What does drive mean to you? How does one pursue their goals and create a plan to reach them?

In this episode, Brad Gotto and Matt Stahl have a conversation with Juan Toran about his journey to pursue his career goals, including becoming a registered yoga instructor and a financial crimes detective!

Juan, Matt, and Brad discuss:

• Goals within career aspirations
• The approach that Fiat Wealth Management uses with their clients
• The impact of your workplace environment on your happiness and productivity
• Q&A with Juan
• And more!

Connect with Matt and Brad

• Fiat Wealth Management
• LinkedIn: Matt Stahl
• LinkedIn: Brad Gotto

Some of the most practical products in any industry are built by the customers themselves, simply because they understand the issues by experiencing it first hand.

In this episode, Brad Gotto and Matt Stahl speak with Chadd Mason, chief executive officer and founder at The Cabana Group. Chadd shares his unique background to how he got into the financial services industry. He also discusses how the Cabana Group is changing the financial industry with the rules-based nature of what they do for clients.

Chadd discusses:

• Why he got into a career in investing––and what he is trying to accomplish
• The purpose of the software called CARA (cyclical asset reallocation algorithm)
• What Cabana Group does differently to provide a unique experience for their clients
• And more

Connect With Chadd Mason:

• LinkedIn: Chadd Mason
• The Cabana Group

Connect With Fiat Wealth Management:

• [email protected]
• (952) 426-9116
• Fiat Wealth Management
• LinkedIn: Brad Gotto
• LinkedIn: Matthew Stahl
• LinkedIn: Fiat Wealth Management
• Facebook: Fiat Wealth Management
• Twitter: Fiat Wealth Management

About Our Guest:

Chadd Mason is the CEO and founder of The Cabana Group. A rare dual-practitioner working to solve clients' legal and financial issues, Mason believes "no client issue is isolated." He combines specialized knowledge in two professions to better serve individual investors, pension boards, businesses RIAs and financial advisors across the country. He has earned distinctive credentials, including the Chartered Wealth Manager® designation and a Masters of Law degree.

Mason provides wealth management and comprehensive financial advice through his SEC registered investment advisory firm, Cabana Asset Management. He provides retirement planning and insurance products as the principal of Cabana Financial and Cabana Institutional, and as an attorney he provides legal counsel to clients in areas of wealth management, estate planning and investment advisor/broker dealer regulation through Cabana Law Group (Prevost, Shaff, Mason and Carns, PLLC in the state of Texas). His holistic business model allows him to address both his clients' legal and financial needs, with the commitment to helping them protect, manage and grow their wealth.

How do you know how long your money will last throughout retirement? Are you looking for some advice on these questions that seem so hard to answer?

In this episode, Brad Gotto and Matt Stahl round out their three part series with some words of advice when it comes to managing the longevity of your retirement funds. It is impossible to know how long your retirement will be, but Brad and Matt share advice to help you feel more comfortable in this stage of your life.

Brad and Matt discuss:

• The difference between life expectancy and longevity
• The investment risks people face in retirement
• How to determine the longevity of your finances throughout retirement
• How to account for inflation when examining longevity
• And more!

Connect with Matt Stahl

LinkedIn: Matt Stahl

Connect with Brad Gotto

LinkedIn: Brad Gotto

Do you know what your safe withdrawal rate risk is?

We've got you covered!

In this episode, Brad Gotto and Matt Stahl discuss another one of the three biggest risks of retirement, withdrawal rate risk. We dive into what the existing rates are and the risks associated with that.

Brad and Matt discuss:

• The safe withdrawal rate of 'The 4% Rule' according to William Bengen
• The safe withdrawal rate of 2.4% as of March 2020 according to Wade Pfau
• The way we address withdrawal rate risk
• And more

Connect With Fiat Wealth Management:

• [email protected]
• (952) 426-9116
• Fiat Wealth Management
• LinkedIn: Brad Gotto
• LinkedIn: Matthew Stahl
• LinkedIn: Fiat Wealth Management
• Facebook: Fiat Wealth Management
• Twitter: Fiat Wealth Management

It's important to know how to SPEND your money in retirement––it might sound like all fun and games but there are some risks that you should be aware of before considering it a free for all.

