Retirement Your Way

Retirement Your Way

By AmeriLife Retirement.Radio NetworkBusinessInvestingMarketingManagement
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Retirement Your Way episodes

  • Podcast Extra: The Proper Steps to Take for a Successful Retirement
    In this piece, brought to you by Retirement.Radio's Jim Tarabocchia, we explore the basics steps to take – and break them down – for further clarity on preparing for retirement.
     
    Key Points Covered:
    • The importance of saving for retirement – NOW
    • Balancing your investments – How a healthy mix of riskier investments can help weather the market’s uncertainty especially as you get closer to retirement.
    • The importance of seeking professional guidance when planning financially for the future.

       

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      About the Hosts:
      Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

      Tune in each week:
      ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
      ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

      Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

      2 min
    • It’s Not Your Grandparents’ Retirement: Creating Income, Confidence, and Clarity for Today’s Retirees

      In this episode of Retirement Your Way with AmeriLife of Central Florida, Bradley Hardin joins Matt McClure to explore how retirement has changed — and why today’s retirees face new challenges that require fresh strategies.

      From longer life expectancy and the decline of traditional pensions to rising healthcare costs and inflation, Bradley explains how to build your own “personal pension,” optimize your Social Security benefits, and protect your income for decades to come. The team also tackles one of the most misunderstood tools in retirement planning — life insurance — revealing how it can offer living benefits while safeguarding your loved ones.

      Finally, they share record-breaking new data on America’s growing number of 401(k) millionaires — and the timeless principles that helped them get there: consistency, discipline, and longevity. 

      If you’re planning to retire soon or just want to ensure you’re doing it right, this episode will help you plan retirement your way.

       

      --

      About the Hosts:
      Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

      Tune in each week:
      ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
      ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

      Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

      30 min
    • Bonus Interview: The Hidden Respiratory Risk for Retirees with Dr. Leonard Friedland
      In recognition of RSV Awareness Month, Retirement.Radio’s Matt McClure sits down with Dr. Leonard Friedland, Vice President and Director of Scientific Affairs and Public Health for GSK North America, and Carole, a National Senior Games athlete, to discuss how RSV (respiratory syncytial virus) affects older adults and why prevention matters.
       
      Dr. Friedland explains that RSV is far more than a seasonal nuisance — it leads to an estimated 177,000 hospitalizations and 14,000 deaths each year among adults aged 65 and older in the U.S. Carole shares her personal story of contracting RSV despite her active lifestyle, detailing how the illness sidelined her and reshaped her approach to health and wellness.
       
      Together, they highlight the importance of awareness, vaccination, and simple preventive steps to help older adults stay healthy through the respiratory virus season. Learn more and access helpful resources at SidelineRSV.com.
       

      Schedule your complimentary consultation today:
      (386) 977-9684
      PlanRetirementYourWay.com

      --

      About the Hosts:
      Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

      Tune in each week:
      ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
      ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

      Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

      9 min
    • The Fear of Unretiring: How to Build a Paycheck That Never Stops

      In this week’s episode of Retirement Your Way with AmeriLife of Central Florida, hosts Bradley Hardin and Matt McClure explore one of today’s biggest retirement anxieties — the fear of “unretiring.”

      Drawing from the 2025 U.S. Bank Wealth Report, the team unpacks why so many Americans worry about running out of money in retirement — and what you can do to make sure your paycheck doesn’t retire before you do.

      Listeners will learn:

      • Why 63% of retirees expect to return to work after retirement
      • How employers shifting from pensions to self-funded plans created new challenges
      • Ways to transform 401(k)s and IRAs into reliable, guaranteed income streams
      • The importance of Social Security optimization and personal pensions
      • How to calm financial fears with budgeting, stress-testing, and a long-term plan
      • Plus, Bradley and Matt cover the latest market update and discuss how political uncertainty and potential government shutdowns could affect your financial outlook — and what investors can do to stay calm and protected. 

        Schedule your complimentary consultation today:
        (386) 977-9684
        PlanRetirementYourWay.com

        --

        About the Hosts:
        Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

        Tune in each week:
        ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
        ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

        Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

        30 min
      • Top 3 Retirement Fears—and How to Conquer Them

        What’s your biggest retirement fear? In this episode of Retirement Your Way with AmeriLife of Central Florida, Bradley and Madison Hardin join Matt McClure to unpack the top three concerns keeping retirees up at night—and how to turn those fears into confidence with the right plan.

        You’ll learn:

        • Why running out of money is America’s biggest financial fear—and how to create your own personal pension that pays you for life
        • How to maintain your independence as you age and plan ahead for care without giving up control
        • ❤️ How to avoid becoming a burden on your family with long-term care planning and financial foresight 
        • Plus, Bradley and Madison share a powerful story about “Shirley Brown,” a widow who found peace of mind through planning ahead for her future care needs. And don’t miss this week’s round of “Right or Wrong?”—where Matt tries (and fails) to stump the Hardins on key retirement myths!

