Should your retirement plan feature a guaranteed stream of income, like that paycheck you get every two weeks?  Annuity advocate Sheryl Moore of WinkIntel.com tells us that an annuity just might help. Hear Kevin share concerns from clients and if he recommends annuities. What’s your relationship with your money?  Are you conservative?  Do you spend too much?  Nobel-winning psychologist Daniel Kahneman conducted a study showing that we make financial decisions based on 90% emotion and only 10% logic.  If you follow that model, how can that get you into trouble in retirement?

Let Kevin go through his 6 pillars of a successful retirement and help YOU create a custom retirement income plan! 

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Best-selling financial author Larry McDonald tells Fox Business that he believes the Fed will soon back down on these hikes, and that will give way to a market rebound.  If someone is on the edge of retiring, how do you position them… especially when that rally could be a short bull market bounce in the middle of a long bear market? What are you most concerned about in retirement?  A new survey (by the investment company Schroders) of near retirees found:

• 33% were terrified to give up their paycheck.
• 55% don’t believe they will be able to replace even 75% of their current paycheck.

Hear how Kevin can help you with your concerns and give you that added peace of mind with a customized income plan!

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In the next few weeks, a lot of retirees aged 72 and up will get reminders to take their required minimum withdrawals – or RMDs – by the end of the year so Uncle Sam gets his tax money.  But an article in the Wall Street Journal suggests taking monthly or quarterly RMDs rather than waiting until year’s end.  Is that a good tax strategy?

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We’ve talked a lot about how the bond market is also having a horrible year.  That’s why many investors are seeking ideal bond replacements.  Sheryl Moore of WinkIntel.com believes you might consider an annuity…hear Kevin's opinion and his planning process to help you get to and through retirement. 

Then, the newest iPhone has a pretty cool feature called “crash detection.”  Just like it sounds, the phone detects various types of car crashes, then automatically calls 911.  But some riders of roller coasters are discovering that all the herky-jerky movements are also triggering calls to 911.  The whole thing can be avoided by putting the phone in airplane mode.  It made me wonder – with all the bad economic news that’s bombarding us – is it time to put the sources of that information on “airplane mode” for a while and when you’re analyzing a portfolio, what sets off your ‘crash detector?’ 

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The Motley Fool financial website says 70% of us will need some amount of Long-Term Care in our lifetime, but only 50% of us feel confident we’ll be able to pay for it. Hear Kevin's 6 Pillars for a successful retirement and how he accounts for the high cost of future healthcare costs. Then, have you thought about your estate plan? Kevin tells story of Whitney Houston's estate and what happened when she passed, and how it got stuck in probate! 

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Inflation is hurting a lot of Americans, yet the stock market keeps bouncing along.  Economist Mark Tepper tells Fox Business, you must dig deeper than the green arrows.  If we are headed for a recession, how much exposure to the stock market should a person near retirement have? Kevin talks about the real #1 reason people run out of money and how he can help you protect and grow your income. 

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Wall Street analysts and stockbrokers are famous for their advice when the market is down; “hang in there, it’ll come back.”  But that’s not very comforting if you’re in retirement pulling money from an account that’s losing money.  So, what is your counter to “hang in there, it’ll come back?”  Kevin can show you how you can both be invested in the market, grow your income and NOT lose money! 

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Kevin explains the planning process he has been using to help many people just like you retire with confidence - the 6 Pillars of a Successful Retirement! 

Kevin explains more in his Forbe's Article, " What is Missing from Most Retirement Advice" 

Call Kevin today for a Comprehensive Financial Plan where you will walk through each pillar with Kevin helping design an income plan that will fight inflation, taxes, and market volatility! 

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In 2006, the financial industry invented the Target Date Fund.  There are over three trillion dollars in these funds, and you probably have one in your 401(k).  But the article in front of me says these funds have a “fatal flaw.”  As they go to less risk in later years, the more they go to bonds.  Bonds have been a loser over the last 10 years due to interest rates.  The article suggests that instead of pushing toward bonds, they should push toward income producing assets.  Kevin explains his opinion on TDF's, protecting and growing you 401K and options you have as you get closer to 59.5 years old.  Its all about growing, protecting and creating income in retirement and with over 30 years of experience, Kevin can help YOU! 

Call Kevin today for a 401K Analysis! 

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Kevin takes a deep dive in what he includes in his Comprehensive Financial Plan and how his 6 pillars of a successful retirement are customized to YOU and your income plan. 

Then, former Vice President Mike Pence joins the show and shared his philosophy on life after leaving the workforce, listen to see if you agree! 

Call Kevin today for a Comprehensive Financial Plan!  

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