In Episode 49 of RHP Market Talk, CXO Natalie Picha and CIO Glenn Royal, CFP®, discuss what keeps driving this surprising market, where valuations are approaching dot-com levels while bond spreads have collapsed to historic lows. Other topics include:

• The disconnect between retail and institutional investors, and who has been right

• Have we seen the true impact of Trump’s tariffs?

• The impact of cryptocurrencies becoming legitimate institutional investments

• The long-term consequences of the politicization of the Fed 

If you enjoy our podcast, please subscribe, leave us a rating and review, and share with your friends and family. You can find us on LinkedIn and Facebook for additional content, or reach out through our website at royalharborpartners.com. We're here to guide you on your financial journey, whether you're just beginning or already on your way to achieving your life goals.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In Episode 48 of RHP Market Talk, CXO Natalie Picha and CIO Glenn Royal, CFP®, discuss how the global financial landscape has undergone a dramatic transformation since April, with markets stabilizing after the turbulence of the trade war, driven by abundant liquidity seeking investment opportunities. We examine the key factors that will shape investment strategies for the remainder of 2025.

• Tariff impacts are gradually filtering through the economy without dramatic inflation pressure so far

• Fed has paused rate changes for four consecutive meetings, but the next move is likely to be a cut if unemployment rises

• Geopolitical tensions in the Middle East pose inflation risks if oil shipping through the Strait of Hormuz is disrupted

• Proposed "revenge tax" on foreign investors could accelerate de-dollarization trends and weaken the dollar

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In this installment of Market Talk, Co-Founder and CXO Natalie Picha talks to Brian Hickey, Vice President of Medicare Back Office, a team of dedicated, licensed insurance agents providing nationwide Medicare advice. Their discussion includes: 

• The differences between Part A and Part B, and how to decide if you need a Medicare Supplement plan

• What is Medicare Advantage, and what does the county I live in have to do with anything? 

• The importance of annual reviews of your Medicare benefits

• When you should start exploring your options

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

We discuss the unprecedented market volatility following the announcement of across-the-board tariffs, examining the fundamental shift in how the US conducts global trade and what it means for investors.

• What the bond market can tell us about the economy

• Is US exceptionalism at risk?

• What Wall Street strategists are saying

• Which bonds are most attractive in this market

• The importance of diversification

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

Markets aren't designed to move in a straight line, as evidenced by the recent 3% decline in the S&P 500 and 4% drop in the NASDAQ composite. And while some movement is expected, huge swings may make investors nervous. 

In Episode 45, Natalie Picha, Partner and CXO, and Glenn Royal, CFP® Partner and CIO, discuss recent market turbulence and how to approach the market for the remainder of 2025.

Key Highlights: 

• Trump's tariff plans aim to transition the US economy to a smaller government with increased domestic manufacturing 

• The costs and timeline of this transition remain uncertain, with tariffs potentially creating stagflation conditions

• Learn how a focus on cash flow-generating investments like dividends and fixed income may help mitigate market volatility

• Key upcoming events: a possible government shutdown, new tariffs, FOMC meeting, and major options expirations

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

RHP Market Talk Episode 44 dives into the essential role of financial planning in achieving long-term success, emphasizing that it is not exclusive to the wealthy. Natalie Picha, Partner and CXO, and Matt Berti, CFP®, CPWA® Associate Wealth Advisor, discuss misconceptions surrounding planning, emotional barriers clients face, and strategies that can transform one's financial future. 

• Importance of combining financial planning with investment strategies 
• Financial planning as an accessible resource for everyone, not just the wealthy 
• Good money habits and their impact on financial health 
• Emotional challenges people face when engaging in financial planning 
• Commonly overlooked financial strategies worth exploring 
• Continuous planning as an evolving process rather than a single event 
• The importance of a trusted advisor-client relationship 
• Preview of upcoming episodes focused on the emotional aspects of financial planning

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

Discover the surprising twists of the financial markets as we kick off 2025 with an essential conversation featuring Natalie Picha, Partner and CXO, and Glenn Royal, Partner and CIO.

Explore why the market is defying expectations with rising interest rates despite Federal Reserve cuts and how a new administration's policies could shake things up. We'll dissect the recent end-of-year sell-off and early January market movements, all in the context of inflation and high valuations. With "America First" tariffs and potential new tariff policies on the horizon, we promise valuable insights into their possible impact on inflation and market stability. 

Plus, learn why bonds are shining as a cheaper alternative in a richly valued market, offering you a potential safe haven.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

What drives the markets: politics or the economy?

In Episode 24 of RHP Market Talk, Natalie Picha, Chief Experience Officer, and Glenn Royal, CFP®, Chief Investment Officer, discuss the recent election results and the changes they will bring.

What implications do these changes have for tariffs, cryptocurrency, and the bond markets? 

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

With just 1 week left until the crucial 2024 Presidential Elections, the tension is palpable, and the stakes are high.

Natalie Picha, Chief Experience Officer, and Glenn Royal, CFP®, Chief Investment Officer, discuss uncertainty in financial markets during election cycles, proposed tax changes, and the U.S. deficit.

This new episode of RHP Market Talk is a big one!

Additionally, we are providing links below to articles discussed in this podcast for your convenience.

Link to the BlackRock 2024 Election Year Special

Link to U.S. Department of the Treasury Budget Proposal

Link to JP Morgan Asset Management Elections Insights

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

The recent 50 basis point cut in interest rates was another encouraging sign that the US economy is continuing to grow, but how will this affect everyone's finances?

In Episode 40 of RHP Market Talk, Natalie Picha, Chief Experience Officer, and Glenn Royal, CFP®, Chief Investment Officer, discuss the recent interest rate cut and an intriguing market conversation about where the economy goes from here during an election year.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530