Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://www.fundamentalwealth.ca/get-started</a>Trusts can be powerful planning tools, but they are alsocomplex, expensive, and often misunderstood.In this episode of Retiring Canada, we break downhow trusts work, when they may make sense, and when they probably do not.You will learn the difference between trusts establishedduring your lifetime and trusts created through your will, along with commonuses for business owners, high net worth families, blended families, andfamilies with minor children. We also discuss family trusts, testamentarytrusts, Henson trusts, and key tax considerations that can create unintendedconsequences if not structured properly.We also explain why most people may not actually need atrust and why a proper cost benefit analysis is essential before moving forwardwith these strategies.This episode is for Canadians who want a clearerunderstanding of trusts and how they may fit into an estate or retirement plan.WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_blank" rel="ugc noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latestRetirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" target="_blank" rel="ugc noopener noreferrer">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_blank" rel="ugc noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" target="_blank" rel="ugc noopener noreferrer">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit YourQuestion: <a href="https://www.retiringcanada.ca/submit-your-question" target="_blank" rel="ugc noopener noreferrer">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" target="_blank" rel="ugc noopener noreferrer">https://www.retiringcanada.ca</a>

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Trusts can be powerful planning tools, but they are alsocomplex, expensive, and often misunderstood. In this episode of Retiring Canada, we break downhow trusts work, when they may make sense, and when they probably do not. You will learn the difference between trusts establishedduring your lifetime and trusts created through your will, along with commonuses for business owners, high net worth families, blended families, andfamilies with minor children. We also discuss family trusts, testamentarytrusts, Henson trusts, and key tax considerations that can create unintendedconsequences if not structured properly. We also explain why most people may not actually need atrust and why a proper cost benefit analysis is essential before moving forwardwith these strategies. This episode is for Canadians who want a clearerunderstanding of trusts and how they may fit into an estate or retirement plan. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ https://www.retiringcanada.ca/retirement-newsletter As a thank you, you'll receive a copy of our latestRetirement Guide AND MORE! EPISODE RESOURCES: 📊 Work with Michael: https://fundamentalwealth.ca/get-started 💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter 👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide ✏️ Submit YourQuestion: https://www.retiringcanada.ca/submit-your-question 🌐 Retiring Canada Website: https://www.retiringcanada.ca

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://www.fundamentalwealth.ca/get-started</a>Trusts can be powerful planning tools, but they are alsocomplex, expensive, and often misunderstood.In this episode of Retiring Canada, we break downhow trusts work, when they may make sense, and when they probably do not.You will learn the difference between trusts establishedduring your lifetime and trusts created through your will, along with commonuses for business owners, high net worth families, blended families, andfamilies with minor children. We also discuss family trusts, testamentarytrusts, Henson trusts, and key tax considerations that can create unintendedconsequences if not structured properly.We also explain why most people may not actually need atrust and why a proper cost benefit analysis is essential before moving forwardwith these strategies.This episode is for Canadians who want a clearerunderstanding of trusts and how they may fit into an estate or retirement plan.WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latestRetirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit YourQuestion: <a href="https://www.retiringcanada.ca/submit-your-question" rel="noopener noreferrer">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" rel="noopener noreferrer">https://www.retiringcanada.ca</a>

Using Trusts In Retirement: What You Need to Know (EP 79)

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://www.fundamentalwealth.ca/get-started</a>Retirement is one of the biggest financial and lifestyle transitions you will ever make. If 2026 is your target retirement year, the planning decisions you make right now could have a major impact on your long term success and confidence.In this episode of Retiring Canada, we discuss five important steps Canadians should take if they are planning to retire in 2026.You will learn why budgeting and spending awareness are crucial during retirement, how to review your investment portfolio for retirement suitability, and why CPP, OAS, pension decisions, and tax wise decumulation planning can dramatically impact your future retirement income. We also discuss estate planning, Powers of Attorney, health care directives, and the importance of building a coordinated retirement plan that goes beyond investments alone.We also explore the softer side of retirement including purpose, relationships, health, and how gaining financial confidence allows retirees to focus more fully on enjoying the next chapter of life.This episode is for Canadians planning to retire in 2026 or within the next few years who want greater clarity and confidence about their long term retirement plan. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit Your Question: <a href="https://www.retiringcanada.ca/submit-your-question" target="_new" rel="noopener">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" target="_new" rel="noopener">https://www.retiringcanada.ca</a>

