One small misstep can knock an Olympian off the podium—and the same idea applies to retirement. Using the Olympics as a powerful analogy, Gerry Ricken and Heidi Ricken Provost break down the “speed bumps” that can derail a retirement plan, from market swings and emotional decisions to taxes and unexpected life events. They discuss why having a real plan—not just investments—matters, and how risk tolerance, income strategy, and tax planning all work together. It’s a thoughtful conversation about preparation, resilience, and protecting the life you’ve worked decades to build.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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