We explore the aftermath of a significant political event, referred to as a "big red wave," and its varied impacts on listeners and participants alike. We share personal anecdotes about how we spent election night, with one of us enjoying pulled pork and tequila, while the other experienced a David Sedaris reading. The stock market's reaction to the political changes is analyzed, noting a rally with specific movements in crypto and energy stocks. We consider the potential economic strategies that might be employed, such as tax subsidies for American manufacturing, and discuss Elon Musk's strategic positioning with the new administration. Additionally, there's mention of a missed opportunity for Kamala Harris to engage in a Joe Rogan interview, adding to the political discourse.

We also take a look at the intersection of political and economic challenges, starting with reflections on a recent concession speech and the broader implications for both major U.S. political parties. We explore the pressing issue of the eroding middle class, emphasizing the critical role of government intervention in reversing this trend. Shifting gears, we address the surprising rise in vehicle interest rates and the skyrocketing costs of SUVs, which reflect broader economic disparities. Housing affordability becomes a focal point, as we compare historical and current income-to-house price ratios, highlighting the growing financial strain on everyday Americans. The discussion touches on corporate influence in real estate, with entities like BlackRock affecting the housing market. Finally, we consider the implications of these trends on personal projects and hint at upcoming discussions on insurance news.

And finally, we cover a wide range of topics sparked by a thought-provoking article on the implications of Trump's hypothetical second administration on business. We speculate on Elon Musk's potential role, drawing comparisons to fictional villains and office efficiency consultants, while considering the impact of integrating such a wealthy individual into government. Cryptocurrency's volatility and its association with criminal activities are highlighted, humorously juxtaposed with Trump's notorious branding. We examine Trump's energy policies, especially the contrast between his ties to traditional energy and Musk's carbon-free advocacy. Additionally, we discuss the practicalities of owning electric vehicles, such as the convenience of not needing to refuel at gas stations, despite challenges like power outages in Texas. A playful anecdote about charging an electric vehicle with a gas generator rounds off the discussion.

Timestamps

3:04 Stock market after Trump's victory

3:50 What will Trump do with tariffs?

6:48 How Trump's discourse and vocabulary changed since the 80s

8:48 Trump's voting among women and black people

10:27 The issues of polarization and taking Trump as a role model

13:29 Trump's role in the invasion of the Capitol

14:21 Kamala's concession speech and the future of both parties

16:00 The disparity between salaries and insurance rates today

19:34 Will Elon Musk have a role in Trump's administration?

21:33 Impact of Trump's government on crypto

23:25 Trump's plan for energy policies

29:48 Will Trump increase government expenses and debt?

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Curious whether sales is just about the numbers or if there’s something deeper to consider? In this episode, Brandon and Nick dive into this question with a delightful mix of personal stories and professional insights. They share everything from spontaneous naps to encounters with relentless deer and Halloween antics. With plenty of laughs and spirited discussions, their unique take on sales strategies will not only entertain you but also challenge your understanding of what it really takes to succeed in sales.

Wine enthusiasts, you're in for a treat! Experience a delightful tasting of San Gregorio Tempranillo from Spain, and explore the concept of "noble woods" with Brandon and Nick's lighthearted commentary. They also take a light-hearted look at the latest insurance acquisitions and discuss how major players like Gallagher and Howden are shaking up the industry. Alongside conversations on hurricane and fire events, they ponder the unpredictability of weather, providing a fresh perspective on timely topics.

Prepare for a wild ride through armadillo trapping escapades and Fisher-Price recall revelations. Brandon and Nick weave futuristic movie references with tales of corporate shareholding, adding a sprinkle of humor with a "two truths and a lie" game that touches on quantum mechanics and ancient history. With a nod to the influential role of institutional investors, and a shoutout to guests like social media safety expert Abby Ferry, this episode promises a captivating mix of finance, fun, and fascinating facts.

Timestamps

0:00 Update on last week

6:59 Today's wine: San Gregorio Tempranillo

10:19 Today's topics

15:04 Howden acquires the UK's largest beauty membership providers, ABT & AIT

17:29 Howden Alleged to Have Poached Insurance Rival’s Team in UK Suit

19:06 Impact of hurricanes in Florida's insurance market

23:46 New York Mets Hit With Class Action Alleging Biometric Privacy Violations

26:46 Trapping armadillos in Nick's backyard

29:08 Recall of the week: Fisher Price baby swings

33:32 2 truths and 1 lie quiz

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

What does the future hold for a Green Bay Packers fan turned insurance maven? Tune in to our 30th milestone episode of RiskCeller as we celebrate with Micah Salas from the Christensen Group in Austin, Texas. Micah's vibrant life journey from Houston to Austin, peppered with anecdotes about raising two young children and his unwavering devotion to the Packers, sets the stage for a truly engaging conversation. We reflect on his recent 39th birthday celebration and humorously predict the gubernatorial future of our young colleague, Hayden.

