In this episode, I introduce my Stress Relief strategy which helps reduce stress on your retirement portfolio, empowers you to maximize your retirement lifestyle and, quite often, increase your legacy.  Once again ... it's all about efficiency!

In today's episode we discuss how, or if, "wealth" impacts which retirement income strategy to choose.  We discuss how wealth can be relative, revisit the main strategies available, and give you some things to consider when choosing the plan that best fits your personality.  I'll also touch on one of my hot button topics in this industry ... defining bonds as a safe investment.

I've been very fortunate in my career to be in a position where I constantly learn new things from some very smart people.  Not long ago, I was introduced to the work Wade Pfau was doing in the retirement income arena.  The resources he makes available at RISAProfile.com and, Retirementresearcher.com, can be invaluable for professionals and laymen alike.  

Social security is set to start running a 23% shortfall in 2033. In episode 6 we discuss the likelihood of this happening and how it impacts your retirement income planning.  We also continue our discussion on Retirement Max Q and the Fragile Decade by running through an example of how one couple de-risked, or "throttled back" their portfolio in the years leading up to retirement in order to ensure their quality of life in retirement. Additionally, we look at how guaranteeing your retirement income empowers you to invest your remaining portfolio for growth and legacy. In many cases, taking one step back to guarantee income sets you up for two steps forward when it comes to overall wealth accumulations. 

Join us on upcoming episodes as we look at additional strategies to help navigate the critical 10 years that determine up to 80% of your retirement plan success. 

In this episode we discuss how the Windfall Elimination Provision and the Government Pension Offset impact a listener's social security.  We also discuss how retirement's Fragile Decade is very similar to NASA's Max Q when it comes to determining success or failure.

In this episode,  we answer a listener's  question on taking social security early and provide a few thoughts to consider for anyone looking to make this decision.  We also spend some time discussing how you can align a retirement income strategy that best fits your personality.

In this episode, we introduce a new team member and dive into a hot take regarding the role of bonds in retirement income planning.  Additionally, we discuss the power of aligning the needs of the portfolio with the most efficient tool to accomplish those needs.

In episode #2 we answer a question about principal-protected investments and introduce the concept that, when it's all said and done, planners and advisors only have two overarching strategies (ingredients) to choose from when building your retirement income plan.  The magic lies in the 3 main methods (recipes) they use to match the plan to your personality. 

In our somewhat rocky debut episode, we discuss why the world needs another podcast, what to expect going forward, and, finally, we discuss the four main challenges all retirees must address to ensure a successful retirement.