Robert "Bob" Monahan's Legal Minute

Join me and Mike Brennan — Lake County’s Virtual Attorney — as we discuss his practice, and how he uses technology to work in three states, all from a home office!

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

Join us as we discuss Round Lake Beach Mayor Richard Hill’s political history, his daily work with his Board of Trustees and his Fireside Chats!

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

Join Everyday Law and our guest, Attorney Amy Strege of Finn & Finn, as we discuss evictions and landlord/tenant law!

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

In this edition of our “Sunday Law Series,” a partnership between WRLR 98.3 FM and the Round Lake Area Public Library District, we discuss how to bring a small claim without a lawyer!

If you have suffered an injustice but the monetary value is not high enough to hire a lawyer to handle the claim, it is possible to handle the claim yourself in Small Claims Court. Monetary damages in a small claims case must be under $10,000.00. Filing a small claims complaint does not require hiring a lawyer and is something anyone can handle with some planning and preparation.

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

Joseph Fusz is a Lake County attorney with a wide breadth of experience in civil and criminal law. Though he has worked in many different counties in Illinois, he has always maintained his ties to the Lake County legal community. Currently he is in private practice in Lake County and is very involved in the Lake County legal community as president of the Jefferson Inn, board member of the Lake County Bar Association and a paralegal instructor at the College of Lake County.

 

Explore the mortgage lending process with Bryan Schmidt and Wes Dumalski of Waterstone Mortgage. Obtaining a mortgage to purchase a home is more than just running some numbers through a computer program. Schmidt and Dumalski discuss the difference between prequalification and preapproval at the beginning of the home buying experience to the final steps of closing the real estate contract. Additionally, they discuss the importance of educating their clients about the homebuying and mortgage lending process and the role of superior customer service at Waterstone.

Bryan Schmidt started Waterstone Mortgage and brought on Wes Dumalski in 2011 as the business grew. Today, the firm has 9 employees and consistently has at least 20 to 25 closings per month. Waterstone prides itself on utilizing every one of its employees to their “highest and best use”, focusing on each of their skills and strengths, contributing to the firm’s excellent customer service. Schmidt and Dumalski feel that their firm excels over the service of other lenders as they thoroughly understand the field and the mortgage products offered. In particular, they specialize in obtaining mortgage for self-employed clients, an area that other lenders do not always focus on.

The mortgage lending process starts with a discovery meeting with potential clients. The purpose of this meeting is to educate the clients and determine the optimal parameters for the client’s homebuying purchase. Though many people like to start looking for a house before going to a lender to determine what they can buy, it is far better for the home buyer to determine what they can actually afford.

Prequalification and preapproval for a mortgage is determined at the discovery meeting. Prequalification of a client is usually determined within the first 20 minutes of the meeting. Preapproval can usually be established within the first hour of that meeting and is based on a review of the client’s credit report as well as the client’s most recent bank statement, pay stub, tax return and W-2 statement. Additionally, Waterstone also looks at a client’s assets and liabilities as part of the discovery meeting for preapproval. The preapproval letter is important in the house hunting process as it validates the dollar amount that the home buyer can afford.

The last step of the process is the closing of the real estate contract. Communication is key to the success of the closing as there are many moving parts. Waterstone’s aim is to have that meeting run as smoothly as possible and to be able to correct any problems if they crop up. Their customer service philosophy focuses on the “3 Gs”, graciousness, generosity and gratefulness. By putting the customer first, giving them the best possible advice and communicating effectively with all the relevant parties, Waterstone Mortgage helps families realize their dream of owning a home.

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

Join me and expert elder law attorney, Ben Neiburger, JD, CPA, as we discuss his book, “Brighter Skies“, which deals with elder law basics — including how to manage caretaker stress during the sickness of a loved one, helping them with their money, and putting together the team to help manage end-of-life issues!

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

Join me and Workers Compensation Attorney Brian Laughlin, as we discuss work injuries, and what you should do about them: Should you hire a lawyer? What are your rights? Will your boss fire you if you bring a claim? Listen in to find out more!

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

So many people are victimized in little ways — a friend won’t repay a loan; a repairman leaves a hole in your drywall; you can’t get a refund for shoddy merchandise that you paid good money for, etc. When you can’t find a lawyer to help, because there is not enough money involved, you can do it yourself by going to small claims court and fighting the injustice yourself — without an attorney!

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”

Matt Stanton is the Democratic candidate for the Lake County States Attorney. Stanton has a family and criminal law practice and also teaches at Chicago-Kent College of Law. He is critical of the current administration of the Lake County States Attorney’s office and has a positive platform for change if he is elected.

 

Robert Monahan, Esq. is a lawyer in Gurnee, IL with his own practice in personal injury. He has a radio show on Thursday nights at 7 pm, called “Everyday Law,” on WRLR 98.3 FM, where he tries to demystify the law for the ordinary person. “Everyday Law” can be downloaded as a podcast from iTunes or other various podcatchers. His two websites are www.monahanfirm.com and www.gurneepersonalinjuryattorney.com. He also has two Facebook pages – “Robert A. Monahan, Esq.” and “Everyday Law.”