Micah takes us through his fascinating 13-year journey in the insurance industry, starting from Federated Insurance in Minnesota to his current role at the Christensen Group, all thanks to a pivotal connection with Charlie, the company's president. Delve into the genesis of the Max Revenue project, a support platform for insurance producers co-founded with his friend Trey, whose unique Instagram presence, "Coffee with Saints," adds an intriguing twist. This episode navigates the shifting landscape of social media and the evolving acceptance of broker of record letters, while humorously touching on the trials of beekeeping.

The conversation doesn't stop there—it shifts gears to explore the rise of electric vehicles, the complexities faced by gig economy workers, and even the whimsical world of bees. Join us as we savor delightful wines and exchange stories, offering insights into both personal and professional growth. Whether you're interested in the intricacies of insurance, the dynamics of social media, or the lighter sides of life, this episode promises a mix of humor, knowledge, and memorable moments with Micah Salas.

Timestamps

0:00 Introducing Micah Salas

6:22 Micah's professional history and becoming a producer and influencer

14:47 Today's drinks: Harvester Cabernet, Donati Family Vineyard Claret

18:01 How did Micah enter the insurance producer space and his type of content

23:27 How has the insurance content shifted the space so far? The case of AOR protection

27:55 Is there an insurance sales culture in the making, and does it help sales?

40:41 Number of private insurance companies in the US today

44:32 Today's news headlines

45:34 GEICO canceling insurance coverage for Tesla Cybertrucks

52:42 Share prices from insurance companies in Florida down after Hurricane Milton

54:47 Fire risk from electric cars

58:39 Couple Seriously Injured in Uber Crash Blocked From Court by Uber Eats Terms

1:02:43    NFL reported lowest number of pre-season concussions since tracking began

1:08:37 "2 truths and 1 lie" quiz

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Connect with Micah Salas:

Website: https://micahsalas.com/

LinkedIn: https://www.linkedin.com/in/micahsalas/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

What do toast undertones in wine and autonomous vehicles have in common? Join us on a lively journey where personal anecdotes meet industry insights, starting with Nick's adventurous 10th wedding anniversary trip to Utah. Despite a few health hiccups, the trip was a backdrop to some hilarious comparisons with our friend Zach Freeman, who we jokingly crown as the king of caregiving. Our conversation sips into a spirited tasting session of Unanime, an Argentinian wine, where we explore its rich flavors and humorously debate whether toast is indeed a flavor note. Our camaraderie and curiosity create a blend that’s as engaging as it is entertaining.

As the episode rolls on, we dive into the seismic waves of the insurance world with Marsh-McLennan's $7.75 billion acquisition of McGriff. It’s an elephantine deal that has everyone talking, and we break it down with the help of a delightful metaphor involving Bertie Bott's jelly beans—some flavors you crave, and others you'd rather skip. This conversation leads us to ponder the future of personal auto insurance in the era of autonomous vehicles, challenging the notion that it’s headed for extinction. Instead, we foresee an evolution that will redefine the industry landscape.

Our latest episode wraps up with tales from the vibrant Wholesale Specialty Insurance Association (WSIA) conference in San Diego. Imagine fashion-forward insurance pros partying like Hollywood stars, all while making meaningful industry connections. We also share our gratitude for the diverse age range of The RiskCeller Podcast's audience, from those just starting their careers to seasoned industry veterans. With listeners spanning decades, we're thrilled to continue bringing you humor, insights, and stories that resonate, as we toast to many more engaging episodes together. Cheers!

Timestamps

0:00 Weekend update

3:54 Today's wine: Mascota Unánime Grand Vino Tinto

8:26 Marsh McLennan to Acquire McGriff Insurance Services

16:55 Insurers brace for up to $15 billion in losses if Helene hits Tallahassee

20:32 Could the widespread adoption of autonomous vehicles make auto insurance obsolete?

