to secure your financial future.

Don't miss out! Share this podcast with friends, comment with your questions and thoughts, like this post to help me provide value to more people, or contact me privately for a personalized retirement planning conversation.

Full Podcast: https://creators.spotify.com/pod/show/drew-erickson7/episodes/Ever-wondered-if-401k-withdrawals-before-age-73-count-toward-your-Required-Minimum-Distributions-RMDs-e2u2aco

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional for your personal situation.

#RetirementPlanning #401k #RMDs #FinancialAdvice #MoneyNotMath #Podcast #InvestSmart #SecureFuture #5StoneFinancialGroup

Article referenced: https://finance.yahoo.com/news/401-k-withdrawals-turn-73-142043461.html

Ever wondered if 401(k) withdrawals before age 73 count toward your Required Minimum Distributions (RMDs)? 🤔

Did you know the government decides when you must start spending your 401(k) and IRA money in retirement?

🎙️ Welcome to Money Not Math 156! 🎙️ Tune in to learn more about:

🔹 RMD Essentials: Understand that taxes are only delayed, not avoided. 🔹 Strategies: Discover ways to delay or avoid RMDs. 🔹 Retirement Planning Tips: Get expert advice to secure your financial future.

Don't miss out! Share this podcast with friends, comment with your questions and thoughts, like this post to help me provide value to more people, or contact me privately for a personalized retirement planning conversation.

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional for your personal situation.

#RetirementPlanning #401k #RMDs #FinancialAdvice #MoneyNotMath #Podcast #InvestSmart #SecureFuture

Article referenced: https://finance.yahoo.com/news/401-k-withdrawals-turn-73-142043461.html

“More than 8 in 10 workers over 45 regret not taking retirement saving more seriously when they were younger.”

“More than half of those surveyed by EBRI retired earlier than expected due to reasons beyond their control, such as health problems or disability, or changes at their company, like downsizing, closure, or reorganization.”

Only 19% of retirees have a written plan, she added. “But just because you’re already retired doesn’t mean you can’t do some retirement planning to know where you stand and give yourself a boost.”

Full podcast: https://creators.spotify.com/pod/show/drew-erickson7/episodes/What-do-people-regret-the-most-when-they-retire--1-23-25-Retirement-Planning-Coffee-Talk-e2tsuvn

Article referenced: https://finance.yahoo.com/news/what-do-people-regret-the-most-when-they-retire-143035482.html

Here’s the link to schedule a call with me if you want to ask questions privately: https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional regarding your own situation. And since this is a live session, I may occasionally make a mistake.

#RetirementPlanning #MoneyNotMath #EmptyNesters #5StoneFinancialGroup #Investing #Money #FinancialEducation #Retirement #Coffee

What do people regret the most when they retire? 1.23.25 Retirement Planning Coffee Talk

“More than 8 in 10 workers over 45 regret not taking retirement saving more seriously when they were younger.”

“More than half of those surveyed by EBRI retired earlier than expected due to reasons beyond their control, such as health problems or disability, or changes at their company, like downsizing, closure, or reorganization.”

Only 19% of retirees have a written plan, she added. “But just because you’re already retired doesn’t mean you can’t do some retirement planning to know where you stand and give yourself a boost.”

Article referenced: https://finance.yahoo.com/news/what-do-people-regret-the-most-when-they-retire-143035482.html

Here’s the link to schedule a call with me if you want to ask questions privately: https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional regarding your own situation. And since this is a live session, I may occasionally make a mistake.

#RetirementPlanning #MoneyNotMath #EmptyNesters #5StoneFinancialGroup #Investing #Money #FinancialEducation #Retirement #Coffee

In our latest Coffee Talk video/podcast, we dive into smart retirement planning tips:

1. 5 Mistakes to Avoid with Your Investment Portfolio.

2. How inflation affects your stocks and bonds 📉🏦

3. 4 purchases keeping the middle class from retiring early 💡💰

Full podcast: https://creators.spotify.com/pod/show/drew-erickson7/episodes/5-Mistakes-to-Avoid-with-Your-Investment-Portfolio--1-16-25-Retirement-Planning-Coffee-Talk-e2tj8q1

Join us for these weekly Coffee Talks to connect and get valuable advice—even if you're not a client. Whether you join us on Facebook Live or drop by my office for a free coffee, there's no pressure to become a client. Feel free to message me directly if you prefer to ask questions privately.

