We live in a world that is fighting for our kid's attention.

There's T.V., video games, cell phones, social media, and the list goes on that are filling many of our children's lives.

We also live in a world full of busyness where our kids have one activity after another, leaving little time for anything else, let alone reading.

Reading is powerful. A story opens a new world for our children. It teaches our kids new perspectives.

I love this quote by Sarah Mackenzie, “We read with our children because it gives both them and us an education of the heart and mind. Of intellect and empathy. We read together and learn because stories teach us how to love.”

Reading shouldn't be an afterthought. It's something we need to prioritize to make it happen. But how?

In today's show, I share 9 ways to help your kids love reading. If you want your kids to fall in love with reading and make reading part of your everyday lives, this episode is for you.

Let's raise a generation of readers who will lead our world well!

Links from today’s episode:

• I talked about this book "Read Aloud Family: Making Meaningful and Lasting Connections with your Kids" by Sarah Mackenzie.
• I also talked about the Read Aloud Revival Podcast by Sarah Mackenzie.

Other Resources:

• Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!
• I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!
• If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

This year, one of the habits I’m trying to improve upon and track is my reading.

I love reading. It is one of my favorite pastimes. It fills me up more than most activities. I can’t think of a day when I don’t read. It’s who I am. 

I know my love of reading is not held by a lot of people. Many people don’t read a book unless they have to for school.

Today I’m going to share some ways that have helped me read on a regular basis and I hope this will give you some ideas on how to make reading part of your everyday life.

Links from today’s episode:

• I talked about this book "Read Aloud Family: Making Meaningful and Lasting Connections with your Kids" by Sarah Mackenzie.
• I also talked about the Read Aloud Revival Podcast by Sarah Mackenzie.

Other Resources:

• Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!
• I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!
• If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

Today we’re going to talk about how to keep the habits long term and how to make them rewarding.

If you want to stick with a habit long term, it must be satisfying, otherwise you will quit and stop doing it.

When we were working on getting out of debt, we created many new habits to help us reach our goal. 

We started eating at home almost all the time, and we hardly ate out. We cut down on our food waste, so we spent less on groceries. We went shopping less, we tried not to buy anything that wasn’t essential.

We were able to do this because every month we would make an extra principle payment on our debt with everything extra we saved each month. 

We were visually tracking our debt payoff and seeing that momentum was exciting and satisfying. And we had accountability through the Debt Dump Challenge to keep us on track.

Today's episode is all about how to put your new habits into practice and how to stick with them.

Links from today’s episode:

• Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!
• I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!
• If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.

Other Resources:

• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

I'm always trying to find ways to help me become a better mom, wife, teacher, friend, and follower of Jesus.

I've realized that daily habits can push me closer towards the person I want to become, and habit-stacking is one of the easiest ways to get there.

If you want to create new habits that you will stick to, habit-stacking is a great way to make that habit part of your routine. 

Habit-stacking is when you take a habit you already have and tie it to the new habits you want to have.

In today's episode of the Rich Living on Less Podcast, I share tons of examples on how to put habit-stacking into practice. 

This episode will make new habits a lot easier and doable.

Be sure you are subscribed and leave a review for this podcast, so you won’t miss an episode!

Links from today’s episode:

• If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.

Other Resources:

• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

Our environment affects the way we live and our ability to achieve our goals.

How can you change your environment to set you up for success?

In today's show, you are given tools and tips to become the architect of your environment.

Let your environment work for you, not against you!

P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.

Links from today’s episode:

• Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com.

Other Resources:

• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

Do you have a vision of what you want to become, but you never seem to get there?

Is your mindset holding you back?

We all have a view and opinion of ourselves and from others.

And that mindset becomes our north star. We keep going back to behaving in alignment with what we believe about ourselves.

What belief about yourself do you want to say goodbye to this year?

Today's show walks you through how to make small mindset shifts that with time will change your life.

P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.

Links from today’s episode:

• Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com.

Other Resources:

• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

Have you ever made a New Year's resolution, but you ended up abandoning it?

If you have a list of New Year's resolutions you've never met, welcome to the club!

Most people have a laundry list of all the changes they want to make, yet most rarely accomplish them.

In today's episode of the Rich Living on Less Podcast, I share why most people never reach their New Year's resolution goals and some actionable steps to set you up for making goals that you'll meet.

Be sure you are subscribed and leave a review for this podcast, so you won’t miss an episode!

Let's start off 2022 right!

P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.

Links from today’s episode:

• Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com.

Other Resources:

• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

We're about to start a brand-new year.

It’s a time when we set goals for ourselves, but rarely do we ever meet them.

The truth is, everyone needs to have a plan for their money.

If you have a plan for your finances, you can align your spending and saving with your priorities.

But if you don’t have a plan, your spending behavior is out of alignment with what’s important to you.

In today's episode of the Rich Living on Less podcast, James and I go in depth on how to align your priorities with your spending. 

And if debt is weighing you down, we are starting the debt dump challenge January 10-14th. It's a free, 5-day challenge to set you up for success in paying off your debt. To sign up, go to debtdumpchallenge.com.

Links from today’s episode:

• Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com.
• Tune into Episode 68, Budgeting with the Riches here.
• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.

• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

Your attitude towards debt matters.

If you’re fine with it, you’ll stay in it.

If you are infuriated by it, you’ll take every opportunity to get rid of it.

The choice is yours.

We all have different financial standards when it comes to how much debt we're okay with.

In today's episode of the Rich Living on Less podcast, James and I talk about how debt affects us and some practical tips to start tackling debt.

Links from today’s episode:

• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Sign up for the Free Debt Dump Challenge starting in January at debtdumpchallenge.com.
• Tune into Episode 65, let's talk about debt here.

• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich

We all have our own set of financial standards, the things that we are ok and not ok with when it comes to money. 

It's our bottom line.

The boundaries we create in our finances become our financial standards.

Think about it in terms of dating. We all had or have a certain set of standards that we want in another person. Those standards guide or guided your decisions on who you were ok with dating or not.  

Financial standards work similarly. Our standards guide our day-to-day purchasing decisions without even thinking about it.

Many times we don’t even realize that we have financial standards. They are just ingrained inside us. 

The key is to notice what financial standards you need to keep and what you need to change, and that's what this episode is all about.

If you want to see real, lasting change in your finances, you have to have a set of financial standards that serve you.

Links from today’s episode:

• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.

• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

• Facebook: www.facebook.com/amberlee.rich
• Instagram: www.instagram.com/amberlee_rich