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Retirement is one of the biggest financial and lifestyle transitions you will ever make. If 2026 is your target retirement year, the planning decisions you make right now could have a major impact on your long term success and confidence. In this episode of Retiring Canada, we discuss five important steps Canadians should take if they are planning to retire in 2026. You will learn why budgeting and spending awareness are crucial during retirement, how to review your investment portfolio for retirement suitability, and why CPP, OAS, pension decisions, and tax wise decumulation planning can dramatically impact your future retirement income. We also discuss estate planning, Powers of Attorney, health care directives, and the importance of building a coordinated retirement plan that goes beyond investments alone. We also explore the softer side of retirement including purpose, relationships, health, and how gaining financial confidence allows retirees to focus more fully on enjoying the next chapter of life. This episode is for Canadians planning to retire in 2026 or within the next few years who want greater clarity and confidence about their long term retirement plan. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ https://www.retiringcanada.ca/retirement-newsletter As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! EPISODE RESOURCES: 📊 Work with Michael: https://fundamentalwealth.ca/get-started 💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter 👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide ✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question 🌐 Retiring Canada Website: https://www.retiringcanada.ca

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://www.fundamentalwealth.ca/get-started</a>Retirement is one of the biggest financial and lifestyle transitions you will ever make. If 2026 is your target retirement year, the planning decisions you make right now could have a major impact on your long term success and confidence.In this episode of Retiring Canada, we discuss five important steps Canadians should take if they are planning to retire in 2026.You will learn why budgeting and spending awareness are crucial during retirement, how to review your investment portfolio for retirement suitability, and why CPP, OAS, pension decisions, and tax wise decumulation planning can dramatically impact your future retirement income. We also discuss estate planning, Powers of Attorney, health care directives, and the importance of building a coordinated retirement plan that goes beyond investments alone.We also explore the softer side of retirement including purpose, relationships, health, and how gaining financial confidence allows retirees to focus more fully on enjoying the next chapter of life.This episode is for Canadians planning to retire in 2026 or within the next few years who want greater clarity and confidence about their long term retirement plan. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit Your Question: <a href="https://www.retiringcanada.ca/submit-your-question" rel="noopener noreferrer">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" rel="noopener noreferrer">https://www.retiringcanada.ca</a>

5 Steps to Retire Confidently in 2026 (EP 70)

This Holiday Season, Give Yourself the Gift of Peace of Mind in Retirement. Our Fundamental Retirement Plan (FRP) is a simple, five-step framework designed to help you build a retirement plan that reflects your goals, your lifestyle, and your biggest concerns.As we head into the season of giving, consider how a bit of thoughtful planning today can become the gift that continues to support you year after year, keeping your retirement on track, even when life brings the unexpected. Want more this Christmas?Tune in as we break down each step of the FRP process in Episodes 59-64. Perfect listening for a cozy holiday season and a confident year ahead. Specifically, we are going to discuss:<ul><li>The 5-step critical path to a secure retirement</li><li>How a standalone session can derail your retirement</li><li>The importance of ongoing monitoring and adjustments when life throws you a curve ball. </li></ul>Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_blank" rel="ugc noopener noreferrer">Retiring Canada Newsletter. </a> As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! ***EPISODE RESOURCES:📊  <a href="https://fundamentalwealth.ca/get-started" target="_blank" rel="noopener noreferer">Work With Michael</a>💻 <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_blank" rel="ugc noopener noreferrer">Subscribe to the Newsletter</a>👉 <a href="https://www.retiringcanada.ca/retirement-guide" target="_blank" rel="ugc noopener noreferrer">Download Our Latest Retirement Guide</a>✏️  <a href="https://www.retiringcanada.ca/submit-your-question" target="_blank" rel="ugc noopener noreferrer">Submit Your Question</a>📘  <a href="https://www.amazon.ca/dp/B09BK6VKV3" target="_blank" rel="ugc noopener noreferrer">Get a Copy of My Book</a> 🌐 <a href="https://www.retiringcanada.ca/" target="_blank" rel="noopener noreferer">www.RetiringCanada.ca</a>