My mission is to provide high-quality advice and service to my 100 active clients, but I'm dedicated to sharing valuable information with as many people as possible through these Coffee Talks.

👉 Schedule a private call if you have questions! https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Consult a qualified professional regarding your own situation. Since this is a live session, I may occasionally make a mistake.

Articles referenced: https://www.morningstar.com/portfolios/5-mistakes-avoid-with-your-investment-portfolio-2025?utm_source=eloqua&utm_medium=email&utm_campaign=MorningDigest&utm_content=None_60248&utm_id=31092

https://www.morningstar.com/markets/is-inflation-really-what-ails-stocks-bonds?utm_source=eloqua&utm_medium=email&utm_campaign=SmartInvestor&utm_content=None_60263&utm_id=31107

https://finance.yahoo.com/news/4-purchases-keeping-middle-class-140016805.html

#RetirementPlanning #EmptyNesters #InvestmentTips #Inflation #EarlyRetirement #FinancialAdvice #Coffee

In our latest Coffee Talk video/podcast, we dive into smart retirement planning tips:

1. 5 Mistakes to Avoid with Your Investment Portfolio.

2. How inflation affects your stocks and bonds 📉🏦

3. 4 purchases keeping the middle class from retiring early 💡💰

Join us for these weekly Coffee Talks to connect and get valuable advice—even if you're not a client. Whether you join us on Facebook Live or drop by my office for a free coffee, there's no pressure to become a client. Feel free to message me directly if you prefer to ask questions privately.

My mission is to provide high-quality advice and service to my 100 active clients, but I'm dedicated to sharing valuable information with as many people as possible through these Coffee Talks.

👉 Schedule a private call if you have questions! https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Consult a qualified professional regarding your own situation. Since this is a live session, I may occasionally make a mistake.

Articles referenced: https://www.morningstar.com/portfolios/5-mistakes-avoid-with-your-investment-portfolio-2025?utm_source=eloqua&utm_medium=email&utm_campaign=MorningDigest&utm_content=None_60248&utm_id=31092

https://www.morningstar.com/markets/is-inflation-really-what-ails-stocks-bonds?utm_source=eloqua&utm_medium=email&utm_campaign=SmartInvestor&utm_content=None_60263&utm_id=31107

https://finance.yahoo.com/news/4-purchases-keeping-middle-class-140016805.html

#RetirementPlanning #EmptyNesters #InvestmentTips #Inflation #EarlyRetirement #FinancialAdvice #Coffee

“According to the study, 78% of pre-retiree respondents expressed concern over inflation’s effect on their retirement income.” 1

Market Review 2024: Stocks Overcome Uncertainty to Notch Another Strong Year… “It’s a reminder that the market is constantly incorporating new information into prices—including expectations for moves by the Fed.” 2

Weekly Retirement Planning Coffee Talks are a casual way for me to connect and answer questions—even if you’re not a client—at no cost. Join us on Facebook Live or stop by my office to enjoy free coffee. If you’d rather not ask questions online or in person during the live session, feel free to message me directly. Or simply enjoy your coffee at my office, and we can chat once the live video wraps up.

There’s no pressure to work with me or become a client, whether you join in person or online.

My mission is to provide my clients with the highest quality advice and service. To maintain this level of care, I limit my practice to 100 active clients at a time, as I have a fiduciary responsibility to each of them. While I cap the number of clients I work with, I’m dedicated to serving as many people as possible by sharing valuable information and answering your questions. That’s why these Coffee Talks mean so much to me.

Here’s the link to schedule a call with me if you want to ask questions privately: https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional regarding your own situation. And since this is a live session, I may occasionally make a mistake.