24:58 Jury awards $2.78 million to nanny over hidden camera

28:07 Recall of the Week: Pollarus Ranger XD Off-Road Vehicle and John Deere Utility Tractors

29:50 Update on WSIA Conference

35:00 Update on Salt Lake and Moab Trip

37:18 2 lies and 1 truth

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Curious about the secrets of thriving in the micromobility sector amidst geopolitical upheavals? This episode of RiskCellar promises to unravel the journey of Wiz's Mike Peregudov, who relocated from Russia to New York in early 2022 and successfully launched a micromobility business. Alongside sipping Phantom Proprietary Red wine and guava raw kombucha, we delve into the practicalities and hurdles of funding a startup through equity and debt, emphasizing the importance of operational precision and strategic financing.

Ever wondered how to break into a highly regulated market like New York City? We dissect the complexities of navigating regulatory landscapes and using them as strategic barriers to fend off competitors. Mike shares insights into launching a subscription-based service for delivery bikes, a game-changer for immigrants and delivery workers, allowing access to essential transportation without the burden of credit scores. We also talk about innovative tech solutions to tackle theft and fraud, and the adventurous tales of our repossession team retrieving bikes from unexpected places.

From wine tasting notes to policy debates on e-bike safety regulations, this episode covers it all. Enjoy light-hearted exchanges about fraternity stories and cooking mishaps, and get your weekly dose of industry updates with our Recall of the Week segment. Plus, stay tuned for a deep dive into the insurance industry's latest challenges and the intriguing intersection of health risks and legal battles involving everyday products. Join us for a dynamic blend of professional insights and engaging personal anecdotes that you won't want to miss!

Timestamps

2:32 Today's wine (and kombucha): Bogle Phantom proprietary red

6:20 Introducing Mike and Whizz

9:51 The process of fundraising in 2022 for a micromoblity company

14:19 Biggest challenges in owning a business like Whizz in USA versus in Russia

17:36 Whizz's business model, market, and target customer

21:49 Marketing strategy for Whizz

25:24 The problem with tires

27:36 What surprised Mike about the USA after coming from Russia

30:17 Issues that arise when working in a highly regulated market like NY

32:32 What made Whizz successful when other competitors failed

34:38 One crazy story and one repo story that happened at Whizz

42:03 Mike's favorite city in the US so far

45:45 Ted Cruz Blocks Bipartisan Bill on E-Bike Battery Safety

51:09 Trojan condoms contain ' forever chemicals' , class action claims

54:16 Lloyd's CEO Neal extending prediction for the hard market

56:53 New York City’s Biggest Taxi Insurer Is Insolvent

1:01:23 Recall of the week: AirJet and HydroJet spa pumps

1:03:11 True or false quiz

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Mike Peregudov:

Linkedin: https://www.linkedin.com/in/mike-peregudov/

Personal Instagram: https://www.instagram.com/mike.peregudov/

business Instagram: https://www.instagram.com/getwhizz/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Join us for an action-packed episode where Nick and Brandon share personal updates with Nick enjoying a neighborhood event and some golf over Labor Day, while Brandon embarks on the ambitious project of building a treehouse. You'll hear about the construction process, challenges faced, and even a humorous anecdote about Brandon's unconventional approach to enjoying cigars while working.

In another gripping chapter, we discuss a range of dramatic incidents, including the bleacher collapse at Tejas Rodeo in Bernie and its insurance ramifications, the tragic shooting of rookie wide receiver Ricky Pearsall, and the sinking of the $60 million super yacht Bayesian. We also explore the alarming deaths from head injuries in youth football and touch on Berkshire Hathaway's milestone of reaching a $1 trillion market cap. Brandon offers insights on micro mobility safety and helmet technology, and we reflect on the future of football in America amid rising babysitter costs.

The episode wraps up with lighter content, featuring a lively discussion about comedian Nate Bargatze's take on time machines, trivia questions about fascinating historical facts, and some hilarious Rodney Dangerfield-inspired humor. We also clear up a mix-up between "Saved by the Bell" and "Beverly Hills 90210," and share exciting news about being featured in next month's Zag Micro mobility article. As we look forward to ramping up the season with great guests, we thank our listeners for their loyalty and support. Don't miss out on this engaging and informative episode!

Timestamps

2:32 Labour day updates

6:11 Today's topics

8:03 Bleacher collapse during rodeo in Boerne

11:38 Shooting of footballer Ricky Pearsall

13:52 Today's wine: H3 Horse Heaven Hills Cabernet

14:58 Using AI as a search engine

17:35 Sinking of Mike Lynch's luxury yatch in Italy

20:38 SAE's new standard for testing micro-mobility products

23:55 Death of two young football players and increasing safety risks in the sport

27:56 Berkshire Hathaway hits 1 trillion in market value

30:47 True or False quiz

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Join us on this episode of Risk Seller as we sit down with Andrew Wynn from Ascend, calling in from the Bay Area, to share a delightful tasting of Flowers Sonoma Coast Pinot. Listen in as we explore its unique flavors, discuss our personal wine preferences, and recommend "The World Atlas of Wine" for enthusiasts looking to expand their knowledge. Alongside some amusing anecdotes, including a story about a Diet Coke connoisseur, we highlight the efficiency benefits our team has experienced by using Ascend for premium finance.