This Holiday Season, Give Yourself the Gift of Peace of Mind in Retirement. Our Fundamental Retirement Plan (FRP) is a simple, five-step framework designed to help you build a retirement plan that reflects your goals, your lifestyle, and your biggest concerns. As we head into the season of giving, consider how a bit of thoughtful planning today can become the gift that continues to support you year after year, keeping your retirement on track, even when life brings the unexpected. Want more this Christmas? Tune in as we break down each step of the FRP process in Episodes 59-64. Perfect listening for a cozy holiday season and a confident year ahead. Specifically, we are going to discuss:The 5-step critical path to a secure retirementHow a standalone session can derail your retirementThe importance of ongoing monitoring and adjustments when life throws you a curve ball. Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter. As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! *** EPISODE RESOURCES: 📊 Work With Michael 💻 Subscribe to the Newsletter 👉 Download Our Latest Retirement Guide ✏️ Submit Your Question 📘 Get a Copy of My Book 🌐 www.RetiringCanada.ca

This Holiday Season, Give Yourself the Gift of Peace of Mind in Retirement. Our Fundamental Retirement Plan (FRP) is a simple, five-step framework designed to help you build a retirement plan that reflects your goals, your lifestyle, and your biggest concerns.As we head into the season of giving, consider how a bit of thoughtful planning today can become the gift that continues to support you year after year, keeping your retirement on track, even when life brings the unexpected. Want more this Christmas?Tune in as we break down each step of the FRP process in Episodes 59-64. Perfect listening for a cozy holiday season and a confident year ahead. Specifically, we are going to discuss:<ul><li>The 5-step critical path to a secure retirement</li><li>How a standalone session can derail your retirement</li><li>The importance of ongoing monitoring and adjustments when life throws you a curve ball. </li></ul>Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">Retiring Canada Newsletter. </a> As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! ***EPISODE RESOURCES:📊&nbsp;&nbsp;<a href="https://fundamentalwealth.ca/get-started" rel="noopener noreferrer">Work With Michael</a>💻 <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">Subscribe to the Newsletter</a>👉 <a href="https://www.retiringcanada.ca/retirement-guide" rel="noopener noreferrer">Download Our Latest Retirement Guide</a>✏️&nbsp;&nbsp;<a href="https://www.retiringcanada.ca/submit-your-question" rel="noopener noreferrer">Submit Your Question</a>📘&nbsp;&nbsp;<a href="https://www.amazon.ca/dp/B09BK6VKV3" rel="noopener noreferrer">Get a Copy of My Book</a> 🌐 <a href="https://www.retiringcanada.ca/" rel="noopener noreferrer">www.RetiringCanada.ca</a>

Christmas Episode – Five Important Steps to Planning a Secure Retirement (FRP) – Re-Release

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://www.fundamentalwealth.ca/get-started</a>Market crashes are not a matter of if. They are a matter of when. The real question for retirees is whether their portfolio and retirement plan are prepared to withstand the next major downturn.In this episode of Retiring Canada, we discuss how retirees and pre-retirees can prepare their retirement portfolio for future market volatility without relying on predictions or trying to time the market.You will learn why diversification, low investment costs, asset allocation, and proper retirement income planning all play critical roles during periods of uncertainty. We also discuss small cap value investing, cash wedge and bond ladder strategies, spending flexibility during downturns, and why having a coordinated financial plan can provide confidence during difficult market environments.We also explain the psychological side of investing, why fear based financial decisions can become dangerous during market drawdowns, and how retirees can better tune out the noise when uncertainty inevitably arrives.This episode is for Canadian retirees and investors who want to better understand how to structure a retirement portfolio designed to withstand market crashes while supporting long term retirement income needs. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit Your Question: <a href="https://www.retiringcanada.ca/submit-your-question" target="_new" rel="noopener">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" target="_new" rel="noopener">https://www.retiringcanada.ca</a>