Articles referenced: https://www.benefitspro.com/2025/01/07/inflation-and-family-caregiving-squeeze-retirement-plans/?slreturn=20250109111801 1

https://my.dimensional.com/market-review-2024-stocks-overcome-uncertainty-to-notch-another-strong-year?_cldee=KVjLgSjQEtBcUsrd-iWv82rop9KQBgCf3ZqZApxdhRCrOwdPn4Odw5GpnYVIa_HT&recipientid=contact-95bd0bca459bec11b400000d3a325c46-5c9dba59efb947409dc2c1db49eb85b2&utm_source=ClickDimensions&utm_medium=email&utm_campaign=US%20Weekly%20Digest%202025&esid=69f9af2e-0acd-ef11-b8e9-000d3a5d70d5 2

#RetirementPlanning #MoneyNotMath #EmptyNesters #5StoneFinancialGroup #Investing #Money #FinancialEducation #Retirement #Coffee #inflation

“According to the study,

There’s no pressure to work with me or

My mission is to provide my clients

Here’s the link to schedule a call

Retire Early, is this the year you take the leap? Plus, 6 Market Pros on the Biggest Risks for 2025. 1.2.25 Retirement Planning Coffee Talk

A guide to help you retire early in 2026 or in the near future, with a month-to-month checklist of achievable goals.

Keep an eye on sticky inflation, stretched valuations, and an uncertain policy landscape.

Weekly Retirement Planning Coffee Talks are a casual way for me to connect and answer questions—even if you’re not a client—at no cost. Join us on Facebook Live or stop by my office to enjoy free coffee. If you’d rather not ask questions online or in person during the live session, feel free to message me directly. Or simply enjoy your coffee at my office, and we can chat once the live video wraps up.

There’s no pressure to work with me or become a client, whether you join in person or online.

My mission is to provide my clients with the highest quality advice and service. To maintain this level of care, I limit my practice to 100 active clients at a time, as I have a fiduciary responsibility to each of them. While I cap the number of clients I work with, I’m dedicated to serving as many people as possible by sharing valuable information and answering your questions. That’s why these Coffee Talks mean so much to me.

Link to full Spotify Podcast: https://creators.spotify.com/pod/show/drew-erickson7/episodes/Retire-Early--is-this-the-year-you-take-the-leap--Plus--6-Market-Pros-on-the-Biggest-Risks-for-2025--1-2-25-Retirement-Planning-Coffee-Talk-e2t049b

Here’s the link to schedule a call with me if you want to ask questions privately: https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional regarding your own situation. And since this was a live session, I may occasionally make a mistake.

Articles referenced, https://www.kiplinger.com/retirement/retire-early-this-year-is-this-the-year-you-take-the-leap

https://www.morningstar.com/markets/6-market-pros-biggest-risks-2025?utm_source=eloqua&utm_medium=email&utm_campaign=AdvisorDigest&utm_content=None_60118&utm_id=31029

#RetirementPlanning #MoneyNotMath #EmptyNesters #5StoneFinancialGroup #Investing #Money #FinancialEducation #Retirement #Coffee

A guide to help you retire early in 2026 or in the near future, with a month-to-month checklist of achievable goals.

Keep an eye on sticky inflation, stretched valuations, and an uncertain policy landscape.

Weekly Retirement Planning Coffee Talks are a casual way for me to connect and answer questions—even if you’re not a client—at no cost. Join us on Facebook Live or stop by my office to enjoy free coffee. If you’d rather not ask questions online or in person during the live session, feel free to message me directly. Or simply enjoy your coffee at my office, and we can chat once the live video wraps up.

There’s no pressure to work with me or become a client, whether you join in person or online.

My mission is to provide my clients with the highest quality advice and service. To maintain this level of care, I limit my practice to 100 active clients at a time, as I have a fiduciary responsibility to each of them. While I cap the number of clients I work with, I’m dedicated to serving as many people as possible by sharing valuable information and answering your questions. That’s why these Coffee Talks mean so much to me.

Here’s the link to schedule a call with me if you want to ask questions privately: https://outlook.office365.com/owa/calendar/[email protected]/bookings/s/ytXDEtRh0E-29mrENW6_Uw2

Disclaimer: This content is not legal, tax, or investment advice. Always consult a qualified professional regarding your own situation. And since this was a live session, I may occasionally make a mistake.

Articles referenced, https://www.kiplinger.com/retirement/retire-early-this-year-is-this-the-year-you-take-the-leap

https://www.morningstar.com/markets/6-market-pros-biggest-risks-2025?utm_source=eloqua&utm_medium=email&utm_campaign=AdvisorDigest&utm_content=None_60118&utm_id=31029

#RetirementPlanning #MoneyNotMath #EmptyNesters #5StoneFinancialGroup #Investing #Money #FinancialEducation #Retirement #Coffee