Retirees face serious financial temptations that can jeopardize their future, but there are smart ways to avoid them. In this episode, we’ll reveal the most dangerous temptations the average retiree faces and share strategies to help you avoid them, or correct your current course, to keep retirement on track.

Here’s some of what we cover in this episode:

0:00 – Intro

1:46 – Carrying too much debt

5:26 – The challenges with changing the spending mindset

10:13 – Deferring taxes

14:36 – Starting Social Security at 62

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700

Imagine you could read your financial advisor’s mind

Here’s some of what we cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700.

Once you reach retirement, how do you know whether you’re doing everything you can to succeed? There are specific questions you can ask and we will address some of those key topics in this episode.

We explore things like annuities, tax efficiency, Social Security, inflation protection, and estate planning to make sure you know you’re in the best position for retirement.

Here’s some of what we cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700

Retirement planning is filled with ‘how do you know’ questions. How do you know if you’re saving enough? How do you know if you’ll have enough income in retirement? How do you know if you have enough to retire? We work to answer these with clients on a daily basis, and today we’re going to discuss how we work through these key retirement questions to help people find the right answer.

Here’s some of what we cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700.

We're back to tackle your top questions in two comprehensive episodes. Part two addresses essential topics like investment strategies as you approach retirement, managing your 401K when changing jobs, and the ins and outs of catch-up contributions.

Gain insights into the complexities of vesting schedules and the potential risks and benefits of including company stock in your 401K. This episode is a must-listen for anyone looking to optimize their 401K and secure their financial future.

Here are the questions we’ll cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700

We get a lot of questions about 401ks, and we know they can be tricky to navigate. It’s such a unique account because it’s attached to the employer with different custodians from place to place. But we work with several companies to help manage their 401ks and consider this a specialty of ours at CLC Financial. That's why we're tackling your top questions in two

Here are the questions we’ll cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700

In today’s unpredictable financial landscape, it’s easy

Here’s some of what we cover in this episode:

Visit https://www.clcfinancial.com/ or call 910-323-5700.

Dave Ramsey has built a big following for his financial advice and his direct approach to advising people on his media platforms. Like everything in the financial world, there’s some advice that applies well and some that doesn’t. In this episode, we’re going to give you two examples of information that we think is valuable and another that should be challenged.

Here’s some of what we cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700

Psychologists have determined that retirement is one of the most stressful events that some people will experience in life. In this episode, we’ll look at the ways to proactively deal with the stress surrounding the retirement process.

Here’s some of what we cover in this episode:

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700.

As the financial landscape continues to evolve, investors are seeking clarity and direction in an increasingly complex market. That’s why we wanted to bring on someone who is as tapped into what’s happening in the economy as anyone we know. Matt Heimann, CFA,

Here’s some of what we cover in this episode:

Connect with Matt: https://www.linkedin.com/in/mattheimanncfa/

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700.