Our conversation continues as we trace Andrew's fascinating career journey from Indiana to the Peace Corps in Senegal, and then to Silicon Valley. Learn about his impactful work with farmers in Senegal and his early days at Instacart, where he witnessed the company's rapid growth from a small team to a major tech player. Andrew shares insights into the challenges and triumphs of working in a startup environment, emphasizing the significant impact each team member had on Instacart's trajectory.

We dissect the entrepreneurial journey that led to the creation of Ascend, enriched by lessons learned from Instacart and the insurance industry. Our discussion spans the frequent pricing errors and logistical hurdles of early Instacart days, the strategic pivot to insurance tech, and the cultural disconnects within Silicon Valley. We wrap up with a thought-provoking discussion on event cancellation insurance in light of a recent terror threat at a Taylor Swift concert, and we share a lighthearted trivia session to end on a high note. Tune in for a mix of insightful industry talk, personal stories, and a splash of humor!

Timestamps

0:26 Today's wine: Flowers Sonoma Coast Pinot

6:01 Introducing Andrew Wynn and his background with Peace Corps and Instacart

10:42 Andrew's experience working at Instacart, a growing unicorn company

14:48 First Instacart app integration with groceries stores

18:49 Andrew's roles inside Instacart

20:47 Andrew's shift from Instacart to entrepreneurship with Sheltr

27:07 Coming in contact with the insurance world at Hippo and paving way to Ascend

29:49 The process of creating and launching Ascend

35:07 What does Ascend do

37:11 Raising money and partners for Ascend

39:15 Cultural shock when moving from Indiana to the Silicon Valley

45:15 End of the interview

46:22 Terror plot against Taylor Swift's concerts

50:58 Weekend update

55:07 Hiscox's generative AI underwriting model in partnership with Google

57:34 KBW Bank's ETF with insurance companies

59:47 True of false quiz

Connect with Andrew Wynn:

LinkedIn: https://www.linkedin.com/in/wynnandrewj/

Personal Website: https://www.andrewwynn.me/

Ascend Website: https://www.useascend.com/

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Ever tried house-training two spirited pug puppies while juggling a bustling weekend? Brandon did, and he shares the hilarious highs and hair-pulling lows of welcoming Winston and Franklin into his home. Meanwhile, Nick’s weekend was no less lively with a visit from his animated mother-in-law, who brings a whirlwind of joy and tales from her frequent travels. Tune in to hear our lighthearted banter and get a behind-the-scenes look at our lives beyond the insurance industry.

Shifting gears, we tackle the intriguing world of politics, starting with a deep dive into a governor’s adept handling of the COVID-19 crisis, complemented by his surprising proficiency in Mandarin. We then dissect Kamala Harris’s savvy social media maneuvers, her ups and downs in the political arena, and even the bizarre yet captivating involvement of RFK, Roseanne Barr, and a dead bear in Central Park. Get ready for a thought-provoking conversation on how political figures navigate public perception amidst a landscape of controversies.

The tech and insurance sectors also get their spotlight as we explore the monumental antitrust case against Google and its potential ripple effects on the industry. We scrutinize TikTok’s data practices and discuss Ryan Specialty’s acquisition of US Assure Insurance Services, diving into the implications for market dynamics and regulation. Wrapping up, we reflect on our past week, express heartfelt gratitude for our listeners, and tease an exciting surprise guest for our next episode. Join us for an episode packed with humor, insights, and industry expertise!

Timestamps

0:00 Introduction

2:33 Weekend update

6:05 Today's wine: Kim Crawford Sauvignon Blanc

9:01 Tim Walz became VP candidate

14:40 RFK's dead bear episode

16:50 Today's topics

17:37 Google's anti-trust case

25:17 Utah allows homeowners to adopt captives

29:40 California's fair plan and how to keep carriers in

32:27 Tik Tok collecting data and addicting young people

35:59 Ryan Specialty to acquire US Assure

39:34 Some recalls for this week

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Greg Applehoff, a luminary in the consumer electronics world, joins us to share his remarkable journey through the ever-evolving tech landscape. From his early days with Japanese titans like Hitachi and Sony to his pioneering efforts in the MP3 market with iRiver, Greg's career offers a front-row seat to the technological revolutions that have reshaped our lives. Greg reflects on the golden era of physical music ownership and contrasts it with today's ephemeral streaming culture, providing listeners with a rich narrative of change driven by innovation and shifting consumer behaviors.