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Market crashes are not a matter of if. They are a matter of when. The real question for retirees is whether their portfolio and retirement plan are prepared to withstand the next major downturn. In this episode of Retiring Canada, we discuss how retirees and pre-retirees can prepare their retirement portfolio for future market volatility without relying on predictions or trying to time the market. You will learn why diversification, low investment costs, asset allocation, and proper retirement income planning all play critical roles during periods of uncertainty. We also discuss small cap value investing, cash wedge and bond ladder strategies, spending flexibility during downturns, and why having a coordinated financial plan can provide confidence during difficult market environments. We also explain the psychological side of investing, why fear based financial decisions can become dangerous during market drawdowns, and how retirees can better tune out the noise when uncertainty inevitably arrives. This episode is for Canadian retirees and investors who want to better understand how to structure a retirement portfolio designed to withstand market crashes while supporting long term retirement income needs. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ https://www.retiringcanada.ca/retirement-newsletter As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! EPISODE RESOURCES: 📊 Work with Michael: https://fundamentalwealth.ca/get-started 💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter 👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide ✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question 🌐 Retiring Canada Website: https://www.retiringcanada.ca

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://www.fundamentalwealth.ca/get-started</a>Market crashes are not a matter of if. They are a matter of when. The real question for retirees is whether their portfolio and retirement plan are prepared to withstand the next major downturn.In this episode of Retiring Canada, we discuss how retirees and pre-retirees can prepare their retirement portfolio for future market volatility without relying on predictions or trying to time the market.You will learn why diversification, low investment costs, asset allocation, and proper retirement income planning all play critical roles during periods of uncertainty. We also discuss small cap value investing, cash wedge and bond ladder strategies, spending flexibility during downturns, and why having a coordinated financial plan can provide confidence during difficult market environments.We also explain the psychological side of investing, why fear based financial decisions can become dangerous during market drawdowns, and how retirees can better tune out the noise when uncertainty inevitably arrives.This episode is for Canadian retirees and investors who want to better understand how to structure a retirement portfolio designed to withstand market crashes while supporting long term retirement income needs. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit Your Question: <a href="https://www.retiringcanada.ca/submit-your-question" rel="noopener noreferrer">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" rel="noopener noreferrer">https://www.retiringcanada.ca</a>

How to Prepare Your Retirement Portfolio for the Next Market Crash (EP 68)

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://www.fundamentalwealth.ca/get-started</a>For many affluent Canadians, the biggest financial opportunity is not necessarily earning higher returns. It is improving tax efficiency and keeping more of what you have already built.In this episode of Retiring Canada, we break down five powerful tax planning strategies commonly used by wealthy Canadians, incorporated professionals, retirees, and business owners.You will learn how corporations can be used for income splitting and investing retained earnings, why proper TFSA optimization can dramatically impact long term wealth, and how thoughtful RRSP and RRIF drawdown strategies may help reduce lifetime taxes and improve retirement outcomes. We also discuss tax efficient portfolio construction, capital gains versus interest income, charitable giving strategies, trusts, estate planning, and the importance of coordinating investment, tax, and legal planning together.We also explain several commonly overlooked planning opportunities that may help retirees and business owners legally reduce taxes while protecting and growing long term family wealth.This episode is for Canadian retirees, incorporated professionals, business owners, and high income earners who want to better understand how coordinated tax planning can help preserve more of their wealth over time. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" target="_new" rel="noopener">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" target="_new" rel="noopener">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit Your Question: <a href="https://www.retiringcanada.ca/submit-your-question" target="_new" rel="noopener">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" target="_new" rel="noopener">https://www.retiringcanada.ca</a>