In this episode, Brad Gotto and Matt Stahl dive into the first big risk of spending your savings in retirement and explain how they address these risks with clients.

Brad and Matt discuss:

• Three steps to creating a paycheck in retirement
• What a sequence of returns is––and why it can be so complicated
• The idea of building your buckets of money for now, soon, and later
• How to supplement your foundational income
• And more

Connect With Fiat Wealth Management:

• [email protected]
• (952) 426-9116
• Fiat Wealth Management
• LinkedIn: Brad Gotto
• LinkedIn: Matthew Stahl
• LinkedIn: Fiat Wealth Management
• Facebook: Fiat Wealth Management
• Twitter: Fiat Wealth Management

Do you know how to spend your money without guilt and have peace of mind knowing that you're spending it the optimal way in retirement?

In this episode, Brad Gotto and Matt Stahl share what they have learned through their personal experiences with budgeting. They also discuss what is commonly overlooked by their clients when it comes to spending their money well in retirement.

Brad and Matt discuss:

• How to begin budgeting with your future in mind
• Why you should build a values-based budget before you get into the financial nitty-gritty
• The biggest benefit of creating your budget with Fiat whether you're in your working or retirement years
• And more

Connect With Fiat Wealth Management:

• [email protected]
• (952) 426-9116
• Fiat Wealth Management
• LinkedIn: Brad Gotto
• LinkedIn: Matthew Stahl
• LinkedIn: Fiat Wealth Management
• Facebook: Fiat Wealth Management
• Twitter: Fiat Wealth Management

In previous episodes, you've been gradually meeting the team at Fiat Wealth Management. Now it's time to meet another one of the advisors, Scott Airey.

In this episode, Brad Gotto and Matt Stahl speak with Scott Airey, private wealth manager at Fiat Wealth Management. Scott shares who he is as a person, as a wealth manager, and how he found himself working in the financial services industry.

Scott discusses:

• What his life was like before working in the financial services industry
• Where he has experienced the most personal growth since joining the team at Fiat
• His favourite part about being a financial advisor
• And more

Connect With Scott Airey:

• LinkedIn: Scott Airey

Connect With Fiat Wealth Management:

• [email protected]
• (952) 426-9116
• Fiat Wealth Management
• LinkedIn: Brad Gotto
• LinkedIn: Matthew Stahl
• LinkedIn: Fiat Wealth Management
• Facebook: Fiat Wealth Management
• Twitter: Fiat Wealth Management

About Our Guest:

While Scott Airey was born and raised in Montreal, he found his way to the U.S. by way of collegiate baseball at the University of Northern Iowa. While in Iowa, he earned his master's degree and met his wife Lauren. Now a father of two to Victoria and Archie, Scott spends his time staying active, coaching baseball, and trying to play as much golf as his busy life allows. He takes pride in the financial foundation he provides his family and the legacy he is building for his children. Scott's mission as an advisor is to help people achieve their goals and leave a legacy they can be proud of for their loved ones.

The number one reason that people do not retire before the age of 65 is because of healthcare—either the costs, or a lack of understanding of coverage. Open enrollment for Medicare is quickly approaching, and it's important to understand your options before you make any decisions. In this episode, Brad Gotto and Matt Stahl talk … Continue reading 12. It's Time to Understand Your Healthcare Coverage With Allison Kraus →

In financial services, not all advisors are created equal—and this means they are not licenced, regulated, or even paid the same way. In part two of this two-part series, Brad Gotto and Matt Stahl help you understand the various ways that advisors get paid for their services on the insurance side. They discuss the different … Continue reading 11. How Is Your Advisor Being Paid? Part 2 →

In financial services, not all advisors are created equal—and this means they are not licenced, regulated, or even paid the same way. In part one of this two-part series, Brad Gotto and Matt Stahl help you understand the various ways that advisors are compensated for their services. They describe the regulatory standards for fiduciaries and … Continue reading 10. How Is Your Advisor Being Paid? Part 1 →