Our conversation then pivots to the storied history of Minneapolis-based Shock Electronics, an influential retailer that transitioned from audio equipment to trailblazing computer sales, laying the groundwork for giants like Best Buy. We also recount the entrepreneurial success of GTI Graphics Technologies Inc., a company that grew to $100 million under the leadership of a visionary entrepreneur. Adding a personal touch, we share our appreciation for Erath Pinot Noir from Oregon's Willamette Valley and discuss our preferences in tequila and mezcal, making for a well-rounded and engaging discussion.

The spotlight then shifts to the booming e-bike market, charting its rise from niche interest to mainstream adoption. We explore the role of independent bike dealers and major retailers like Best Buy and Walmart in this burgeoning sector. Key discussions include the vibrant biking culture in places like Bentonville, the green benefits of e-bikes, and the increasing interest from startups. With insights into brand building, innovation, and the critical role of regional retailers, this episode is a treasure trove of knowledge for anyone interested in the future of consumer electronics and micromobility.

Timestamps

0:00 Ascend Ad

2:42 Introducing Greg Appelhof and his background

10:38 Today's wine: Erath Oregon Pinot Noir

13:55 Greg's role in bringing micromobility to large retail stores

21:30 What new companies have to do to get their products in large retail stores

28:59 Could smaller regional retailers be a good start for new companies

37:47 Gross margins on electric mobility

39:03 Selling on Amazon and the importance of reviews

41:27 Discussing safety certification for micromobility

45:24 Greg's predictions for the micromobility industry

53:29 End of interview

54:29 Class action against Morgan & Morgan

58:25 Abbott's lab settlement of 500 million over infant premature formula

1:00:46 Forever chemicals in school's water

1:06:26 Recall of the week: DGL hoverboard dynamo

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Greg Appelhof

Linkedin: https://www.linkedin.com/in/gregappelhof

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Could you imagine slicing your finger with a hedge trimmer and still having the time of your life at a concert the next day? That's precisely what happened to Brandon, and he spills all the gory yet hilarious details before raving about the Red Hot Chili Peppers concert in St. Paul, Minnesota. Meanwhile, Nick takes us through his more relaxed weekend, filled with a double date swim party and an all-out war with some stubborn squirrels and their acorns. Their weekend tales are packed with personal stories and humor, offering a delightful peek into their lives beyond the podcast mic.

Switching gears, we dive into this week's latest political drama and tech fiasco. Join us as we dissect the impact of the recent CrowdStrike incident and its eerie similarities to the Y2K scare, especially for businesses like airlines. We debate the role of insurance in covering such massive system failures and delve into a federal jury's ruling that Lockton Companies and two brokers owe USI Insurance Services around $3 million. And of course, we can't ignore the political landscape, with speculations ranging from Kamala Harris's potential run to Joe Manchin's surprising moves and Dean Phillips's unexpected presidential bid.

Finally, we rank U.S. states based on business and quality of life, shedding light on the differences between California, Texas, and Minnesota in terms of regulations and public vs. private land. We also share some personal anecdotes about family outings and the joys of recreational activities like pickleball. And don't miss our discussion on Dollar General's shocking $12 million fine and the latest product recall mess involving Bissell's steam cleaners. With a mix of humor and insightful commentary, we navigate through the complexities of legal disputes, economic paradoxes, and everyday quirks.

Timestamps

0:00 Introduction

1:38 Episode starts: weekend updates

5:53 Today's topics

7:12 Today's drinks: Lalo Tequila and Oban 14 Scotch

9:35 CrowdStrike failure and its effects on business and insurance

15:30 Jury awards $3M to USI in broker poaching suit against Lockton

18:09 US politics: Kamala and Gavin Newsom

22:08 Regulatory environment in California: employers now need to notify workers of their rights

28:43 Dollar General will pay $12 million in fines over workplace safety

38:05 A wholesale insurance agent's claim against a retailer

42:06 Recall of the week: Bissel steam cleaner

45:09 Today's quiz

Connect with RiskCellar:

Website: https://www.riskcellar.com/

Brandon Schuh:

Facebook: https://www.facebook.com/profile.php?id=61552710523314

LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/

Instagram: https://www.instagram.com/schuhpapa/

Nick Hartmann:

LinkedIn: https://www.linkedin.com/in/nickjhartmann/