Nate discusses a different thought process around retirement with author and financial advisor Eric Brotman. He discusses how retirement should not be a retreat away from something, but something we should choose to move towards in order to better our well-being.

Eric's Book: Don't Retire...Graduate!

Click here for Eric's Podcast

Eric has two E-book downloads: www.lowtaxbook.com and www.whatisfp.com. He can also be reached at www.brotmanmedia.com.

Key takeaways:

• Saving money
• Generating income in retirement
• Annuities
• 6 Steps and Decisions to make for retirement
• Social Security

Nate discusses social security claiming strategies.

Key takeaways:

• First 12 months of claiming social security
• How to increase social security
• Working and receiving social security
• Spousal and divorce spousal benefits

Nate discusses timing the market.

Key takeaways:

• How do we time the market?
• Having a plan in retirement
• Be a good neighbor
• DIY and retirement portfolio

Nate’s brother Josh interviews him about a heroic and heartbreaking event that was the catalyst that lead Nate to focus full-time on building his financial advisory practice.

Key takeaways:
• Mountain Climbing
• Prayer
• How did this event affect Nate?
• What led Nate to being a financial advisor?
• CPR Retirement Rescue Roadmap

Nate interviews Emily Guy Birken, personal finance author for the New York Times and Kiplinger’s and more, and discusses topics ranging from the importance of planning for retirement, long-term care, budgeting in retirement, and the sustainability of the Social Security program.

Key Takeaways:

• Market downturns and retirement
• Obstacles in retirement
• Longevity
• Budgeting in retirement, how important is it?
• How to use your money to get what you want most
• Long Term Care Insurance
• Social Security. – How long will it last?

Click here to visit Emily's website

Emily's Books:

The 5 Years Before You Retire, Updated Edition: Retirement Planning When You Need It the Most

Making Social Security Work for You: Advice, Strategies, and Timelines That Can Maximize Your Benefits

End Financial Stress Now: Immediate Steps You Can Take to Improve Your Financial Outlook

Choose Your Retirement: Find the Right Path to Your New Adventure

Book recommendations by Emily:

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence

Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions

*Neither Miller Retirement Group nor AEWM are affiliated with Emily Guy Birken

Domesticated dogs sleep more soundly than about any animal. Nate discusses how to have the same confidence in your retirement income so that you can sleep just as soundly!

Key takeaway:

• Income concerns in retirement
• Flooring method
• Retirement income strategies
• Expenses in retirement
• Vacations in retirement

Nate discusses what you need to keep in mind when you read articles about the markets that can contradict other articles and how to keep a level head.

Link to Article: https://www.cnbc.com/2021/01/03/investors-handicapping-the-new-market-year-see-similarities-to-2010s-recovery-and-1999s-risk-binge.html

Key Takeaways:

• The early 1940s
• 1999's late-cycle risk binge
• 2010 early-cycle recovery
• Tech bubble

Nate discusses the different shapes of economic recovery, gives his opinion of which shape we are in, and some things you can do in order to help position yourself well for retirement no matter which shape we are in. Key takeaways:

• Economic Decline & COVID-19
• Leisure & Hospitality Industry
• Recession in the U.S.
• Stimulus Package
• GPD
• Recovery of the economy

Cameron and Nate discuss the need to have difficult conversations with aging parents, covering topics ranging from who is going to take care of them if they need any long-term care, to how to avoid financial scams.

Key Takeaways:

• Memory loss and retirement
• Power of Attorney
• Long term care
• Trusts
• How to start a conversation with your parents about money
• Health care proxy
• Phishing

Nate discusses risks associated with family, as he dives into Part 5 of the Retirement Risks series. This is the final part of the series!

Key Takeaways:

• Loss of spouse risk
• Unexpected financial responsibility risk
• Timing risk
• Public policy risk