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started For many affluent Canadians, the biggest financial opportunity is not necessarily earning higher returns. It is improving tax efficiency and keeping more of what you have already built. In this episode of Retiring Canada, we break down five powerful tax planning strategies commonly used by wealthy Canadians, incorporated professionals, retirees, and business owners. You will learn how corporations can be used for income splitting and investing retained earnings, why proper TFSA optimization can dramatically impact long term wealth, and how thoughtful RRSP and RRIF drawdown strategies may help reduce lifetime taxes and improve retirement outcomes. We also discuss tax efficient portfolio construction, capital gains versus interest income, charitable giving strategies, trusts, estate planning, and the importance of coordinating investment, tax, and legal planning together. We also explain several commonly overlooked planning opportunities that may help retirees and business owners legally reduce taxes while protecting and growing long term family wealth. This episode is for Canadian retirees, incorporated professionals, business owners, and high income earners who want to better understand how coordinated tax planning can help preserve more of their wealth over time. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ https://www.retiringcanada.ca/retirement-newsletter As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! EPISODE RESOURCES: 📊 Work with Michael: https://fundamentalwealth.ca/get-started 💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter 👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide ✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question 🌐 Retiring Canada Website: https://www.retiringcanada.ca

Learn more about the Fundamental Retirement Plan: <a href="https://www.fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://www.fundamentalwealth.ca/get-started</a>For many affluent Canadians, the biggest financial opportunity is not necessarily earning higher returns. It is improving tax efficiency and keeping more of what you have already built.In this episode of Retiring Canada, we break down five powerful tax planning strategies commonly used by wealthy Canadians, incorporated professionals, retirees, and business owners.You will learn how corporations can be used for income splitting and investing retained earnings, why proper TFSA optimization can dramatically impact long term wealth, and how thoughtful RRSP and RRIF drawdown strategies may help reduce lifetime taxes and improve retirement outcomes. We also discuss tax efficient portfolio construction, capital gains versus interest income, charitable giving strategies, trusts, estate planning, and the importance of coordinating investment, tax, and legal planning together.We also explain several commonly overlooked planning opportunities that may help retirees and business owners legally reduce taxes while protecting and growing long term family wealth.This episode is for Canadian retirees, incorporated professionals, business owners, and high income earners who want to better understand how coordinated tax planning can help preserve more of their wealth over time. WANT EVEN MORE RETIREMENT PLANNING TIPS? Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠ <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES: 📊 Work with Michael: <a href="https://fundamentalwealth.ca/get-started" rel="noopener noreferrer">https://fundamentalwealth.ca/get-started</a>💻 Subscribe to the Newsletter: <a href="https://www.retiringcanada.ca/retirement-newsletter" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-newsletter</a>👉 Download Our Latest Retirement Guide: <a href="https://www.retiringcanada.ca/retirement-guide" rel="noopener noreferrer">https://www.retiringcanada.ca/retirement-guide</a>✏️ Submit Your Question: <a href="https://www.retiringcanada.ca/submit-your-question" rel="noopener noreferrer">https://www.retiringcanada.ca/submit-your-question</a>🌐 Retiring Canada Website: <a href="https://www.retiringcanada.ca" rel="noopener noreferrer">https://www.retiringcanada.ca</a>

Top 5 Tax Strategies for Wealthy Canadians (EP 67)

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Learn more by visiting our website:
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The Retiring Canada Podcast helps Canadians make smarter retirement, investing, tax, and financial planning decisions so they can retire with confidence. Hosted by Certified Financial Planner and retirement planner Michael Isbister, the show covers retirement income planning, CPP and OAS strategies, RRSP and TFSA optimization, investing, estate planning, tax reduction strategies, and retirement lifestyle planning designed specifically for Canadian retirees and pre-retirees.

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