Robert and Sonia Koudelka have a philosophy that guided them in their careers, second careers (you read that right), and what they do in retirement: 

“Get off your butt and do it.”

Whether it’s playing golf five times a week, cruising through the Caribbean, making memories with the grandkids, or taking up a new hobby later in life, Robert and Sonia are enjoying their Golden Years to the fullest.

But it’s no surprise as that’s what they’ve done their entire lives. We talk about what got them to this point, as well as…

• The three things you need when you retire – and money is just part of it
• Why it’s never too late to pursue your passion in life
• The danger of saying “I’ll wait until I retire”
• A mentor you need to help you with financial matters
• And more