          Whether you’re nearing retirement or already in it, this episode will help you build the clarity, confidence, and control to live retirement your way.

          --

          Schedule your complimentary consultation today:
          (386) 977-9684
          PlanRetirementYourWay.com

          --

          About the Hosts:
          Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

          Tune in each week:
          ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
          ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

          Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

          30 min
        • Clean Up Your Finances: Simple Steps for a Fresh Financial Start

          Are your finances in need of a little cleaning? In this episode of Retirement Your Way with AmeriLife of Central Florida, Bradley and Madison Hardin share a practical step-by-step guide to help you declutter your financial life and regain control of your money. 

          From cleaning out your financial junk drawer and reviewing old beneficiaries to dusting off your estate plan and paying yourself first, the Hardins break down what it takes to stay organized and confident as you approach or enjoy retirement. Plus, Matt McClure joins the conversation for a lively “Right or Wrong” game segment, testing financial myths about CDs, annuities, and working with financial professionals. 

          Whether you’re in the retirement red zone or already living your dream, this episode will help you make sure your plan—and your paperwork—are in order.

           

          --

          Schedule your complimentary consultation today:
          (386) 977-9684
          PlanRetirementYourWay.com

          --

          About the Hosts:
          Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

          Tune in each week:
          ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
          ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

          Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

          30 min
        • Bonus Interview: New Tax Changes - with Mark Steber

          Retirement.Radio’s Matt McClure talks with Mark Steber, Chief Tax Officer at Jackson Hewitt, about why tax planning should be a year-round priority—not just something to think about around Tax Day. Steber explains that there are still several months left in the year to make meaningful changes that can impact the 2025 tax return, emphasizing the importance of reviewing last year’s return, correcting any mistakes, and adjusting for life changes or new tax law updates. He also highlights some of the significant tax code changes coming in 2025, including a potential increase in the child tax credit and higher deductions for seniors—and much more.

           

          --

          Schedule your complimentary consultation today:
          (386) 977-9684
          PlanRetirementYourWay.com

          --

          About the Hosts:
          Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

          Tune in each week:
          ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
          ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

          Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

          10 min
        • Don’t Leave Uncle Sam a Tip: Smarter Tax Planning for Retirement

          Taxes may be your biggest—and most overlooked—retirement partner. In this week’s Retirement Your Way with AmeriLife of Central Florida, Bradley and Madison Hardin explain how to avoid overpaying Uncle Sam while creating a more tax-efficient retirement strategy.

          From understanding how Social Security, pensions, and IRAs are taxed, to exploring the two powerful vehicles for tax-free income—Roth IRAs and Indexed Universal Life insurance—this episode is packed with actionable insights. The Hardins also break down common tax myths, explain how healthcare costs tie into income decisions, and share why a personalized plan can make all the difference.

          Whether you’re in the retirement red zone or already enjoying your golden years, you’ll learn how to keep more of your hard-earned money and build the future you deserve. 

          Schedule your complimentary consultation today:
          (386) 977-9684
          PlanRetirementYourWay.com

          --

          About the Hosts:
          Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

          Tune in each week:
          ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
          ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

          Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

          30 min
        • Bonus Interview: Protecting Your Digital Life After 50—Insights from AARP’s Tom Kamber

          Retirement.Radio’s Matt McClure sits down with Tom Kamber, Executive Director of Older Adults Technology Services (OATS) from AARP, to discuss how older Americans are using technology, where the biggest gaps remain, and why digital privacy is more important than ever. From app permissions to password managers, Tom shares AARP’s five-day Digital Housecleaning Challenge to help you get your digital life organized and secure.

          Link to Digital Housecleaning Challenge: https://seniorplanet.org/digitalhousecleaning

           

          --

          About the Hosts:
          Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

          Tune in each week:
          ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
          ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

          Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

          7 min
        • Don’t Let These Mistakes Derail Your Retirement Dreams

          In this episode of Retirement Your Way with AmeriLife of Central Florida, host Matt McClure is joined by Bradley and Madison Hardin to discuss the four biggest habits that could wreck your retirement dreams—and the steps you can take to avoid them.

          They cover:

          • Why carrying high-interest debt into retirement is dangerous
          • How failing to plan for taxes can drain your savings
          • ⏳ Longevity risk: what happens if you live longer than expected
          • Why relying on your home as a retirement plan can leave you “house rich but cash poor”
          • The rising cost of healthcare in retirement and what Medicare does (and doesn’t) cover
          • ️ How annuities can serve as the “Swiss Army knife” of retirement planning
          • Plus, they share strategies for balancing debt reduction, creating guaranteed lifetime income, and protecting against market volatility—so you can retire with confidence.

            Schedule your complimentary consultation today:
            (386) 977-9684
            PlanRetirementYourWay.com

             

            --

            About the Hosts:
            Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

            Tune in each week:
            ️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
            ️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

            Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

            30 min

          About Retirement Your Way

          From the publisher's feed

          Bradley and Madison Hardin share valuable insights to help you navigate the complexities of retirement planning.