In this episode, Brad and Derek share the story behind their strategic merger, exploring their friendship, industry insights, and vision for the future of their financial services organizations. Discover how their collaboration aims to serve families better and stay ahead in a changing industry.

In this episode of Retirement Redefined, Brad Gotto discusses the often-overlooked financial implications of losing a spouse, commonly referred to as the 'widow's tax.' He explains how the tax situation changes dramatically for the surviving spouse, leading to increased tax bills and financial complexity. Brad emphasizes the importance of planning ahead to mitigate these impacts and ensure financial stability for the surviving spouse. He also highlights the need for simplicity in financial planning during such emotional times and encourages proactive measures to manage tax liabilities effectively.

In this episode of Retirement Redefined, host Brad Gotto speaks with Kaycee Stanley, founder of the Real Hope Project, about the importance of giving back and the impact of foster care and adoption. They discuss Casey's journey into nonprofit work, the mission of the Real Hope Project, and how they create videos to help children in foster care find forever families. The conversation highlights the significance of family, community involvement, and the power of generosity in transforming lives. In this conversation, Kaycee Stanley and Brad Gotto explore the themes of generosity, community support, and finding purpose in life through acts of giving. They discuss the challenges of fundraising for a national organization while relying on local support, the contagious nature of generosity, and the importance of starting small in the journey of giving. The conversation highlights the impact of community involvement and the joy that comes from selfless acts, emphasizing that even small contributions can lead to significant change over time.

In this episode of Retirement Redefined, Brad Gotto delves into the essence of financial literacy, emphasizing that it's not merely about knowledge but about behavior and decision-making. He outlines a practical framework for achieving financial literacy by focusing on life goals rather than numbers, advocating for simplicity in financial planning, and the importance of defining what 'enough' means for individuals. The conversation highlights the emotional aspects of money management and the role of financial advisors in guiding clients towards a fulfilling financial life.

In this episode, Brad Gotto discusses the true meaning of financial literacy, emphasizing that it goes beyond mere knowledge. He explores how emotions and behaviors significantly influence financial decisions, often leading to irrational choices. The conversation highlights the importance of having a financial plan, the role of a financial advisor, and the need for consistent habits to achieve long-term financial success. Gotto argues that understanding one's emotional responses to money is crucial for making sound financial decisions and that having a coach can help navigate these challenges effectively.

In this episode of Retirement Redefined, host Brad Gotto discusses the implications of receiving a tax refund, emphasizing the importance of understanding why you may have received the refund, how to best utilize it, and ensuring that any decisions made align with overall financial goals. He encourages listeners to ask critical questions about their tax situation and to consult with financial advisors to optimize their financial planning.

Thanks for listening to Retirement: Redefined.

Fiat Wealth Management helps individuals and families navigate retirement planning, investment strategy, and tax-efficient decision-making with clarity and confidence.

To connect with our team, email [email protected] or visit www.fiatwm.com to learn more!

In this episode, Brad Gotto discusses the essential questions to ask when hiring a financial advisor, emphasizing the importance of understanding fiduciary standards, compensation models, and the services offered. He highlights the need for transparency in financial services and the significance of building a personal connection with your advisor, as this relationship is crucial for managing one's life savings effectively.

Thanks for listening to Retirement: Redefined.

Fiat Wealth Management helps individuals and families navigate retirement planning, investment strategy, and tax-efficient decision-making with clarity and confidence.

To connect with our team, email [email protected] or visit www.fiatwm.com to learn more!

In this conversation, Brad Gotto talks more with Chad Greenway as he reflects on his journey from professional football to entrepreneurship, emphasizing the importance of family, personal growth, and finding purpose beyond sports. He shares insights on transitioning to life after football, the challenges of starting a business, and the value of self-awareness in navigating identity crises. Gotto also discusses his passion for farming and the joy of being present for his children, highlighting the lessons learned from both successes and failures in his career. To support Chad's foundation please click this link Lead The Way Foundation

Thanks for listening to Retirement: Redefined.

Fiat Wealth Management helps individuals and families navigate retirement planning, investment strategy, and tax-efficient decision-making with clarity and confidence.

To connect with our team, email [email protected] or visit www.fiatwm.com to learn more!

In this conversation, Brad Gotto welcomes Chad Greenway who reflects on his journey from a small town in South Dakota to becoming a star linebacker for the Minnesota Vikings. He discusses the challenges of transitioning from a professional athlete to life after football, emphasizing the importance of identity, family, and community. Greenway shares insights on his upbringing, his time at the University of Iowa, and the realities of playing in the NFL, including the mental and physical demands of the sport. He also highlights the significance of being a father and coach, as he navigates his children's athletic pursuits while instilling values of hard work and determination.

Thanks for listening to Retirement: Redefined.

Fiat Wealth Management helps individuals and families navigate retirement planning, investment strategy, and tax-efficient decision-making with clarity and confidence.

To connect with our team, email [email protected] or visit www.fiatwm.com to learn more!

In this monthly market commentary, Brad Gotto and Tim Holland discuss the current state of the market as we enter 2026. They reflect on the bull run's performance, the implications of AI on productivity, and the potential impact of tariffs and administration decisions on the economy. The conversation emphasizes the importance of diversification and staying committed to long-term financial plans amidst market volatility.

Thanks for listening to Retirement: Redefined.

Fiat Wealth Management helps individuals and families navigate retirement planning, investment strategy, and tax-efficient decision-making with clarity and confidence.

To connect with our team, email [email protected] or visit www.fiatwm.com to learn more!