Retirement Strategies Radio

Financial Literacy: It’s so easy, even kids can do it! At least these kids can anyway… On this episode we introduce you to a brother–sister duo who likely know a lot more about finance than you do. Darrell uses this example to point out the common lack of financial knowledge many of us suffer to further emphasize the importance of seeking professional advice for your retirement plan. Plus, what does it actually mean to say that someone is “rich?” Get to work improving your financial-retirement knowledge with the team at www.DBryantRetirementStrategies.com.

Good news, bad news: Covid is no longer the top investor concern, but this problem has now replaced it. Darrell talks about ways to manage these and other concerns. Plus, less than 20% of retirees have enough income to maintain the same standard of living they had when they were still working.  What can you do now to ensure your retirement is better than that? Learn more at www.DBryantRetirementStrategies.com.

None of us want to be a burden on our families, but the cost of long-term care insurance has spiraled out of control. However, there are new options available that you need to know about. Darrell explains how the insurance industry has changed, and talks about some of the different options available that you might not know exist. Want to learn more about the various options available for your medical and income plans after you leave your job? Visit www.DBryantRetirementStrategies.com

Warren Buffett, the Oracle of Omaha, is warning that retirees are facing what he calls “a bleak future.” Darrell works to explain the theory while offering ideas on what you can do to better position yourself. Plus, it feels like everyone’s using a robo-advisor, yet several surveys show that people who work with human advisors are more confident about their financial future. So, what’s the difference?

Thanks to the internet, those “32 volumes” that used to be an information advantage are now outdated. On this episode, Darrell talks about 3 big retirement rules, once taken as gospel, but have now also passed their expiration dates.

The average fridge has at least five things that should probably be thrown out. Turns out your retirement portfolio could also benefit from a little reorganizing, but that kind of cleaning out process is much more difficult. Darrell talks about ways he and the team can work to simplify this process for you and the benefits of “cleaning out” your accounts.

We hear a lot of confusing, and often incorrect, information about annuities. In this episode, Darrell uses a specific example of this kind of language to offer clarity while continuing to emphasize the importance of a diversified and balanced plan.

Governments collect $17.5 Billion in cellular taxes, fees, and surcharges every year. Darrell talks about what you can control when it comes to future tax obligations. Plus, how reverting to your 20-Something mindset could help in planning our retirement.

As the list of those expecting a tax hike under the new White House administration continues to grow, Darrell continues to share ideas on ways to help reduce your future tax liabilities. Plus, making sense of all the mixed messages we’re getting on our market investments.

A survey says the average worker expects to withdraw about 10% of their savings each year in retirement. Darrell does the math to show why this expectation might be far too optimistic for most of us.